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The Cullinan’s luxury status, size and coverage needs make it very expensive to insure. Its rate is estimated at $979 per month or $11,748 per year, which ranges over $8,000 above luxury SUVs like the Maserati Levante.
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The Rolls-Royce Cullinan costs more to insure because it requires specialized maintenance due to its luxury parts. Also, this is a heavy duty luxury vehicle likely to cause more damage in an accident.
Model | Monthly insurance rate | Base car price |
---|---|---|
Ghost | $428 | $250,000 |
Phantom | $1,427 | $420,325 |
Wraith | $1,083 | $317,700 |
Cullinan | N/A | $350,000 |
The Cullinan comes as a heavyweight SUV with a luxury price tag, specialized maintenance and coverage needs and limited insurance options. However, you’ll get a loaded warranty package — including maintenance and repairs — to help offset the cost.
The Cullinan includes several safety features to help you bring down rates as much as possible.
This SUV rides high in luxury and insurance rates. A Rolls-Royce ticket price, combined with a heavy frame, powerful engine and European parts all spell dollar signs for this vehicle.
Rolls-Royce vehicles may not have much in the way of reliability information. But the Cullinan’s modern safety tech and tested inner workings suggest you may not have major issues with this SUV.
The Rolls-Royce Cullinan embodies luxury with its towering ticket price, big frame and specialized maintenance and repairs. All those add up to a high insurance rate that’s not atypical for a Rolls-Royce.
Find providers that can handle your luxury SUV’s coverage, or look into insurance for another make or model.
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