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McLaren 570S car insurance rates

It costs to be cool when insuring this entry-level super car.

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A luxury sports car is typically more expensive and complicated to insure than a regular automobile. At an opening price point of $191,000, the average monthly cost to insure one of these cars is $583, depending on your driving history and other factors. It’s more expensive to insure than most Porsches, but cheaper than a Rolls-Royce Phantom. Still, it’s possible to find good deals on coverage if you focus on its safety features. Filter car insurance companies by your state to get a quote.

ModelMonthly insurance rateBase car price
570S$583$191,100
650S$1,040$349,500
720S$254$285,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
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Get the cheapest quotes for your McLaren 570S

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How do I compare insurance for the McLaren 570S?

The McLaren 570S is an entry-level sports car with a 562-hp twin-turbo V-8 and supercar styling. It’s loud, proud and can be pricey to insure. Keep in mind its extra coverage needs when shopping for coverage.

  • Body type. The 570S is a luxury coupe – lightweight, high-performance, and powerful. While in general smaller cars are cheaper to cover, the convertible version, the 570 Spider, will probably be more expensive to insure.
  • Fuel. The 570S is gasoline-powered, with a 16 mpg city rating and a 23 mpg highway rating.
  • Maintenance. There’s no complimentary maintenance offered, even when you buy it new. And since McLaren’s a British company, repairs and replacement parts won’t be cheap and could require lengthy wait times.
  • Coverage. Since the McLaren is unapologetically a sports car, insurance will likely be more expensive. You may need to work with an agency that sells specialty/high end car insurance.
  • Warranty. The limited warranty covers 3 years, unlimited miles, and includes roadside assistance – so you won’t need to purchase that within a separate policy. The powertrain warranty is a perk, too, covering the cost of replacing or repairing a malfunctioning engine, transmission and/or drivetrain for 3 years and unlimited miles. If you still want more, try the 12-year extended warranty.

Does the McLaren 570S qualify for discounts?

While the McLaren was built with a focus on power and sports car sexiness, it does have some safety features that could qualify for safety discounts and antitheft discounts. These include:

  • Front impact airbags
  • Side impact airbags
  • Knee airbags
  • Rigid carbon fiber chassis
  • Satellite navigation
  • Optional rear-view camera system
  • Anti-lock brakes
  • Stability control
  • Pretensioners
  • Anti-theft security system

Why is insurance so high for McLaren 570S?

The Mclaren 570S costs more to insure because it’s a lightweight, high-performance luxury coupe making it a high-risk for insurance companies. Its large engine and premium British parts are more expensive to repair adding to already high costs.

How reliable is the McLaren 570S?

With an acceleration capacity of 204 mph in 3.1 seconds, the McLaren wasn’t exactly designed for driving inside the lines. But in general, McLaren has a reputation for building well-designed sports cars.

  • Safety. The 570S isn’t rated by the IIHS or NHTSA. Since it’s not a mainstream car, it may be lower on the list for safety testing versus other vehicles. Still, the steering wheel is notable for its sensitivity and accuracy, putting the driver in full command of the vehicle.
  • Reliability. There aren’t any overwhelming customer complaints, and in general McLaren has a reputation for making cool cars for speedy drivers.
  • Recalls. McLaren’s a relatively young company, so its recall history is short. In the last couple of years, some of its models have been recalled for faulty airbags, but the 570S has stayed in the clear for now.

Bottom line

McLarens are known for being sexy, not cheap, so don’t expect to cut costs on the insurance. To find the best deal, be sure to compare your car insurance options before purchasing a policy.

Frequently asked questions about the McLaren 570S

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