Maserati Quattroporte car insurance rates

Expect a hefty premium with this spacious luxury sedan.

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maserati grey Image: Supplied

Introduced in 2005, the Italian-made Quattroporte is nearly a Maserati classic. Today, it costs about $107,400, with an average monthly insurance premium of $433. It’s more expensive to cover than your typical Mercedes-Benz, but generally cheaper than a Ferrari.

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Maserati average car insurance rates

Model Monthly insurance rate Base car price
Ghibli $385 $74,300
Granturismo $535 $134,775
Levante $291 $75,300
Quattroporte $433 $107,400

How do I compare insurance for the Maserati Quattroporte?

In Italian, “quattroporte” means four doors. Maserati claims that this sports car combines “race-bred performance with unrivaled luxury.” Keep these factors in mind when buying insurance:

  • Body type. It’s a large sedan, which can be less expensive to insure than coupes. But since this is a luxury vehicle inspired by racecars, that probably won’t help lower insurance.
  • Fuel. The Quattroporte has a 16 city MPG and 23 highway MPG — an estimated 17 to 18 combined — which is about average for sedans.
  • Maintenance. Maserati recommends only servicing your Quattroporte with genuine Maserati Parts, taking it to one of its dealerships for help. This can make parts and labor more expensive, especially since it’s a foreign car.
  • Coverage. Since the Quattroporte is more expensive than your average car, consider shopping for luxury car insurance, which will have higher maximums that offer more adequate protection.
  • Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. And it includes roadside assistance, transferring your car to a dealership 24/7 when necessary.
  • Transmission. The Quattroporte has automatic transmission, which can be more expensive to insure than manual due to an increased gearbox cost.

Does the Maserati Quattroporte qualify for discounts?

Though heralded mostly for its speed and good looks, the Quattroporte has some features that could qualify you for discounts, including:

  • Optional emergency braking
  • Optional adaptive cruise control
  • Antilock brakes
  • Stability control
  • Front-impact airbags
  • Side-impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Antiwhiplash
  • Security system

Why is insurance so high for the Maserati Quattroporte?

The Quattroporte is not a car that screams “average.” The six-figure price tag alone is enough to increase rates since coverage threatens an enormous cost to insurers if you were to file a claim. With a top speed of 193mph, it poses more potential risk in the eyes of insurers.

How reliable is the Maserati Quattroporte?

The Maserati Quattroporte features Italian contouring and a thrilling ride. Consider these factors when insuring yours:

  • Safety. The Insurance Institute for Highway Safety hasn’t tested this car for safety, likely because of how expensive it is.
  • Reliability. Overall, customers seem to be happy with the Quattroporte’s performance. But keep in mind that its bespoke engineering can prove cumbersome, so regular maintenance checks are important.
  • Recalls. There are currently 24 recalls for Quattroportes, dating back to 2004. Maserati promises to notify owners and to replace and repair the issues free of charge, but recalls are serious and pose a risk to owners if left unserviced.

Bottom line

The Maserati Quattroporte’s suave styling and powerful engine make for an appealing sports car, but it can be expensive to insure. Compare insurance rates to find the best deal.

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