Compare SR-22 car insurance |

Compare SR-22 car insurance

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Get support with SR-22 car insurance filing and get back on the road fast.

You’ll hear it called SR-22 insurance, but an SR-22 isn’t actually insurance at all. It’s a document that your insurance company files with your state as proof that you carry an active policy meeting minimum liability requirements. In other words, it’s your official proof of insurance to legally get back on the road.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

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3 important facts you should know about SR-22s

  1. An SR-22 isn’t insurance.
    An SR-22 is a certificate that your car insurance provider files with your state’s DMV or other authorities on your behalf. This certificate confirms that you’ve purchased a policy that meets all necessary requirements. If you’re already insured, you can request to add an SR-22 to your policy.
  2. Filing for an SR-22 is cheaper than you might expect — but could increase your premiums.
    Most providers charge a fee of $25 to $50 to file an SR-22 on your behalf. But the real cost of an SR-22 is the impact it has on your car insurance premiums. After a serious driving violation, you’re considered a “high risk” driver, which means you could be looking at thousands of dollars more on your premium for as long as you need an SR-22.
  3. An SR-22 won’t leave a permanent mark on your driving record.
    Depending on your state and your circumstances, you might only need an SR-22 for three years — assuming you maintain a clean record. After three years, simply request that your insurer remove the SR-22 requirement from your policy.

Who needs SR-22 insurance?

Depending on your state’s laws, you could be required to file an SR-22 if:

  • You’re convicted of a DUI or DWI.
  • You’re ticketed for driving without insurance.
  • You’re involved in an accident that causes an injury.
  • You accumulate a lot of points on your driving record.

Any of these marks on your record can result in your state considering you a risk, at which point filing for an SR-22 can help reinstate your license.

Your state DMV will let you know if you need to file for SR-22 after one of these driving violations.

Find out how to get an SR-22 with these providers

Compare SR-22 insurance

Name Product Roadside assistance New car protection Available states
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
State Farm
All 50 states
If you’re looking for one-on-one agent support, you may be able to count on State Farm.
All 50 states
As the nation’s second largest auto insurance company, Geico streamlines the process of purchasing car insurance.
Included free
Yes, cars under 3 year old & 15,000 miles
All 50 states
Progressive covers anything on wheels! Progressive offers coverage for cars, trucks, motorcycles and snowmobiles. Even Segways are covered.
The General
46 states
The General offers affordable coverage for nearly any driver who needs car insurance.

Compare up to 4 providers

Learn about SR22 requirements in your state

States that don’t require SR-22 insurance

These states don’t require SR-22 insurance if you’re a current resident, but you might need to keep your SR-22 insurance if you move to these states from a state that does require it.

  • Delaware
  • Kentucky
  • Maryland
  • Michigan
  • Mississippi
  • Montana
  • New Hampshire
  • New Mexico
  • New York
  • North Carolina
  • Oklahoma
  • Pennsylvania
  • South Dakota
  • West Virginia
  • Wyoming

How do I remove or cancel my SR-22 filing?

After you’ve satisfied your SR-22 requirement, take the lead on removing the SR-22 from your record. First, confirm with your state’s motor vehicles department that you’re in the clear. Get the proof in writing, and forward it along to your insurance company.

You may need to complete additional forms, but your insurance company should be able to handle that for you. The most important final step in the process is to shop around for new coverage, because you will likely qualify for much lower payments now.

Get cheap SR-22 insurance

Compare SR-22 car insurance from companies near you.

Your information is secure.

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2 Responses

  1. Default Gravatar
    JamesOctober 21, 2018

    I just found out that I needed a SR-22 . Until I get the SR-22 my license is sependent till I get one. I lived in Oregon an now living in Utah. How can I get a Utah SR-22? I need the SR-22 now so I can get a Utah License.

    • finder Customer Care
      nikkiangcoOctober 22, 2018Staff

      Hi James,

      Thanks for reaching out to us.

      Here is a page on how to get an SR-22 in Utah. It also shows a list of brands that may provide this type of insurance for you.
      Please note that your insurer will charge you a processing fee for filing the SR-22. Please make sure that you have the necessary coverage for an SR-22. In Utah, typically your insurance provider will electronically file your SR22 on your behalf.

      Hope this helps! For any other inquiries, feel free to send us a message anytime.

      Kind regards,

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