Ram 2500 insurance rates

Average Ram 2500 insurance rates

Last updated:

Black Ram 2500

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The average insurance costs for a Ram 2500 is $151 a month — or $1,812 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

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Our top pick: Progressive

Choose from a long list of discounts and coverage for almost any driver.

  • Top-rated insurer with 80 years of experience
  • Easy online sign-up and reporting
  • Multiple discounts available
  • Transparent quoting

Compare insurance for your Ram 2500

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

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Ram 2500 car insurance rates

A 2017 Ram 2500 starts at a base price of $32,145. With the average insurance rate at $1,812 per year, the annual insurance cost–to–base car price ratio is 5.6%.

ModelMonthly insurance rateBase car price
1500$148$26,495
2500$151$32,145
3500$151$33,245
Promaster 1500$156$29,995
Promaster 2500$156$32,695
Promaster 3500$227$36,890
Promaster City$220$23,495

About the Ram 2500

The Ram 2500 has been around since 1994 and it is currently in its fourth generation. The pickup truck is known for its premium interior, strong turbodiesel engine and the ability to tow over 17,000 pounds. The heavy duty pickup is available with two wheel drive or four wheel drive and has a variety of styles and trims.

Ram 2500 money-saving safety features

You could save money on car insurance for your Ram 2500 if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Ram 2500?

The 2017 Ram 2500 received a 4-Star Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The frontal barrier crash test and the rollover crash test received four stars from the government organization.

The Ram 2500 model includes rear camera, blind spot monitoring and stability control.

How does the Ram 2500 compare to other car models?

From a price standpoint, the Ram 2500 ranks right in the middle of our list of the 360 priciest car models to insure.

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