Ferrari 812 car insurance rates | finder.com

Ferrari 812 car insurance rates

What to expect when insuring your Ferrari 812

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare car insurance

Ferrari 812 car insurance rates

The 812 has a need for speed — a factor that often results in a higher insurance risk. However, the 812 Superfast has yet to see any recalls and includes a variety of safety features.

  • Rewards for safe drivers
  • Basic to comprehensive
  • Your own dedicated agent

Our top pick: Allstate

Enjoy having your own dedicated agent to help you get the best discounts and coverage.

  • Rewards for safe drivers, good students and more
  • Get your own dedicated insurance agent
Promoted

Compare insurance for your Aston Martin DB11

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
13%
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
52%
AZ, AR, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MI, MS, MT, NE, NM, ND, OH, OK, OR, PA, SC, TN, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All 50 states
Drivers over 50 and AARP members enjoy special car insurance pricing and benefits.

Compare up to 4 providers

How much does Ferrari 812 car insurance cost?

The 812’s average insurance rate is $1,188 per month, or $14,256 per year. That cost is about $12,800 above the national average of $1,426, a pricey rate even by Ferrari standards.

Model Monthly insurance rate Base car Price
488 GTB $783 $245,400
488 Spider $868 $272,700
812 $1,188 $335,275
California T $648 $202,723
F12 Berlinetta & TDF $1,015 $319,995
FF $935 $295,000
GTC4 Lusso $953 $300,000

How do I compare insurance for the Ferrari 812?

The 812 Superfast needs specialized parts for repair and may warrant extra coverage. However, all Ferraris come with a 7-year maintenance plan that will help you keep the car in top condition.

  • Body type. The 812 Superfast is a luxury coupe built for speed, just like its name suggests.
  • Fuel. The 812 gets typical fuel efficiency for a performance car, standing at 13 mpg combined city and highway. In other words, don’t expect it to score points on insurance as an economy vehicle.
  • Maintenance. Maintenance and repair costs can be expensive due to specialized Italian parts. However, Ferrari covers a huge part of that cost in its standard 7-year maintenance plan.
  • Coverage. You may want extra protection for your high-dollar supercar. Consider luxury car insurance, which often allows you to receive agreed value coverage and higher policy limits. Also, consider optional coverages like comprehensive, loan/lease gap insurance and uninsured/underinsured motorist.
  • Insurer options. While most insurance companies will offer coverage for sports cars, Geico doesn’t provide it for Ferraris, for example.
  • Warranty. As with all new Ferraris, the 812 Superfast comes with the standard 3-year, unlimited mileage warranty. You can also take advantage of their 7-year maintenance plan to keep your car in good running condition.

Does the Ferrari 812 qualify for discounts?

Due to this car’s need for speed, Ferrari has included several safety features. You may qualify for a safety discount with these:

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Traction control
  • Brake assist
  • Automatic headlights
  • Rain-sensing wipers
  • Parking sensors

Get the cheapest quotes

Compare car insurance companies near you.

Your information is secure.

Why is insurance so high for the Ferrari 812?

The Superfast comes with an insurance rate that’s well above average. Several reasons for the increased rate include:

  • High sale price. This luxury sports car costs top-dollar, ranging in the $300,000s. That means your insurance company will have to pay more for your reported claims.
  • More coverage. Premium insurance coverage does mean a higher rate. However, the extra protection may be worth the investment.
  • Higher limits. You may consider higher policy limits to fully protect your car. Like coverage, you’ll see a raised premium in exchange.
  • Powerful engine. The Superfast can reach high speeds in no time. But its powerful engine results in more costly insurance.
  • Specialized repairs. You may need imported parts or a Ferrari specialist to get repairs done, also spiking your insurance rate.

How reliable is the Ferrari 812?

The 812 is a fairly new model for Ferrari, succeeding the F12berlinetta. Its new addition to the market means you won’t find much information on safety and reliability yet.

The model has also not yet seen any recalls, unlike other Ferraris which tend to receive recalls in the first few years on the market.

  • Safety. This car doesn’t include much safety data with top rating organizations.
  • Reliability. While there isn’t much information about the 812’s reliability, Ferraris are known for their long-lasting value.
  • Recalls. No recalls have currently been issued for this new Ferrari model.

Bottom line

Because the Ferrari 812 is built for speed and needs specialized parts for repair, your insurance rates will stay high. However, it hasn’t received any recalls, suggesting its reliability.

Compare car insurance providers for the 812 or look at another make or model here.

Frequently asked questions about the Ferrari 812

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site