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Though it’s no doubt expensive to insure, the Ferrari California was built to last and owners attest to its reliability. You’ll also receive an extensive maintenance plan to keep this luxury convertible on the road longer. Filter car insurance companies by your state to get a quote.
The average insurance rate for the Ferrari California is $648 per month, or $7,776 per year. The national average sits far lower at $1,426 per year, making this car a whopping $6,350 higher to insure.
| Model | Monthly insurance rate | Base car Price |
|---|---|---|
| 488 GTB | $783 | $245,400 |
| 488 Spider | $868 | $272,700 |
| 812 | $1,188 | $335,275 |
| Berlinetta F12 & TDF | $1,015 | $319,995 |
| California | $648 | $202,723 |
| FF | $935 | $295,000 |
| GTC4 Lusso | $953 | $300,000 |
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Once the warranty wears off, this convertible may need extra coverage for its relatively high-priced repairs. However, Ferrari’s 7-year maintenance plan will help you keep it in good condition until then.
The Ferrari California T costs more to insure because it’s a convertible, and no hard top means higher risk for insurance companies. Also, this luxury brand requires expensive Italian parts making it a higher price to repair.
To offset this car’s high insurance cost, you may be able to get discounts for having these safety features.
Although you may love the idea of a sporty California, this car does have a high average insurance rate. That rate is affected by:
Ferrari California car owners love the car’s low maintenance and repair needs. The car has had a few recalls in past years, though.
The Ferrari California’s average insurance rates stand well above the national average. You may have its convertible body, recalls and high-cost parts to thank for that fact. However, owners express their love for its reliability and extensive maintenance plan.
Compare car insurance options for your Ferrari California. Still looking into different cars? Check out their insurance costs upfront.
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