Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Maserati Ghibli car insurance rates

It's sleek, Italian and an investment to protect.

The Maserati Ghibli hits mid-range on the scale of luxury car insurance cost. With an MSRP of $74,300 and average monthly insurance rate of $385, it’s cheaper to insure than a Rolls-Royce or a McLaren, but more expensive than your average Jaguar. But insurance rates will differ depending on a range of factors, such as your driving history and location. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states

Get the cheapest quotes for your Maserati Ghibli

Enter your zip code to compare providers in your area.

Your information is secure

How do I compare insurance for the Maserati Ghibli?

The Maserati Ghibli claims to combine “dynamic speed” and “ultimate refinement.” It’s an Italian car meant for winding roads and a smooth ride. Here’s what to keep in mind when shopping for insurance:

  • Body type. It’s a mid-size sedan, which can be less expensive to insure than coupes. But since this is a luxury car it probably won’t make much of a difference.
  • Fuel. The Ghibli is gasoline powered, with a 17 mpg city rating and a 24 mpg highway rating.
  • Maintenance. Maserati recommends only servicing your Ghibli with genuine Maserati Parts, taking it to one of its dealerships for help. Parts and labor are likely to be more expensive, since it’s a specialty foreign car.
  • Coverage. Regular insurance may not be enough to cover the value of your Ghibli. Since it’s more expensive than your average car, you may need to work with an agency that offers luxury coverage.
  • Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. And it includes roadside assistance, transferring your car to a dealership 24/7 when necessary — so no worries about purchasing that separately.
  • Theft rates. Since these cars are pretty flashy, the theft rate is relatively low. This may help reduce insurance rates, but only by a fraction.

Does the Maserati Ghibli qualify for discounts?

The Maserati Ghibli is suave, exotic, and quintessentially Italian. It also comes equipped with decent safety features, including:

  • Antilock brakes
  • Stability control
  • Front-impact airbags
  • Side-impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Antiwhiplash
  • Security system

Why is insurance so high for the Maserati Ghibli?

The Maserati Ghibli costs more to insure because it’s a luxury vehicle requiring genuine Maserati parts and a specialized dealership. Also, specialty foreign cars require a more complicated process for servicing, adding to its already high repair costs.

How reliable is the Maserati Ghibli?

While the Maserati has a sleek design and a romantic Italian reputation, its record for reliability and model recalls are less than stellar.

  • Safety. The Insurance Institute for Highway Safety gives the Ghibli a “good” rating for crashworthiness, which measures its ability to hold up in a crash. Its crash avoidance and mitigation was categorized as “basic.”
  • Reliability. There’s no huge complaints about the Ghibli’s reliability, but it’s also not a shining star of perfection. Like any luxury car with bespoke engineering, regular maintenance is key to ensuring a dependable performance.
  • Recalls. In 2018, Maserati issued recalls on certain Ghiblis due to two issues: an incomplete weld on the front sub-frame, and a possible leaky fuel delivery pipe in the engine compartment. Because these defects pose a considerable risk to the driver, Maserati offered free service and repair to affected vehicles.

Bottom line

While insuring a Maserati Ghibli will be pricey, high rates should be offset somewhat by the Ghibli missing the “supercar” classification. Be sure to shop around to ensure you’re getting the best deal.

Frequently asked questions

More guides on Finder

Ask an Expert provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site