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The Wraith is a high-powered coupe that provides a luxury experience — and an expensive insurance rate to go with it. Expect insurance to cost around $1,083 per month, or $12,996 per year. This is higher than insuring luxury sports cars like the Aston Martin Rapide at $7,512 per year, or the Ferrari 488 GTB at $9,396. Filter car insurance companies by your state to get a quote.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| Ghost | $428 | $250,000 |
| Phantom | $1,427 | $420,325 |
| Wraith | $1,083 | $317,700 |
| Cullinan | N/A | $350,000 |
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The Wraith comes as a luxury performance coupe with a high base price. That means you may want added protection with a luxury insurance policy.
Factors that contribute to its high premium:
The Wraith includes standard and high-tech safety features that may help you qualify for discounts:
The Rolls-Royce Wraith costs more to insure because it has a high base cost and customized frame requiring special parts and service. Also, since this car is a high-end luxury vehicle specialized insurance providers may be the best option.
While the Wraith lacks information about safety and reliability from both owners and experts, the car has an extensive warranty and zero recalls to date.
The Wraith is a large luxury coupe with a high-powered engine to round out the Rolls-Royce experience. These factors may bring higher insurance rates, but you can compare multiple insurers to find the best coverage for value.
Still looking around? Learn about rates for another make or model.
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