
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
Car insurance quick facts
In no fault states, each driver pays for their own damages in an accident.
Company | Direct premiums written (billions) | Market share |
---|---|---|
Geico | $136,627 | 36.80% |
State Farm | 72,385 | 19.50% |
USAA | 35,559 | 9.60% |
Progressive | 32,589 | 8.80% |
Allstate | 25,979 | 7.00% |
Travelers Companies Inc. | 12,703 | 3.40% |
Liberty Mutual | 12,209 | 3.30% |
Nationwide | 11,496 | 3.10% |
Erie | 9,400 | 2.50% |
American Family | 4,903 | 1.30% |
Washington, DC, requires every driver to carry basic liability coverage, which protects other drivers in an accident.
Coverage | What it covers | Minimum coverage you need |
---|---|---|
Liability | The other car and driver when an accident is your fault |
|
You’re also required to carry uninsured motorist coverage, which protects you against uninsured or underinsured drivers.
Coverage | What it covers | Minimum coverage you need |
---|---|---|
Uninsured motorist | You, your passengers and your car if you’re in an accident with an uninsured driver |
|
Company | Average annual rate | Learn more |
---|---|---|
Geico | $673 | |
USAA | $713 | Get a quote Read review |
State Farm | $936 | Get a quote |
Allstate | $1,074 | Get a quote |
Progressive | $1,338 | Get a quote Read review |
Erie | $1,419 | |
The General | Get a quote Read review |
Yes, you can get SR-22 insurance in Washington DC. You might need this kind of coverage if you’ve been convicted of a DUI, if you were caught driving without insurance or if you’ve accumulated too many violation points on your driving record.
Compare car insurance companies near you.
Your information is secure.
Having an accident — regardless of who’s at fault or how serious it is — can be traumatic. Prepare by staying current with your protection. To get the cheapest coverage for your needs, carefully research your car insurance options when driving inside the Beltway.
A poor driving record may result in higher rates on your life insurance, with some insurers turning you away altogether.
Preliminary data on fatal accidents and driving behavior could explain why drivers haven’t seen higher insurance refunds.
Learn how insurance companies use identifying info from your VIN to set rates.
Which type of car insurance policy fits your car and driving needs?
If your child gets sick or injured and has to take time away from college, tuition insurance can reimburse you for what you already paid.
Learn the common health reasons that lead to denials and how to get life insurance anyway.
Take advantage of the lowest minimum coverage rates by earning all the discounts you can.
Insure your classic car or race car at agreed value with Heacock Classic, but you’ll have to look elsewhere if you have recent claims or major violations.
Since driving uninsured comes with steep penalties, look at your coverage options or consider alternatives.
Offers a transparent look at your premiums and rewards renewal with a better insurance score.