Toyota RAV4 insurance rates
Shedding light on car insurance prices
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Initially released in 1994, the Toyota RAV4 is a popular compact crossover SUV that is currently in its fifth generation. Like most Toyota vehicles, the RAV4 has award-winning safety features and great crash test ratins that may help you save on insurance.
According to our estimates, the average cost of auto insurance for a Toyota RAV4 is $167 a month — or $2,004 a year. While this estimate is roughly $1,000 higher than the national average, your actual rates may vary. This is because the cost of auto insurance is influenced by a number of vehicle, driver and location-based factors.
State Farm. Auto insurance is one of State Farm’s 100 different financial products. And with over 45 million policies in force, it is the largest auto insurance provider in the country. It sells a selection of coverage online, by phone and through its network of agents.
Nationwide. Headquartered in Columbus, Ohio, Nationwide has been insuring Americans since 1926. It’s slogan, “Nationwide is on your side” is brought to life through outstanding customer service, a great rewards program and an efficient auto repair network.
Esurance. This digital provider is best known for its innovative approach to auto insurance through a great online platform and convenient mobile app. It offers a range of competitively-priced customizable coverage options and a 24/7 claims service.
Auto insurance is one of those things that almost every driver needs but nobody wants to buy. Coverage can be expensive, providers often use confusing language and every one claims to have the best price. But as overwhelming as it may be, auto insurance is mandatory in almost every state, plus it can provide peace of mind that your vehicle is always protected. Here are a few factors to consider when shopping for coverage:
While your driving history, location and many other factors can affect your chances of getting into an accident, the vehicle you drive often has a much larger effect. This is because theft rates, performance, engine size, safety ratings and other details can vary from vehicle to vehicle. And since insurance providers calculate your premiums with respect to your risk and cost of filing claims, your vehicle choice can directly impact your rates. Here’s how:
You could save money on car insurance for your Toyota RAV4 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Toyota RAV4:
SUVs generally hold up well in the event of an accident, and the RAV4 is no exception. It holds a 9.3/10 rating from U.S. News and J.D. Power, along with the highest possible ratings in each IIHS crash test category.
The 2018 Toyota RAV4 gets a solid 4/5 star reliability rating from U.S. News and J.D. Power, which is better than the majority of other vehicles in its class.
The Toyota RAV4 is a moderately-priced compact SUV that is built for families, road trips, daily driving and other low-risk activities. Besides its impressive 4/5 star reliability rating, this vehicle comes packed with a number of safety and driver assistance features to provide an enjoyable, hassle-free driving experience. While it shouldn’t require much maintenance to keep it running, regular service appointments can prevent long-term issues from arising. Here’s what you need to know:
The RAV4 comes with Toyota’s standard 3-year/36,000 mile limited warranty, along with a 5-year/60,000-mile powertrain warranty and 5-year corrosion coverage. The standard warranty covers all parts other than normal wear such as oil and air filters, tires and so on. New Toyota vehicles also come with two years or 25,000 miles of ToyotaCare, which covers scheduled maintenance and 24/7 roadside assistance.
It’s unclear whether or not Toyota offers any extended warranty options, but you should ask your dealer for more information. That said, Toyota vehicles are extremely reliable and have low average repair costs, so you should decide whether the price of an extended warranty is worth the cost.
Introduced in 1994, the RAV4 is a popular compact crossover SUV that is designed for commuting, errands and any other daily driving. Like most Toyotas, the RAV4 is very reliable, with ratings far above other vehicles in its class. Its reliability is one of the many factors that may reduce the cost of coverage, but you can compare your options to find out how else you could save.
The Toyota RAV4 has been around since 1994 and it is currently in its fifth generation. The compact SUV is known for its spacious interior and long list of standard features. In 2016, there were over 307,000 sales in the United States alone.
Insurance companies determine the insurance cost for a Toyota RAV4 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Toyota RAV4, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
A 2017 Toyota RAV4 starts at a base price of $24,410. With the average insurance rate at $2,004 per year, the annual insurance cost–to–base car price ratio is 8.2%.
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