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Maserati GranTurismo car insurance rates

This powerful Italian sports car comes with high-cost coverage.

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The GranTurismo has one of the highest MSRPs out of all Maserati cars, ringing in at $134,775 with an estimated average monthly cost to insure of $535. Its tantalizing race-car engine and iconic style suggest a thrilling ride, but covering this car is an investment in and of itself. Filter car insurance companies by your state to get a quote.

GranTurismo — GT for short — is an Italian term referring to cars that drive long distances, or “Grand Tours,” in high comfort and style. Some factors to keep in mind as you shop for insurance include:

  • Body type. The GranTurismo is an expansive coupe which also comes as a convertible. While coupes are generally less expensive to insure, since this is a luxury speedster it’ll make little difference. And coverage for convertibles is usually pricier because they’re less secure.
  • Fuel. It’s gasoline powered with a 13-mpg city rating and a 20-mpg highway rating, which is low-efficiency when compared to other coupes.
  • Maintenance. Like any luxury auto retailer, Maserati recommends only servicing your GranTurismo with genuine Maserati Parts at one of its dealerships. Parts and labor are likely to be more expensive, due to specialization.
  • Coverage. Consider buying luxury car insurance for your GranTurismo, since you’ll probably need higher maximums to cover the value of the car.
  • Warranty. Maserati’s New Car Limited Warranty lasts for four years or 50,000 miles, whichever comes first. The Maserati warranty includes roadside assistance, so there’s no need to purchase that separately through your insurance for the first few years.
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

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Does the Maserati GranTurismo qualify for discounts?

The Maserati GranTurismo is fast and sexy, but the company also claims that safety is one of its top priorities. Some safety features that could get you an insurance discount include:

  • Stability control (MSP)
  • Rear-view camera
  • ABS with electronic brakeforce distribution
  • Antislip regulation
  • Antilock brakes
  • Adaptive light control
  • Daytime running lights with LED technology
  • Front-impact airbags
  • Side-impact airbags
  • Tire pressure monitoring system
  • Pretensioners
  • Security system

Why is insurance so high for the Maserati GranTurismo?

The Maserati GranTurismo costs more to insure because it boasts a fast racecar like engine making it a high-risk to insure. Also, this speedster requires more regular maintenance checks to ensure its special design is in tune.

How reliable is the Maserati GranTurismo?

Maserati makes alluring cars, which can fail to meet up to expectations in dependability.

  • Safety. The GranTurismo has yet to be tested by the IIHS and the NHTSA for crashworthiness. But the Ghibli, another Maserati model, achieved a “good” rating, and the GT comes equipped with safety features.
  • Reliability. The GT can generally be trusted to get you from point A to point B. But due to its paticular engineering and specialty design, it’s important to get regular maintenance checks to ensure everything’s in tune.
  • Recalls. Maserati has issued no recalls for one of its GTs since 2012. And when an issue is uncovered, it offers free service and repair to affected vehicles.

Bottom line

Buying insurance for a Maserati GranTurismo can stack up, but it’s important to get a policy with maximums high enough to cover the cost of the vehicle. Still, take time to compare car insurance rates to make sure you’re getting the best deal.

Frequently asked questions about the GranTurismo

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