The average insurance costs for a Ram 3500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Ram 3500 starts at a base price of $33,245. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.5%.
Model
Monthly insurance rate
Base car price
1500
$148
$26,495
2500
$151
$32,145
3500
$151
$33,245
Promaster 1500
$156
$29,995
Promaster 2500
$156
$32,695
Promaster 3500
$227
$36,890
Promaster City
$220
$23,495
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Ram 3500
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
Ram 3500’s model year
Vehicle’s trim
Amount of coverage you need
Estimated miles your drive in a year
Safety and anti-theft features
Driver’s credit score and location
Driver’s age, marital status and gender
Driver’s driving history in the past five years
Whether the driver rents, leases or owns the vehicle
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About the Ram 3500
The Ram 3500 has been around since 1994 and it is currently in its fourth generation. The full size pickup truck is known for its excellent ride quality, fuel efficient turbodiesel engine and the ability to tow over 31,000 pounds. The heavy duty truck has a variety of engine options, styles and bed lengths.
Ram 3500 money-saving safety features
You could save money on car insurance for your Ram 3500 if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Ram 3500?
The 2017 Ram 3500 has not been evaluated by the National Highway Traffic Safety Administration or the Insurance Institute for Highway Safety for safety ratings.
The Ram 3500 model includes rear view camera, blind spot monitoring and stability control.
How does the Ram 3500 compare to other car models?
From a price standpoint, the Ram 3500 ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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