Ram 2500 insurance rates

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The average insurance costs for a Ram 2500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A 2017 Ram 2500 starts at a base price of $32,145. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.6%.

Model	Monthly insurance rate	Base car price
1500	$148	$26,495
2500	$151	$32,145
3500	$151	$33,245
Promaster 1500	$156	$29,995
Promaster 2500	$156	$32,695
Promaster 3500	$227	$36,890
Promaster City	$220	$23,495

• How we got this rate

  To determine our estimated cost, we aggregated quotes from insurance companies using this profile:

  • 2017 Ram 2500
  • 10,001–15,000 miles driven yearly
  • No accidents in the past five years
  • Anti-theft device on vehicle
  • Driver located in New York
  • Good credit

  Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.

  Other factors that can affect your auto insurance rate

  • Ram 2500’s model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles your drive in a year
  • Safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driver’s driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

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About the Ram 2500

The Ram 2500 has been around since 1994 and it is currently in its fourth generation. The pickup truck is known for its premium interior, strong turbodiesel engine and the ability to tow over 17,000 pounds. The heavy duty pickup is available with two wheel drive or four wheel drive and has a variety of styles and trims.

Ram 2500 money-saving safety features

You could save money on car insurance for your Ram 2500 if it comes equipped with these safety features.

• Anti-lock brakes
• Stability control
• Airbags
• Seatbelt pretensioners
• Anti theft system

How safe is the Ram 2500?

The 2017 Ram 2500 received a 4-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The frontal barrier crash test and the rollover crash test received four stars from the government organization.

The Ram 2500 model includes rear camera, blind spot monitoring and stability control.

How does the Ram 2500 compare to other car models?

From a price standpoint, the Ram 2500 ranks right in the middle of our list of the 360 priciest car models to insure.