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Ram 2500 insurance rates

Average Ram 2500 insurance rates

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Black Ram 2500

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The average insurance costs for a Ram 2500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Ram 2500

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Ram 2500 car insurance rates

A 2017 Ram 2500 starts at a base price of $32,145. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.6%.

ModelMonthly insurance rateBase car price
1500$148$26,495
2500$151$32,145
3500$151$33,245
Promaster 1500$156$29,995
Promaster 2500$156$32,695
Promaster 3500$227$36,890
Promaster City$220$23,495

About the Ram 2500

The Ram 2500 has been around since 1994 and it is currently in its fourth generation. The pickup truck is known for its premium interior, strong turbodiesel engine and the ability to tow over 17,000 pounds. The heavy duty pickup is available with two wheel drive or four wheel drive and has a variety of styles and trims.

Ram 2500 money-saving safety features

You could save money on car insurance for your Ram 2500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ram 2500?

The 2017 Ram 2500 received a 4-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The frontal barrier crash test and the rollover crash test received four stars from the government organization.

The Ram 2500 model includes rear camera, blind spot monitoring and stability control.

How does the Ram 2500 compare to other car models?

From a price standpoint, the Ram 2500 ranks right in the middle of our list of the 360 priciest car models to insure.

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