Honda Civic insurance rates
Shedding light on car insurance prices
Average Honda Civic insurance rates
The average insurance costs for a Honda Civic is $153 a month or $1,836 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile.
- 2017 Honda Civic
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist bodily injury and personal injury protection.
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Allstate Auto Insurance
Allstate is a trusted and well-established company that offers life, automobile, home, renters, condo, motorcycle and business insurance policies. Founded in 1931, the company strives to make the community safer. Allstate car insurance comes with:
- New car replacement.
- Accident forgiveness.
- Rewards for safe driving.
About the Honda Civic
The Honda Civic has been around since 1972. This model has always been known to be one of the best American cars on the market. The Honda Civic is known for its overall low cost, safety features and fuel efficiency. The 2017 Honda Civic sets the standard for being one of the best compact cars in its class.
Insurance companies determine the insurance cost for a Honda Civic based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver’s history and location. Honda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Honda Civic shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.
Honda Civic money-saving safety features
You could save money on car insurance for your Honda Civic if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random Honda Facts
- Honda was founded in 1946 and became the world’s biggest motorcycle manufacturer by 1964.
- Honda prices start at $16,000 and can go up to $60,000.
- The 2017 Honda Accord, Civic, Fit, HR-V, Pilot, Ridgeline and Odyssey have been awarded 5-Star Overall Vehicle Scores from the National Highway Traffic Safety Administration.
- Honda cars that were manufactured from 1990 to 2000 is always on the top of the list of the most stolen cars in America.
- Honda’s vision is to cut collisions in half by the time their 2020 models are released.
Compare insurance providers that cover Honda Civic
Honda Civic price
A 2017 Honda Civic starts at a base price of $18,740. With the average insurance rate at $1,836 per year, the annual insurance cost–to–base car price ratio is 9.8%.
How safe is the Honda Civic?
The 2017 model of the Honda Civic was named Top Safety Pick+ by the Insurance Institute for Highway Safety (IIHS) and received a 5-Star Overall Safety Rating by the National Highway Traffic Safety Administration (NHTSA) for safety ratings. The Honda Civic was awarded four stars, out of five, for safety on the front crash test and rollover crash test by the NHTSA. According to the IIHS, the 2017 model has superior frontal crash prevention, which is the highest rating, with optional equipment.
Honda cars are almost always on the top of the list of most stolen cars in the United States. In 2015, the Honda Civic ranked second for the most stolen car in the United States by the National Insurance Crime Bureau. Models from 1990 to 2000 are more likely to be stolen because Honda manufacturers would use the same engine parts across many of their models. Thieves were easily able to switch the parts from one vehicle to another.
How reliable is the Honda Civic?
According to the J.D. Power Predicted Reliability rating, the latest Honda Civic model was rated above average.
The 2017 Honda Civic has a three-year warranty or 36,000 miles for the new vehicle and a five-year or 60,000 miles with the powertrain warranty.
In 2016, there were three recalls on the Honda Civic models. A parking brake recall affected over 350,000 vehicles. The electric parking brake might not operate if it is used immediately after the ignition is turned off. Another recall was issued for over 11,000 cars for malfunctioning side marker lights that affected the taillights. Car visibility could decrease and increase the risk of an accident. The final recall that year for the Honda Civic was because of unsecured piston wrist pin circlips on models from 2015 and 2016. If the piston wrist pin was unsecured, then it could move and damage the engine cylinder causing the engine to seize. This increases the risk of a crash or a fire.
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How does the Honda Civic compare to other car models?
From a price standpoint, the Honda Civic ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
Ask an Expert
For older civics anywhere between 2007-2012, with over 100K miles, and a car value a little over 5K, should one pay $200 to insure? Just thinking with that amount you can be paying on a new car with an extra 50-100 dollars, granted car insurance would be separate.. just a general question for all individual that have older civics how much should one pay for insurance and is this scenario I painted something good or paying too much?
Hi Joschmo,
Thank you for contacting finder. We are a comparison website and general information service, we’re more than happy to offer general advice.
You may refer to this page as a reference guide. Or you may also forward your concern to Honda Civic Insurance directly so that they can pull up your information and further assist you.
I hope this helps.
Cheers,
Danielle