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Maserati Quattroporte car insurance rates

Expect a hefty premium with this spacious luxury sedan.

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Maserati Quattroporte 2019 white car

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Introduced in 2005, the Italian-made Quattroporte is nearly a Maserati classic. Today, it costs about $107,400, with an average monthly insurance premium of $433. It’s more expensive to cover than your typical Mercedes-Benz, but generally cheaper than a Ferrari.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for the Maserati Quattroporte

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Maserati average car insurance rates

ModelMonthly insurance rateBase car price
Ghibli$385$74,300
Granturismo$535$134,775
Levante$291$75,300
Quattroporte$433$107,400

How do I compare insurance for the Maserati Quattroporte?

In Italian, “quattroporte” means four doors. Maserati claims that this sports car combines “race-bred performance with unrivaled luxury.” Keep these factors in mind when buying insurance:

  • Body type. It’s a large sedan, which can be less expensive to insure than coupes. But since this is a luxury vehicle inspired by racecars, that probably won’t help lower insurance.
  • Fuel. The Quattroporte has a 16 city MPG and 23 highway MPG — an estimated 17 to 18 combined — which is about average for sedans.
  • Maintenance. Maserati recommends only servicing your Quattroporte with genuine Maserati Parts, taking it to one of its dealerships for help. This can make parts and labor more expensive, especially since it’s a foreign car.
  • Coverage. Since the Quattroporte is more expensive than your average car, consider shopping for luxury car insurance, which will have higher maximums that offer more adequate protection.
  • Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. And it includes roadside assistance, transferring your car to a dealership 24/7 when necessary.
  • Transmission. The Quattroporte has automatic transmission, which can be more expensive to insure than manual due to an increased gearbox cost.

Does the Maserati Quattroporte qualify for discounts?

Though heralded mostly for its speed and good looks, the Quattroporte has some features that could qualify you for discounts, including:

  • Optional emergency braking
  • Optional adaptive cruise control
  • Antilock brakes
  • Stability control
  • Front-impact airbags
  • Side-impact airbags
  • Overhead airbags
  • Knee airbags
  • Pretensioners
  • Antiwhiplash
  • Security system

Why is insurance so high for the Maserati Quattroporte?

The Maserati Quattroporte costs more to insure because its considered a high priced luxury vehicle with a race car spin, a fast sedan can mean higher than average risk for insures. Also, this foreign car requires expensive parts and labor.

How reliable is the Maserati Quattroporte?

The Maserati Quattroporte features Italian contouring and a thrilling ride. Consider these factors when insuring yours:

  • Safety. The Insurance Institute for Highway Safety hasn’t tested this car for safety, likely because of how expensive it is.
  • Reliability. Overall, customers seem to be happy with the Quattroporte’s performance. But keep in mind that its bespoke engineering can prove cumbersome, so regular maintenance checks are important.
  • Recalls. There are currently 24 recalls for Quattroportes, dating back to 2004. Maserati promises to notify owners and to replace and repair the issues free of charge, but recalls are serious and pose a risk to owners if left unserviced.

Bottom line

The Maserati Quattroporte’s suave styling and powerful engine make for an appealing sports car, but it can be expensive to insure. Compare insurance rates to find the best deal.

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