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Ram 2500 insurance rates

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Average Ram 2500 insurance rates

The average insurance costs for a Ram 2500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Ram 2500
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

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About the Ram 2500

Ram 2500 Insurance FinderThe Ram 2500 has been around since 1994 and it is currently in its fourth generation. The pickup truck is known for its premium interior, strong turbodiesel engine and the ability to tow over 17,000 pounds. The heavy duty pickup is available with two wheel drive or four wheel drive and has a variety of styles and trims.

Insurance companies determine the insurance cost for a Ram 2500 based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Ram 2500, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.

Ram 2500 money-saving safety features

You could save money on car insurance for your Ram 2500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Random Ram facts

  • Ram Trucks has been around since 2010 and is known for producing American commercial vehicles.
  • The first Ram trucks were introduced in 1981.
  • Ram pickup trucks have been the winner of Motor Trend’s Truck of the Year award for five years.
  • The logo for Ram was formally the logo for the Dodge brand.
  • Ram base prices start at $24,000 and can go up to $34,000.

Compare insurance providers that cover Ram 2500

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Included free
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

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Ram 2500 car insurance rates

A 2017 Ram 2500 starts at a base price of $32,145. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.6%.

Model Monthly insurance rate Base car price
1500 $148 $26,495
2500 $151 $32,145
3500 $151 $33,245
Promaster 1500 $156 $29,995
Promaster 2500 $156 $32,695
Promaster 3500 $227 $36,890
Promaster City $220 $23,495

How safe is the Ram 2500?

The 2017 Ram 2500 received a 4-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The frontal barrier crash test and the rollover crash test received four stars from the government organization.

The Ram 2500 model includes rear camera, blind spot monitoring and stability control.

Which car insurance provider is best for me?

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How does the Ram 2500 compare to other car models?

From a price standpoint, the Ram 2500 ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:

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