Ford F-450 insurance rates
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The average insurance costs for a Ford F-450 (F450) is $166 a month — or $1,992 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
A 2017 Ford F-450 starts at a base price of $53,945. With the average insurance rate at $1,992 per year, the annual insurance cost–to–base car price ratio is 3.7%.
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The Ford F-450 has been around since 1999 and is part of the company’s F-Series lineup. The latest model of the heavy duty pickup truck features a nearly all aluminum structure, to lower the weight of the car and to improve the fuel economy. As part of the F-Series Super Duty lineup, Motor Trend named this model as the 2017 Truck of the Year.
Insurance companies determine the insurance cost for a Ford F-450 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Ford shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Ford F-450 shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
You could save money on car insurance for your Ford F-450 if it comes equipped with these safety features.
The 2017 model of the Ford F-450 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford F-450 was awarded four stars, out of five, for the rollover crash test by the NHTSA. The Ford F-450 has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
In 2017, Ford recalled a few hundred F-450 trucks. There was a driveline vibration if the speed surpassed 75 mph and it would cause a fractured transmission. The fracture of the transmission creates a loss of power while driving or unintended movement while the car was in park.
From a price standpoint, the Ford F-50 ranks right in the middle of our list of the 360 priciest car models to insure.
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