Ford F-150 insurance rates
Shedding light on car insurance prices
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Introduced in 1947, the Ford F-150 is now the best-selling vehicle in the US and is widely considered the best all-purpose pickup truck on the market. Pricing starts at just under $30,000 but can quickly exceed $60,000 depending on your choice of model and build options.
The average cost of auto insurance for a Ford F-150 is $157 a month — or $1,884 a year, which is roughly $500 above the national average of $1,318. That being said, your actual cost might be different, as the price of auto insurance is influenced by a number of driver, location and vehicle-specific factors.
Allstate. Home to a wide range of policies with affordable pricing, Allstate is one of the largest auto insurance providers in the country. It offers rewards for safe drivers, customizable coverage, dedicated agents and more.
Liberty Mutual. Established over 100 years ago, Liberty Mutual is now the fourth-largest property and casualty insurer in the US. Beyond its impressive selection of coverage options, policies come with great perks like free roadside assistance.
Progressive. Best known for its fun commercials and eccentric spokesperson, Flo, Progressive is a top-rated provider. Its innovative approach to auto insurance includes great comparison tools, easy online claims reporting and more.
Auto insurance can be expensive if you don’t know what to look for. And besides, nobody likes paying for something they hope to never use. But the reality is that auto insurance is mandatory in almost every state, not to mention that the right coverage can provide peace of mind and protection that you can’t get anywhere else. So while you can’t avoid buying coverage, there are ways you can reduce the cost. Here are a few factors to consider when comparing your options.
While driver and location-specific factors can influence your risk of getting into an accident, the vehicle you drive plays a much larger role. And since insurance providers calculate your premiums according to your chance and cost of filing claims, your choice of make and model will directly affect the price of coverage. Here’s how the Ford F-150 measures up:
You could save money on car insurance for your Ford F-150 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Ford F-150:
According to U.S. News and J.D. Power, the 2018 Ford F-150 holds a 9.8/10 for safety. This rating is backed by the highest ratings in every category from the IIHS, along with a 5/5 star safety rating from the NHTSA.
The 2018 Ford F-150 has a 3/5 star reliability rating from U.S. News and J.D. Power. That said, your experience may vary depending on your choice of model and the way you drive it.
The F-150 is a heavy-duty vehicle that’s designed to handle almost anything you put it through. Since it’s often used as a work truck, the F-150 is quite reliable and requires little maintenance to keep it on the roads. However, considering that it may be subject to heavier use than other vehicles, it’s important to stick to a routine maintenance schedule. Here’s what to expect:
The F-150 comes with a standard three-year/36,000-mile limited warranty and five-year/60,000 mile powertrain warranty. New vehicles also include five years/60,000 miles of corrosion protection and roadside assistance.
Ford offers a range of extended service plans that serve the same purpose as an extended warranty. Coverage varies depending on the plan you choose, but all options are designed to cover the cost of unexpected repairs. They include OEM part replacements, service by licensed Ford technicians, 24-hour roadside assistance and a rental vehicle allowance. Ford also offers two maintenance plans to cover recommended and scheduled servicing.
Designed as a durable but comfortable all-purpose pickup truck, the F-150 has become the best selling vehicle in the country. Equipped with a number of safety features and crash test ratings, you should have no trouble finding coverage for the F-150. That said, it’s important to compare your options to find out which provider has the best price for the coverage you need.
The Ford F-150 has been around since 1975 and was introduced to avoid certain emission control restraints. The Ford F-150 is the most popular model in the Ford’s F-Series lineup. The full-size pickup truck is known for its strong turbocharged engine, spacious seats and agile performance. The Ford F-150 is the best overall half-ton pickup truck, according to PickupTrucks.com. In 2016, there were over 820,000 sales in the United States.
Insurance companies determine the insurance cost for a Ford F-150 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford F-150 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
A 2017 Ford F-150 starts at a base price of $27,110. With the average insurance rate at $1,884 per year, the annual insurance cost–to–base car price ratio is 6.9%.
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Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer.
Allstate car insurance comes with:
Explore the rest of Ford’s lineup or find other manufacturers that offer vehicles similar to the F-150.
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