Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Ram 1500 insurance rates

Average Ram 1500 insurance rates

The average insurance costs for a Ram 1500 is $148 a month — or $1,776 a year. With a base price of $26,495, the annual insurance cost–to–base car price ratio is a slightly high 6.7%, compared to the national average of 3%.

YearProgressiveGeicoState FarmAverage
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
Quinstreet -
Quinstreet -
Depends on provider
Depends on provider
Depends on provider
All 50 states

Get the cheapest quotes for your Ram 1500

Enter your zip code to compare providers in your area.

Your information is secure

Ram 1500 money-saving safety features

You could save money on car insurance for your Ram 1500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ram 1500?

The 2017 Ram 1500 received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and the rollover crash test received four stars, out of five. The side crash test received five stars. The Insurance Institute for Highway Safety (IIHS) also rated the crashworthiness of the Ram 1500.

The small overlap crash test and the roof strength crash test received a marginal safety score. The moderate overlap front crash test, side impact crash test and the rear crash protection test received good safety ratings, the highest possible rating.

The Ram 1500 model includes antilock brakes, blind spot monitoring and stability control.

About the Ram 1500

The Ram 1500 has been around since 1994. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and premium cabin. The Ram 1500 was the winner of Motor Trend’s Truck of the Year award in 2013 and 2014.

More guides on Finder

Ask an Expert provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

2 Responses

    Default Gravatar
    JohnnyFebruary 11, 2018

    I would like to get a price quote on a 2017 Ram 1500 Laramie and a 2016 Chevrolet Sonic

      robellynnenrileFebruary 22, 2018Finder

      Hello Johnny,

      Thank you for your inquiry.

      You can get a quote for Ram 1500 using any of the insurers in the table above. Use the “Get quotes button to get your rates from your preferred insurer.

      As for Chevrolet Sonic insurance price, you can add your ZIP code to start comparing Chevrolet Sonic insurance options in your area. Use the “Get quotes” button to start receiving quotes.

      To give you an estimated cost, a 2017 Ram 1500 starts at a base price of $26,495 with an average insurance rate of $1,776 per year, and the annual insurance cost–to–base car price ratio is 6.7%. A 2017 Chevrolet Sonic starts at a base price of $15,145 with an average insurance rate of $2,088 per year. The annual insurance cost–to–base car price ratio is 13.8%.

      Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

      Best Regards,

Go to site