We pulled Honda Civic car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Honda Civic is $162.24. However, an older model may score you lower rates.
2011 Honda Civic
2016 Honda Civic
2021 Honda Civic
How we got these rates
Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
Does the Honda Civic qualify for auto insurance discounts?
The Civic comes with an array of safety features that may be eligible for auto insurance discounts, so you should include these details to get accurate estimates. The exact discounts you can get vary based on your location and insurance company.
The Civic sedan and hatchback should be cheaper to insure compared to the coupe, although your experience may vary. Regardless, your vehicle’s value and price can affect the cost of insurance, so keep in mind that you’ll pay less for Civic models that cost less.
Honda Civic safety & reliability ratings
According to U.S. News and J.D. Power, the 2018 Honda Civic holds a perfect 10/10 for safety. The IIHS gives it near-perfect ratings in almost every category, while the NHTSA awards it 5 out of 5 stars.
U.S. News and J.D. Power give the 2018 Honda Civic a 3/5 star rating for reliability, which is about average for other vehicles in its class.
The Honda Civic has been around since 1972. This model has always been known to be one of the best American cars on the market. The Honda Civic is known for its overall low cost, safety features and fuel efficiency. The 2017 Honda Civic sets the standard for being one of the best compact cars in its class.
Honda Civic maintenance
The Civic is an affordable daily driver that’s designed to run smoothly with little maintenance. While it won’t require maintenance as often as a sports car would, keeping a routine service schedule is always a good idea. Even standard procedures like oil changes, replacing air filters and inspecting parts can extend the life of your vehicle and prevent it from breaking down unexpectedly. Here’s what to expect in terms of maintenance:
Honda doesn’t have a recommended oil change schedule for the Civic. This is because newer vehicles come with the Maintenance Minder System, which notifies you when oil and other parts need to be replaced.
The average cost of an oil change for a Civic is between $75 and $125, but your cost may differ depending on mileage, your location and other factors.
Speak with your Honda dealer or consult your owner’s manual to find out more details on the Honda Civic maintenance schedule.
Is an extended warranty worth it for the Honda Civic?
The Honda Civic is backed by Honda’s standard 3-year/36,000-mile Limited Vehicle Warranty and 5-year/60,000-mile Powertrain Limited Warranty. The warranty also covers genuine Honda accessories for 3 years or 36,000 miles, as long as they are installed when the vehicle is purchased. Additionally, the Civic comes with a 5-year/Unlimited-miles corrosion warranty and 24/7 emergency roadside assistance.
Instead of extended warranties, Honda offers something called Vehicle Service Contracts, which cover components, powertrains and other benefits like roadside assistance, OEM part replacements, rental car allowances and more. Although the Civic is fairly reliable, extended service plans can provide peace of mind and additional protection once the initial limited warranty expires.
Compare Honda competitors
Find out what else Honda has to offer or explore other manufacturers to find vehicles similar to the Honda Civic.
The Honda Civic is one of the most popular compact cars, and for good reason. The Civic is available in multiple models and trims, each packed with a suite of safety, security and driver assistance features. It holds near-perfect safety ratings in almost every category, meaning it might even be eligible for auto insurance discounts. Get quotes from multiple providers and compare your options to find out how much you’ll pay for auto insurance.
Peter Carleton is a writer that covers banking and investing, breaking down what you need to know about where you put your money. When Peter's not thinking about cutting-edge banking apps and robo-advisors, he runs a creative agency and spends his spare time cooking or reading.
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