Compare car insurance in Washington, DC

If you’re new to Washington, DC, or a first-time car owner, you may not be familiar with the ins and outs of car insurance in the nation’s capital. To save you time, compare the essentials of what you need to know before driving in DC.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

• Broad coverage, including for custom car parts or ridesharing
• Transparent pricing tools that help you buy within budget
• Accident forgiveness on small claims or for staying claim-free
• Stack a variety of discounts for multiple cars, autopay or homeownership

Get a quote
Read review

• Top auto insurance companies in Washington DC
• List of insurance companies in Washington DC

Compare Washington DC car insurance

Sort by:

Name	Product	Roadside assistance	New car protection	Accident forgiveness	Safe driver discount	Available states
Progressive		Optional			30%	All 50 states	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
Esurance					40%	All states except AK, DE, HI, MT, NH, VT, WY	Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.	Get quotes More Info	Compare	loading Fetching your data...
Gabi		Optional	Optional		55%	All 50 states	Upload your current policy info and get quotes from 20+ companies who could get you a better rate.	Get quotes More Info	Compare	loading Fetching your data...
Liberty Mutual		Optional			30%	All 50 states	Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.	Get quotes More Info	Compare	loading Fetching your data...
Allstate					13%	All 50 states	Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.	Get quotes More Info	Compare	loading Fetching your data...
Geico		Optional			26%	All 50 states	Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.	More Info	Compare	loading Fetching your data...
Farmers					15%	All 50 states	Say hello to a local Farmers agent who can help you find the best savings from a long list of coverage options.	More Info	Compare	loading Fetching your data...

loading

Load More

Compare up to 4 providers

Clear selection

Compare

Most popular Washington DC auto insurance companies list

Company	Direct premiums written (billions)	Market share
Geico	$136,627	36.80%
State Farm	72,385	19.50%
USAA	35,559	9.60%
Progressive	32,589	8.80%
Allstate	25,979	7.00%
Travelers Companies Inc.	12,703	3.40%
Liberty Mutual	12,209	3.30%
Nationwide	11,496	3.10%
Erie	9,400	2.50%
American Family	4,903	1.30%

Car insurance costs in Washington, DC

Washington, DC, requires every driver to carry basic liability coverage, which protects other drivers in an accident.

You’re also required to carry uninsured motorist coverage, which protects you against uninsured or underinsured drivers.

Can I get SR-22 insurance in DC?

Yes, you can get SR-22 insurance in Washington DC. You might need this kind of coverage if you’ve been convicted of a DUI, if you were caught driving without insurance or if you’ve accumulated too many violation points on your driving record.

Cheapest car insurance in Washington DC

• Quote methodology: driver profile & coverage options

  To get these quotes, we compared rates for the same driver profile in a common zip code in this state.

  • Good credit
  • Married
  • Male
  • 31-35 years old
  • 2017 Toyota Camry LE
  • State minimum coverage

Bottom line

Having an accident — regardless of who’s at fault or how serious it is — can be traumatic. Prepare by staying current with your protection. To get the cheapest coverage for your needs, carefully research your car insurance options when driving inside the Beltway.

Frequently asked questions about car insurance in Washington DC

• What is the car insurance authority in Washington DC?

  Car insurance is regulated by the District of Columbia Department of Insurance, Securities and Banking.

• Who do I contact if I have a problem with my car insurance in DC?

  If you can’t solve an issue with your insurance provider, complete the DC Department of Insurance, Securities and Banking’s online fraud report and complaint form. As part of its oversight responsibility, The DISB provides oversight on financial institutions — like insurance companies — investigating consumer complaints.

• How do I register my car in DC?

  To register your car, visit your nearest Department of Motor Vehicles. You’ll need to provide proof of ownership, any previous vehicle registration (for example, from a previous owner), your DC driver’s license or ID and proof of insurance.