The average insurance costs for a Ford F-450 is $166 a month — or $1,992 a year. With a base price of $53,945, the annual insurance cost–to–base car price ratio is 3.7%.
Model
Monthly insurance rate
Base car price
C-Max
$238
$36,620
Edge
$173
$25,905
Escape
$178
$22,405
Expedition
$172
$20,000
Explorer
$171
$55,450
F-150
$157
$16,975
F-250
$167
$23,100
F-350
$245
$30,745
F-450
$166
$27,500
Fiesta
$180
$13,660
Flex
$171
$30,025
Focus
$238
$16,775
Fusion
$178
$22,610
GT
$245
$450,000
Mustang
$166
$25,185
Taurus
$173
$27,345
Transit Connect
$172
$23,010
EcoSport
$130
$20,990
To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
2017 Ford F-450
10,001–15,000 miles driven yearly
No accidents in the past five years
Anti-theft device on vehicle
Driver located in New York
Good credit
Our estimated price is for basic coverage, which we define as two times the state required minimum and the addition of bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
Other factors that can affect your auto insurance rate
The Ford F-450’s model year
The vehicle’s trim
The amount of coverage you need
The estimated miles your drive in a year
The vehicle’s safety and anti-theft features
The driver’s credit score
The driver’s location
The driver’s age
The driver’s driving history in the past five years
The driver’s marital status
Your (or the driver’s) gender
Whether the driver rents, leases or owns the vehicle
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About the Ford F-450
The Ford F-450 has been around since 1999 and is part of the company’s F-Series lineup. The latest model of the heavy duty pickup truck features a nearly all aluminum structure, to lower the weight of the car and to improve the fuel economy. As part of the F-Series Super Duty lineup, Motor Trend named this model as the 2017 Truck of the Year.
Ford F-450 money-saving safety features
You could save money on car insurance for your Ford F-450 if it comes equipped with these safety features.
Anti-lock brakes
Stability control
Airbags
Seatbelt pretensioners
Anti theft system
How safe is the Ford F-450?
The 2017 model of the Ford F-450 was awarded a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Ford F-450 was awarded four stars, out of five, for the rollover crash test by the NHTSA. The Ford F-450 has side airbags and a driver knee airbag to protect the passengers during collisions. The latest model also features antilock brakes and rollover sensor to provide more safety for the passengers.
In 2017, Ford recalled a few hundred F-450 trucks. There was a driveline vibration if the speed surpassed 75 mph and it would cause a fractured transmission. The fracture of the transmission creates a loss of power while driving or unintended movement while the car was in park.
How does the Ford F-450 compare to other car models?
From a price standpoint, the Ford F-50 ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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