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Lamborghini Huracan insurance rates

Average insurance cost for the 2021 Huracan? $1,018. But you can shop to drop it lower — see Geico.

We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Lamborghini Huracan is $1,018.20 — or $12,218.40 a year. However, some older models may cost less to insure than others depending on which safety features your vehicle has and which insurer you choose. And your actual costs depend on your driving history, age, ZIP and other specific factors.

Model YearAllstateGeicoState FarmFarmersAverage
2015 Lamborghini Huracan$1,028$510.24$582.35$1,006.05$781.66
2016 Lamborghini Huracan$1,098.00$555.73$538.06$1,507.35$924.79
2021 Lamborghini Huracan$827$579.28$1,648.32$1,018.20

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet - Insure.com
Quinstreet - Insure.com
Yes
Depends on provider
Depends on provider
Depends on provider
All 50 states
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Why is insurance so expensive for the Lamborghini Huracan?

The Lamborghini Huracan costs more to insure because its low weight and high power combine to form a speedy car that’s high-risk for tickets and accidents. Also, if repairs are needed, high cost parts and complicated maintenance make for higher premiums.

Lamborghini Huracan money-saving safety features

You could save money on car insurance for your Lamborghini Huracan if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How does the Lamborghini Huracan compare to other car models?

The Lamborghini Huracan was unveiled in March 2014 during the Geneva Auto Show. The Huracan replaced the popular and highest grossing Gallardo model. The model won the “Supercar of the Year 2014” by the Top Gear magazine.

From a price standpoint, the Lamborghini Huracan ranks right in the middle of our list of the 360 priciest car models to insure.

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