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Ram 1500 insurance rates

Average Ram 1500 insurance rates

The average insurance costs for a Ram 1500 is $148 a month — or $1,776 a year. With a base price of $26,495, the annual insurance cost–to–base car price ratio is a slightly high 6.7%, compared to the national average of 3%. Filter car insurance companies by your state to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
Gabi
Optional
Optional
Yes
All 50 states except AK & HI
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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Car insurance rates for Ram 1500 by model year

YearProgressiveGeicoState FarmAverage
2013$232$145$167$181
2014$231$149$183$188
2015$292$245$183$240
2016$334$251$190$258
2017$289$256$200$248
2018$356$264$203$274
2019$349$272$212$278

Ram 1500 money-saving safety features

You could save money on car insurance for your Ram 1500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ram 1500?

The 2017 Ram 1500 received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The frontal crash test and the rollover crash test received four stars, out of five. The side crash test received five stars. The Insurance Institute for Highway Safety (IIHS) also rated the crashworthiness of the Ram 1500.

The small overlap crash test and the roof strength crash test received a marginal safety score. The moderate overlap front crash test, side impact crash test and the rear crash protection test received good safety ratings, the highest possible rating.

The Ram 1500 model includes antilock brakes, blind spot monitoring and stability control.

About the Ram 1500

The Ram 1500 has been around since 1994. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and premium cabin. The Ram 1500 was the winner of Motor Trend’s Truck of the Year award in 2013 and 2014.

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    2 Responses

      Default Gravatar
      JohnnyFebruary 11, 2018

      I would like to get a price quote on a 2017 Ram 1500 Laramie and a 2016 Chevrolet Sonic

        Avatarfinder Customer Care
        robellynnenrileFebruary 22, 2018Staff

        Hello Johnny,

        Thank you for your inquiry.

        You can get a quote for Ram 1500 using any of the insurers in the table above. Use the “Get quotes button to get your rates from your preferred insurer.

        As for Chevrolet Sonic insurance price, you can add your ZIP code to start comparing Chevrolet Sonic insurance options in your area. Use the “Get quotes” button to start receiving quotes.

        To give you an estimated cost, a 2017 Ram 1500 starts at a base price of $26,495 with an average insurance rate of $1,776 per year, and the annual insurance cost–to–base car price ratio is 6.7%. A 2017 Chevrolet Sonic starts at a base price of $15,145 with an average insurance rate of $2,088 per year. The annual insurance cost–to–base car price ratio is 13.8%.

        Hope this helps. Should you have further questions or clarifications, please do not hesitate to contact us again.

        Best Regards,
        Robyn

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