Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Maserati Quattroporte car insurance rates

Expect a hefty premium with this spacious luxury sedan.

Compare and save on car insurance

Enter your ZIP code to see insurers near you.

Your information is secure.

Prefer to speak to an agent? Call for rates: 877-643-1017


Introduced in 2005, the Italian-made Quattroporte is nearly a Maserati classic. Today, it costs about $107,400, with an average monthly insurance premium of $433. It’s more expensive to cover than your typical Mercedes-Benz, but generally cheaper than a Ferrari. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
Ghibli$385$74,300
Granturismo$535$134,775
Levante$291$75,300
Quattroporte$433$107,400
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Allstate
Yes
Yes
Drivewise
Yes
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.

Speak to an agent: 877-526-1527

Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Root
No
Yes
Telematics only
Yes
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
The AARP Auto Insurance Program from the Hartford
Yes
Yes
TrueLane®
No
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
loading

Compare up to 4 providers

Get the cheapest quotes for your Maserati Quattroporte

Enter your zip code to compare providers in your area.

Your information is secure

How do I compare insurance for the Maserati Quattroporte?

In Italian, “quattroporte” means four doors. Maserati claims that this sports car combines “race-bred performance with unrivaled luxury.” Keep these factors in mind when buying insurance:

  • Body type. It’s a large sedan, which can be less expensive to insure than coupes. But since this is a luxury vehicle inspired by racecars, that probably won’t help lower insurance.
  • Fuel. The Quattroporte has a 16 city MPG and 23 highway MPG — an estimated 17 to 18 combined — which is about average for sedans.
  • Maintenance. Maserati recommends only servicing your Quattroporte with genuine Maserati Parts, taking it to one of its dealerships for help. This can make parts and labor more expensive, especially since it’s a foreign car.
  • Coverage. Since the Quattroporte is more expensive than your average car, consider shopping for luxury car insurance, which will have higher maximums that offer more adequate protection.
  • Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. And it includes roadside assistance, transferring your car to a dealership 24/7 when necessary.
  • Transmission. The Quattroporte has automatic transmission, which can be more expensive to insure than manual due to an increased gearbox cost.

Does the Maserati Quattroporte qualify for discounts?

Though heralded mostly for its speed and good looks, the Quattroporte has some features that could qualify you for discounts, including:

  • Optional emergency braking
  • Optional adaptive cruise control
  • Antilock brakes
  • Stability control
  • Front-impact airbags
  • Side-impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Antiwhiplash
  • Security system

Why is insurance so high for the Maserati Quattroporte?

The Maserati Quattroporte’s insurance costs are high because its considered a high-priced luxury vehicle with a racecar spin. A sedan of this speed and power can mean higher than average risk for insurers. Also, this foreign car requires expensive parts and labor.

How reliable is the Maserati Quattroporte?

The Maserati Quattroporte features Italian contouring and a thrilling ride. Consider these factors when insuring yours:

  • Safety. The Insurance Institute for Highway Safety (IIHS) hasn’t safety-tested this car, likely because of how expensive it is.
  • Reliability. Overall, customers seem to be happy with the Quattroporte’s performance. But remember that its bespoke engineering can prove cumbersome, so regular maintenance checks are important.
  • Recalls. There are currently 24 recalls for Quattroportes, dating back to 2004. Maserati promises to notify owners and to replace and repair the issues free of charge, but recalls are serious and pose a risk to owners if left unserviced.

Bottom line

The Maserati Quattroporte’s suave styling and powerful engine make for an appealing sports car, but it can be expensive to insure. Compare insurance rates to find the best deal.

Frequently asked questions

Who should I contact if I think my vehicle might be a part of a recall?

Call Maserati’s customer service at 877-696-2737. They can help determine if your car is one of the faulty vehicles and will direct you toward a repair shop.

What kind of engine does the Maserati Quattroporte have?

Buyers choose between two engine types: a 404-hp 3.0 liter or a 523-hp 3.8 liter V-8. If you opt for all-wheel drive, it comes with a V-6.

What is Maserati’s prepaid scheduled maintenance program?

If you buy this program from Maserati dealerships, you get three primary checkpoints:

  • 24 months or 25,000 miles
  • 36 months or 37,500 miles
  • 48 months or 50,000 miles

It covers labor required for checking and replacing parts indicated by the standard Maintenance Schedule.

What type of drive does the Maserati Quattroporte have?

The standard model has 8-speed rear-wheel drive.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site