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The average insurance costs for a Ram 1500 is $148 a month — or $1,776 a year. With a base price of $26,495, the annual insurance cost–to–base car price ratio is a slightly high 6.7%.
- Pay by miles driven
- Low base rates
- Drive less, pay less
Our top pick: Metromile
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
- Rates from $29/month plus pennies per mile
- Low-mileage drivers could save $611/year
- All miles over 250 a day are free
- Easy app and online claims plus 24/7 support
Compare insurance for your Ram 1500
Car insurance rates for Ram 1500 by year
| Year | Progressive | Geico | State Farm | Average |
|---|---|---|---|---|
| 2013 | $232 | $145 | $167 | $181 |
| 2014 | $231 | $149 | $183 | $188 |
| 2015 | $292 | $245 | $183 | $240 |
| 2016 | $334 | $251 | $190 | $258 |
| 2017 | $289 | $256 | $200 | $248 |
| 2018 | $356 | $264 | $203 | $274 |
| 2019 | $349 | $272 | $212 | $278 |
About the Ram 1500
The Ram 1500 has been around since 1994. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and premium cabin. The Ram 1500 was the winner of Motor Trend’s Truck of the Year award in 2013 and 2014.
Ram 1500 money-saving safety features
You could save money on car insurance for your Ram 1500 if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
How safe is the Ram 1500?
The 2017 Ram 1500 received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and the rollover crash test received four stars, out of five. The side crash test received five stars. The Insurance Institute for Highway Safety (IIHS) also rated the crashworthiness of the Ram 1500.
The small overlap crash test and the roof strength crash test received a marginal safety score. The moderate overlap front crash test, side impact crash test and the rear crash protection test received good safety ratings, the highest possible rating.
The Ram 1500 model includes antilock brakes, blind spot monitoring and stability control.
How does the Ram 1500 compare to other car models?
From a price standpoint, the Ram 1500 ranks right in the middle of our list of the 360 priciest car models to insure.
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Ask an Expert
I would like to get a price quote on a 2017 Ram 1500 Laramie and a 2016 Chevrolet Sonic
Hello Johnny,
Thank you for your inquiry. If you wish to get a price quote for both Ram 1500 and Chevrolet Sonic, you are already on the correct page. And for Chevrolet Sonic, you may check this page.
As for the price itself, A 2017 Ram 1500 starts at a base price of $26,495. With the average insurance rate at $1,776 per year, the annual insurance cost–to–base car price ratio is 6.7% whereas A 2017 Chevrolet Sonic starts at a base price of $15,145. With the average insurance rate at $2,088 per year, the annual insurance cost–to–base car price ratio is 13.8%.
Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.
Best Regards,
Robyn