
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated
Compare Connecticut’s driving rules and insurance requirements and get the best rate on your car insurance coverage.
Car insurance quick facts
In no fault states, each driver pays for their own damages in an accident.
Company | Direct premiums written (billions) | Market share |
---|---|---|
Geico | $575,379 | 18.7% |
Progressive | $315,317 | 10.20% |
Allstate | $304,076 | 9.90% |
Liberty Mutual | $283,333 | 9.20% |
State Farm | $208,318 | 6.80% |
Travelers | $184,637 | 6% |
USAA | $146,599 | 4.80% |
Amica | $113,791 | 3.70% |
MetLife | $112,974 | 3.70% |
Nationwide | $112,903 | 3.70% |
Company | Average annual rate | Learn more |
---|---|---|
Electric | $905 | |
State Farm | $1,109 | Get a quote |
Allstate | $1,244 | Get a quote |
Geico | $1,703 | |
USAA | $1,717 | Get a quote Read review |
Travelers | $2,152 | Get a quote |
Amica | $2,408 | |
MetLife | $3,201 | |
Liberty Mutual | $3,353 | Get a quote |
Safeco | $5,386 |
Of Connecticut’s largest cities, Middletown has the cheapest rates and West Haven has the most expensive car insurance rates. West Haven drivers could face rates 5 times more than Middletown drivers.
Company | Annual car insurance rate |
---|---|
Allstate | $1213 |
Metromile | $2330 |
Geico | $1239 |
State Farm | $787 |
USAA | $1279 |
Company | Annual car insurance rate |
---|---|
Allstate | $1197 |
Metromile | $2428 |
Geico | $1154 |
State Farm | $867 |
USAA | $1428 |
Company | Annual car insurance rate |
---|---|
Allstate | $1446 |
Metromile | $3060 |
Geico | $1459 |
State Farm | $1054 |
USAA | $1681 |
Company | Annual car insurance rate |
---|---|
Allstate | $1343 |
Metromile | $2328 |
Geico | $1114 |
State Farm | $819 |
USAA | $1435 |
Company | Annual car insurance rate |
---|---|
Allstate | $1213 |
Metromile | $2368 |
Geico | $1115 |
State Farm | $678 |
USAA | $1224 |
When driving in Connecticut, you must keep hard-copy proof of your car insurance — either your policy’s declaration page or your permanent ID card — in your car at all times or face up to $50 in fines. State law does not allow you to present a digital version of your ID on your phone or tablet to prove coverage.
Harsher still, if you lend your uninsured car to a friend and they get caught, the burden of responsibility falls on you: the car’s owner. Your friend? They pay up to $1,000 in fines on top of the penalties for driving an uninsured vehicle.
Depending on your state of residence, you face varying minimum requirements for car insurance. In Connecticut, you can’t legally drive unless you carry liability insurance that includes at least:
When shopping for car insurance, you may see these liability limits written as 20/40/10.
Some 20 states mandate that its drivers also carry uninsured/underinsured motorist coverage, which protects a driver if they’re involved in an accident with another driver that isn’t adequately covered by a car insurance policy. Connecticut is one of those states, requiring:
You might need an SR-22 in Connecticut if you’ve gotten a DUI, lost your license or have too many points on your driving record. SR-22 tells the state you have the minimum coverage required to get back behind the wheel.
How long should your disability elimination period last?
Compare car insurance companies near you.
Your information is secure.
Connecticut is one state where you don’t want to take the risk of driving without car insurance. You’ll need to purchase both liability insurance and uninsured/underinsured motorist coverage to remain legal under state laws or face a suite of stiff penalties that include fines, suspensions and even a stint in jail.
To get the cheapest coverage for your needs, carefully research your car insurance options when driving in Connecticut.
You can pay for car insurance in Bitcoin, even if your insurer doesn’t accept it yet.
This fintech just branched out into low-cost life insurance — but its lineup is limited.
Find unusually low face values for a whole life policy, ideal for supplemental insurance.
A health savings account (HSA) can help you get prepared for your retirement. Learn more.
Save money by targeting your coverage to your largest debts.
Learn how insurance companies use identifying info from your VIN to set rates.
Which type of car insurance policy fits your car and driving needs?
Not all steam cleaners are the same. Learn what to look out for and how to compare services so you can be sure you’ve hired a professional.
Benefits and drawbacks of investing in insurance stocks.
TAB Bank’s high-yield savings account has a competitive APY, but it’s probably best for truckers.