Ford F-450 insurance rates
Shedding light on car insurance prices
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The average insurance costs for a Ford F-450 (F450) is $166 a month — or $1,992 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
The Ford F-450 has been around since 1999 and is part of the company’s F-Series lineup. The latest model of the heavy duty pickup truck features a nearly all aluminum structure, to lower the weight of the car and to improve the fuel economy. As part of the F-Series Super Duty lineup, Motor Trend named this model as the 2017 Truck of the Year.
Insurance companies determine the insurance cost for a Ford F-450 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford F-450 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Ford F-450 if it comes equipped with these safety features.
A 2017 Ford F-450 starts at a base price of $53,945. With the average insurance rate at $1,992 per year, the annual insurance cost–to–base car price ratio is 3.7%.
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The 2017 model of the Ford F-450 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford F-450 was awarded four stars, out of five, for the rollover crash test by the NHTSA. The Ford F-450 has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
In 2017, Ford recalled a few hundred F-450 trucks. There was a driveline vibration if the speed surpassed 75 mph and it would cause a fractured transmission. The fracture of the transmission creates a loss of power while driving or unintended movement while the car was in park.
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From a price standpoint, the Ford F-50 ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
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