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Compare car insurance in Washington, DC
Get the cheapest car insurance in Washington, DC for 2021
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If you’re new to Washington, DC, or a first-time car owner, you may not be familiar with the ins and outs of car insurance in the nation’s capital. To save you time, compare the essentials of what you need to know before driving in DC.
Washington D.C
Car insurance quick facts
25/50/10
Minimum liability requirements
$1,300
Average annual car insurance cost
30
Days to update your license
No-fault state
In no fault states, each driver pays for their own damages in an accident.
Compare Washington DC car insurance
Most popular Washington DC auto insurance companies list
| Company | Direct premiums written (billions) | Market share |
|---|---|---|
| Geico | $136,627 | 36.80% |
| State Farm | 72,385 | 19.50% |
| USAA | 35,559 | 9.60% |
| Progressive | 32,589 | 8.80% |
| Allstate | 25,979 | 7.00% |
| Travelers Companies Inc. | 12,703 | 3.40% |
| Liberty Mutual | 12,209 | 3.30% |
| Nationwide | 11,496 | 3.10% |
| Erie | 9,400 | 2.50% |
| American Family | 4,903 | 1.30% |
Car insurance costs in Washington, DC
Washington, DC, requires every driver to carry basic liability coverage, which protects other drivers in an accident.
| Coverage | What it covers | Minimum coverage you need |
|---|---|---|
| Liability | The other car and driver when an accident is your fault |
|
You’re also required to carry uninsured motorist coverage, which protects you against uninsured or underinsured drivers.
| Coverage | What it covers | Minimum coverage you need |
|---|---|---|
| Uninsured motorist | You, your passengers and your car if you’re in an accident with an uninsured driver |
|
Cheapest car insurance in Washington DC
| Company | Average annual rate | Learn more |
|---|---|---|
| Geico | $673 | |
| USAA | $713 | Get a quote Read review |
| State Farm | $936 | Get a quote |
| Allstate | $1,074 | Get a quote |
| Progressive | $1,338 | Get a quote Read review |
| Erie | $1,419 | |
| The General | Get a quote Read review |
Can I get SR-22 insurance in DC?
Yes, you can get SR-22 insurance in Washington DC. You might need this kind of coverage if you’ve been convicted of a DUI, if you were caught driving without insurance or if you’ve accumulated too many violation points on your driving record.
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Bottom line
Having an accident — regardless of who’s at fault or how serious it is — can be traumatic. Prepare by staying current with your protection. To get the cheapest coverage for your needs, carefully research your car insurance options when driving inside the Beltway.
Frequently asked questions about car insurance in Washington DC
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