Chevrolet Equinox car insurance rates | finder.com

Chevrolet Equinox insurance rates

Shedding light on car insurance prices

Compare car insurance quotes

Enter your ZIP code below and click Compare to see the cheapest rates in your area.

Chevrolet Equinox Insurance Finder

Compare insurance for the compact SUV that’s become one of Chevy’s top models.

According to our research, you’ll pay an average $134 a month to insure your Chevrolet Equinox or $1,608 a year. Your actual cost depends on your driving record, the number of miles you drive in a year, your age and gender and other factors.

A 2017 Chevrolet Equinox starts at a base price of $23,100. With the average insurance rate at $2,124 per year, the annual insurance cost–to–base car price ratio is 9.2%.

Model Monthly insurance rate Base car price
Bolt Ev $238 $36,620
Camaro $154 $25,905
City Express $171 $22,405
Colorado $161 $20,000
Corvette $238 $55,450
Cruze $238 $16,975
Equinox $177 $23,100
Express $171 $30,745
Impala $175 $27,500
Malibu $238 $21,680
Silverado $160 $27,785
Sonic $174 $15,145
Spark $181 $13,000
SS $164 $46,625
Suburban $172 $49,915
Tahoe $169 $47,215
Traverse $171 $28,700
Trax $180 $21,000
Volt $177 $33,220

Compare insurance providers that cover the Chevrolet Equinox

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.

Compare up to 4 providers

How to compare insurance for the Chevrolet Equinox

When comparing insurance options for your Chevy Equinox, look beyond a specific provider to weigh:

  • Price. The Chevy Equinox is a midrange car, so you might look for a happy medium between coverage options and the cost of your premium.
  • Deductibles. A higher deductible for your Equinox could shave money off your insurance payment, but with a tradeoff: You’ll need the amount of your deductible on hand in case of an accident.
  • Coverage. Make sure your policy covers your state’s minimum coverage requirements. If you have an upgraded trim package, consider collision and comprehensive coverage.
  • Manufacturer offers. All new Chevrolet Equinox vehicles under the manufacturer’s five-year powertrain limited warranty are covered by Chevrolet’s free 24/7 roadside assistance and courtesy transportation program.

What factors affect car insurance for the Chevrolet Equinox?

The Chevrolet Equinox has been around since 2005 and is currently in its third generation. The compact SUV is known for its spacious interior and smooth ride. In 2016, there were over 242,000 sales in the United States.

The newest Chevy Equinox models come in four trim packages, and the one that you select could affect your insurance rates.

  • Chevrolet Equinox L. This base model comes standard with front-wheel drive. And so you might pay more to insure the L than the LS, which offers an all-wheel drive option.
  • Chevrolet Equinox LS. The LS offers limited upgrade options, but an important one is from FWD to AWD, which could save you $200 to $300 a year on insurance.
  • Chevrolet Equinox LT. The LT also offers a FWD and AWD option, but each come standard with high intensity discharge (HID) front headlights and LED rear lights. Advanced driver assistance is optional with this trim package, which could help you snag a discount with some insurance companies.
  • Chevrolet Equinox Premier. The Premier package is available in both FWD and AWD and includes a variety of luxury features that make it the most expensive model to buy and insure.

Driver factors and insurance costs

Beyond the make and model of your vehicle, your age, gender, location, credit score and accident history can affect your car insurance rates.

For instance, younger drivers pay higher premiums for their perceived inexperience. And women tend to pay lower premiums than men, no matter their age.

Does the Chevrolet Equinox qualify for discounts?

Yes. The base trim package comes equipped with standard features that could help you save, including:

  • Airbags
  • An antitheft alarm system
  • Traction control
  • Electronic stability control

Your Chevrolet Equinox could qualify for insurance discounts if it’s an AWD model and includes driver assist technology.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Reliability and safety ratings for the Chevrolet Equinox

JD Power gives the Chevrolet Equinox 5 out of 5 stars for reliability, although the quality of the vehicle’s powertrain mechanics gets a 2 out of 5. The overwhelming majority of online reviewers report their Chevy Equinox as reliable, especially considering its modest price tag.

This vehicle also gets decent safety ratings, with a 4 out of 5 overall safety rating from the National Highway Traffic Safety Administration (NHTSA) and a good rating from the Insurance Institute for Highway Safety (IIHS).

There are, however, three recalls on the 2018 Chevrolet Equinox for:

  • Possibility of a damaged fuel line, which could result in fire.
  • Possibility of a fractured drive shaft, which could cause a vehicle rollaway and increase the risk of collision.
  • Potentially improperly tempered driver and front passenger windows, which could increase the risk of injury if the glass is broken.

The Chevrolet Equinox series maintenance

A compact SUV, the Chevrolet Equinox is fuel efficient and typically cheaper to maintain than larger SUVs, trucks and luxury sports cars. Expect to pay average to below-average prices on routine maintenance like oil changes, brake pad replacement and new tires.

Your Equinox should get up to 28 mpg in the city and 39 mpg on the highway, which is above the national average of 23 combined mpg for compact cars.

Chevrolet Equinox facts

The latest Chevrolet Equinox models are now available in gas and diesel options, but you can expect to pay a similar insurance rate for either type. While the diesel option is more fuel efficient, boasting 43 mpg on the highway, keep in mind that diesel is more expensive than gasoline and available at fewer stations.

This same Chevy diesel engine is also available in the Chevy Cruze and the GMC Terrain.

Compare Chevrolet Equinox competitors

Looking for other car brands? Compare car makes and models that are similar to the Chevy Equinox.

Bottom line

Expect to pay average rates to insure your Chevrolet Equinox. If you have the AWD trim package and additional safety features, you might pay less than you would to insure a 2WD model without driver assist. With above-average fuel economy and moderately priced maintenance and repairs, you could end up saving more in the long run.

With so much competition for your business, compare car insurance rates from many providers to find the best value for your coverage.

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

Frequently asked questions about the Chevrolet Equinox

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site