Bentley Continental car insurance rates

According to our research, insuring your Bentley Continental could cost you anywhere from $270 to $1,900 a month or $3,240 to $22,800 a year. That’s a wide range, but not all providers are willing to take on such luxury. Filter car insurance companies by your state to get a quote.

Name	Roadside assistance	New car protection	Safe driver discount	Available states
Allstate	Optional		13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
Progressive	Optional		30%	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
The AARP Auto Insurance Program from The Hartford	Optional		Yes	All 50 states	Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.	Get quotes More Info	Compare	loading Fetching your data...
Root			52%	Available in 31 states	Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.	Get quotes More Info	Compare	loading Fetching your data...
Savvy	Optional	Depends on provider	Yes	All states & DC	Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual	Optional		30%	All 50 states & DC	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...

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Bentley Continental car insurance rates

Model	Monthly insurance rate	Base car price
Bentayga	$132	$229,100
Mulsane	$270	$198,500
Continental	$270	$303,700
Flying Spur	$240	$189,000

To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- A 30-year-old driver in Pennsylvania
- Drives a 2018 Bentley Continental
- Drives between 10,001 and 15,000 miles a year
- Has no accidents in the past five years
- Has an anti-theft device on the vehicle
- Has good credit

How to compare insurance for the Bentley Continental

Bentley Continental car insurance can be quite pricey. When comparing insurance options for your Bentley Continental, consider:

Price. Going for the cheapest rate on a luxury vehicle like the Bentley Continental isn’t always the best idea: repairs can be very expensive. Look for a mix of value and sufficient coverage in case you do need to file a claim.
Deductible. A high deductible on your Bentley might not make sense in the long run. If an accident requires costly repairs, you’ll need that amount on hand before your insurance kicks in.
Coverage. Most luxury car owners choose insurance coverage options beyond state minimum insurance requirements. Look into adding collision and comprehensive coverage to your policy to cover likely expensive repairs.
Restrictions. Not all insurance companies are willing to insure powerful sports cars like the Continental, potentially limiting your options.
Manufacturer offers. Bentley offers a three-year, unlimited-mile roadside assistance package on all new vehicles.

Why is insurance so expensive for the Bentley Continental?
The Bentley Continental costs more to insure because it requires imported parts that are hard to find, making it expensive to repair. Also, not all insurance companies are willing to insure this powerful sports car, limiting your options and placing more of the pricing power in the insurance company’s hands.

What factors affect car insurance for the Bentley Continental?

Luxury sports cars like the Bentley Continental are typically more expensive to insure that other cars because parts to fix them are rare and imported.

Not only that, but the engine, features and price of each trim package can affect your insurance rates.

The Bentley Continental comes in five different trim packages, ranging widely in cost.

2018 Bentley Continental GT trim packages

Package	Engine	MSRP
GT Convertible V8	500-hp, 4.0-liter V-8	Starts at $218,400
GT Convertible V8S	521-hp, 4.0-liter V-8	Starts at $231,800
GT Convertible W12	582-hp, 6.0-liter W-12	Starts at $236,100
GT Convertible Speed	633-hp, 6.0-liter W-12	Starts at $264,300
GT Convertible Supersports	700-hp, 6.0-liter W-12	Starts at $322,600

Driver factors that affect insurance rates

Beyond the make and model of your vehicle, other factors like your age, gender, location, credit score and accident history can affect your car insurance rates.

When it comes to sports cars, insurance companies consider them a higher risk for accidents than other drivers. Why else would you drive a high-performance vehicle if not to make it perform?

If you live in a city with traffic congestion or high crime rates, you could see above-average premiums.

Does the Bentley Continental qualify for discounts?

The Bentley Continental comes equipped with safety features that could help you save on insurance, including:

Airbags
An antitheft alarm system
Antilock brakes
Stability control
Seatbelt pretensioners

Reliability and safety ratings for the Bentley Continental

Official reliability and safety ratings aren’t available for this sports car. But in recent years, Bentley has earned a reputation as one of the least reliable car brands.

In general, luxury cars tend to break down more often, and parts can be expensive and difficult to find. When you do need a repair, it can take longer than expected to get back on the road.

According to online owner reviews, reliability sounds like more of an issue if you’re buying a used Bentley. The annual mileage that you put on your Continental can also factor into its reliability and repair expense: The more miles you drive, the more likely you’ll need a repair.

Bentley Continental maintenance

Owning a luxury car like the Bentley Continental can carry a hefty price tag. Oil changes can cost some $500 a year, while other annual maintenance could cost anywhere from $1,400 to $2,500.

If you do get into a wreck or need repairs, expect to pay top dollar to fix your Bentley. Not every mechanic will work on a Bentley, so you might find yourself paying extra at a specialist mechanic or Bentley dealership.

Bottom line

Bentleys are known as sleek, fast and impressive luxury sports cars. As such, you can expect to pay above-average insurance rates, repair charges and routine maintenance costs.

By comparing car insurance rates from multiple providers, can just might find the coverage options you need a rate that fits your budget.

Thank you for your feedback!

Gabrielle Pastorek

Gabrielle Pastorek is the shopping and travel publisher at Finder, helping readers to round up the best deals, coupons, retailers, products and services to make sound financial decisions. She's contributed more than 800 articles to the site and is a quoted expert in Best Company and DealNews. She earned an MFA from the University of Pittsburgh, with essays and short stories published in The Collagist, Blue Monday Review, Blotterature and others. When she’s not writing, Gabrielle can be found out in the barn with her horse, Lucy.

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Bentley Continental car insurance rates