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The GranTurismo has one of the highest MSRPs out of all Maserati cars, ringing in at $134,775 with an estimated average monthly cost to insure of $535. Its tantalizing race-car engine and iconic style suggest a thrilling ride, but covering this car is an investment in and of itself. Filter car insurance companies by your state to get a quote.
GranTurismo — GT for short — is an Italian term referring to cars that drive long distances, or “Grand Tours,” in high comfort and style. Some factors to keep in mind as you shop for insurance include:
Body type. The GranTurismo is an expansive coupe which also comes as a convertible. While coupes are generally less expensive to insure, since this is a luxury speedster it’ll make little difference. And coverage for convertibles is usually pricier because they’re less secure.
Fuel. It’s gasoline powered with a 13-mpg city rating and a 20-mpg highway rating, which is low-efficiency when compared to other coupes.
Maintenance. Like any luxury auto retailer, Maserati recommends only servicing your GranTurismo with genuine Maserati Parts at one of its dealerships. Parts and labor are likely to be more expensive, due to specialization.
Coverage. Consider buying luxury car insurance for your GranTurismo, since you’ll probably need higher maximums to cover the value of the car.
Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. The Maserati warranty includes roadside assistance, so there’s no need to purchase that separately through your insurance for the first few years.
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Does the Maserati GranTurismo qualify for discounts?
The Maserati GranTurismo is fast and sexy, but the company also claims that safety is one of its top priorities. Some safety features that could get you an insurance discount include:
Stability control (MSP)
Rear-view camera
ABS with electronic brakeforce distribution
Antislip regulation
Antilock brakes
Adaptive light control
Daytime running lights with LED technology
Front-impact airbags
Side-impact airbags
Tire pressure monitoring system
Pretensioners
Security system
Why is insurance so high for the Maserati GranTurismo?
The Maserati GranTurismo costs more to insure because it boasts a fast racecar like engine making it a high-risk to insure. Also, this speedster requires more regular maintenance checks to ensure its special design is in tune.
How reliable is the Maserati GranTurismo?
Maserati makes alluring cars, which can fail to meet up to expectations in dependability.
Safety. The GranTurismo has yet to be tested by the IIHS and the NHTSA for crashworthiness. But the Ghibli, another Maserati model, achieved a “good” rating, and the GT comes equipped with safety features.
Reliability. The GT can generally be trusted to get you from point A to point B. But due to its paticular engineering and specialty design, it’s important to get regular maintenance checks to ensure everything’s in tune.
Recalls. Maserati has issued no recalls for one of its GTs since 2012. And when an issue is uncovered, it offers free service and repair to affected vehicles.
Bottom line
Buying insurance for a Maserati GranTurismo can stack up, but it’s important to get a policy with maximums high enough to cover the cost of the vehicle. Still, take time to compare car insurance rates to make sure you’re getting the best deal.
Frequently asked questions about the GranTurismo
It came out in 2008 as a replacement for the GranSport.
Its top speed is 185 mph.
This program, which you can buy from Maserati dealerships, follows a schedule with three primary checkpoints: 24 months or 25,000 miles, 36 months or 37,500 miles, and 48 months or 50,000 miles. It covers labor required for checking and replacing parts indicated by the standard Maintenance Schedule.
The convertible starts at around $146,000, which is over $10K more than the fixed-roof version.
Amy Stoltenberg manages newsletters at Finder, gathering the best articles each week to help subscribers save money and stretch their hard-earned dollars. She also handles the Twitter account, dabbling in Instagram and Facebook too. When she's not on the computer, you can find her exploring Los Angeles with a good book in tow. She studied writing at Savannah College of Art and Design and has been featured on the Zoe Report.
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