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Ram 1500 insurance rates

Average Ram 1500 insurance rates

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Red Ram 1500

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The average insurance costs for a Ram 1500 is $148 a month — or $1,776 a year. With a base price of $26,495, the annual insurance cost–to–base car price ratio is a slightly high 6.7%, compared to the national average of 3%.

Compare insurance for your Ram 1500

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Car insurance rates for Ram 1500 by model year

Year Progressive Geico State Farm Average
2013 $232 $145 $167 $181
2014 $231 $149 $183 $188
2015 $292 $245 $183 $240
2016 $334 $251 $190 $258
2017 $289 $256 $200 $248
2018 $356 $264 $203 $274
2019 $349 $272 $212 $278

Ram 1500 money-saving safety features

You could save money on car insurance for your Ram 1500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ram 1500?

The 2017 Ram 1500 received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and the rollover crash test received four stars, out of five. The side crash test received five stars. The Insurance Institute for Highway Safety (IIHS) also rated the crashworthiness of the Ram 1500.

The small overlap crash test and the roof strength crash test received a marginal safety score. The moderate overlap front crash test, side impact crash test and the rear crash protection test received good safety ratings, the highest possible rating.

The Ram 1500 model includes antilock brakes, blind spot monitoring and stability control.

About the Ram 1500

The Ram 1500 has been around since 1994. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and premium cabin. The Ram 1500 was the winner of Motor Trend’s Truck of the Year award in 2013 and 2014.

How does the Ram 1500 compare to other car models?

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2 Responses

  1. Default Gravatar
    JohnnyFebruary 11, 2018

    I would like to get a price quote on a 2017 Ram 1500 Laramie and a 2016 Chevrolet Sonic

    • Avatarfinder Customer Care
      robellynnenrileFebruary 22, 2018Staff

      Hello Johnny,

      Thank you for your inquiry. If you wish to get a price quote for both Ram 1500 and Chevrolet Sonic, you are already on the correct page. And for Chevrolet Sonic, you may check this page.

      As for the price itself, A 2017 Ram 1500 starts at a base price of $26,495. With the average insurance rate at $1,776 per year, the annual insurance cost–to–base car price ratio is 6.7% whereas A 2017 Chevrolet Sonic starts at a base price of $15,145. With the average insurance rate at $2,088 per year, the annual insurance cost–to–base car price ratio is 13.8%.

      Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

      Best Regards,
      Robyn

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