Ford F-450 insurance rates
Shedding light on car insurance prices
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Average Ford F-450 insurance rates
The average insurance costs for a Ford F-450 (F450) is $166 a month — or $1,992 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Ford F-450 car insurance rates
A 2017 Ford F-450 starts at a base price of $53,945. With the average insurance rate at $1,992 per year, the annual insurance cost–to–base car price ratio is 3.7%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| C-Max | $238 | $36,620 |
| Edge | $173 | $25,905 |
| Escape | $178 | $22,405 |
| Expedition | $172 | $20,000 |
| Explorer | $171 | $55,450 |
| F-150 | $157 | $16,975 |
| F-250 | $167 | $23,100 |
| F-350 | $245 | $30,745 |
| F-450 | $166 | $27,500 |
| Fiesta | $180 | $13,660 |
| Flex | $171 | $30,025 |
| Focus | $238 | $16,775 |
| Fusion | $178 | $22,610 |
| GT | $245 | $450,000 |
| Mustang | $166 | $25,185 |
| Taurus | $173 | $27,345 |
| Transit Connect | $172 | $23,010 |
| EcoSport | $130 | $20,990 |
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About the Ford F-450
The Ford F-450 has been around since 1999 and is part of the company’s F-Series lineup. The latest model of the heavy duty pickup truck features a nearly all aluminum structure, to lower the weight of the car and to improve the fuel economy. As part of the F-Series Super Duty lineup, Motor Trend named this model as the 2017 Truck of the Year.
Insurance companies determine the insurance cost for a Ford F-450 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford F-450 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Ford F-450 money-saving safety features
You could save money on car insurance for your Ford F-450 if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
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How safe is the Ford F-450?
The 2017 model of the Ford F-450 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford F-450 was awarded four stars, out of five, for the rollover crash test by the NHTSA. The Ford F-450 has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
In 2017, Ford recalled a few hundred F-450 trucks. There was a driveline vibration if the speed surpassed 75 mph and it would cause a fractured transmission. The fracture of the transmission creates a loss of power while driving or unintended movement while the car was in park.
How does the Ford F-450 compare to other car models?
From a price standpoint, the Ford F-50 ranks right in the middle of our list of the 360 priciest car models to insure.
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