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Ram 1500 insurance rates

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Average Ram 1500 insurance rates

The average insurance costs for a Ram 1500 is $148 a month — or $1,776 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Ram 1500
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

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About the Ram 1500

Ram 1500 Insurance FinderThe Ram 1500 has been around since 1994. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and premium cabin. The Ram 1500 was the winner of Motor Trend’s Truck of the Year award in 2013 and 2014.

Insurance companies determine the insurance cost for a Ram 1500 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Ram 1500, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.

Ram 1500 money-saving safety features

You could save money on car insurance for your Ram 1500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random Ram facts

  • Ram Trucks has been around since 2010 and is known for producing American commercial vehicles.
  • The first Ram trucks were introduced in 1981.
  • Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year award for five years.
  • The logo for Ram was formally the logo for the Dodge brand.
  • Ram base prices start at $24,000 and can go up to $34,000.

Compare insurance providers that cover Ram 1500

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Included free
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

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Ram 1500 car insurance rates

A 2017 Ram 1500 starts at a base price of $26,495. With the average insurance rate at $1,776 per year, the annual insurance cost–to–base car price ratio is 6.7%.

Model Monthly insurance rate Base car price
1500 $148 $26,495
2500 $151 $32,145
3500 $151 $33,245
Promaster 1500 $156 $29,995
Promaster 2500 $156 $32,695
Promaster 3500 $227 $36,890
Promaster City $220 $23,495

How safe is the Ram 1500?

The 2017 Ram 1500 received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and the rollover crash test received four stars, out of five. The side crash test received five stars. The Insurance Institute for Highway Safety (IIHS) also rated the crashworthiness of the Ram 1500. The small overlap crash test and the roof strength crash test received a marginal safety score. The moderate overlap front crash test, side impact crash test and the rear crash protection test received good safety ratings, the highest possible rating.

The Ram 1500 model includes antilock brakes, blind spot monitoring and stability control.

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How does the Ram 1500 compare to other car models?

From a price standpoint, the Ram 1500 ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:

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2 Responses

  1. Default Gravatar
    JohnnyFebruary 11, 2018

    I would like to get a price quote on a 2017 Ram 1500 Laramie and a 2016 Chevrolet Sonic

    • finder Customer Care
      robellynnenrileFebruary 22, 2018Staff

      Hello Johnny,

      Thank you for your inquiry. If you wish to get a price quote for both Ram 1500 and Chevrolet Sonic, you are already on the correct page. And for Chevrolet Sonic, you may check this page.

      As for the price itself, A 2017 Ram 1500 starts at a base price of $26,495. With the average insurance rate at $1,776 per year, the annual insurance cost–to–base car price ratio is 6.7% whereas A 2017 Chevrolet Sonic starts at a base price of $15,145. With the average insurance rate at $2,088 per year, the annual insurance cost–to–base car price ratio is 13.8%.

      Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

      Best Regards,
      Robyn

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