Jaguar XF car insurance rates | finder.com

Jaguar XF car insurance rates

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Compare car insurance

Jaguar XF car insurance rates

What to expect for insuring your Jaguar XF

The Jaguar XF is a midsize luxury sedan that was introduced in 2007 and overhauled in 2015. While sedans are often less expensive to insure compared to SUVs and sports cars, its designation as a luxury vehicle will likely increase the cost of coverage.

But even though the Jaguar XF typically costs more to insure than the national average, it comes equipped with safety and security features that may help reduce costs.

How much does Jaguar XF car insurance cost?

Average insurance rates for the Jaguar XF come in around $184 a month, or $2,208 a year. Compared to the national average of $1,426 per year, this rate is $782 more expensive than average. The XF is on the higher end for other Jaguars, but it’s still lower than some other luxury sports cars.

Compare insurance for your Jaguar XF

Name Product Roadside assistance New car protection Available states
Optional
Yes, cars under 3 years old & 15,000 miles
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Optional
Yes, cars under 1 year old & 15,000 miles
AZ, CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in AZ, CA, IL, NJ, OR, PA, VA and WA.
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Included free
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Included free
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Included free
Yes, cars under 2 years old
All 50 states
Backed by nearly 100 years in the business, Farmers Insurance aims to offer options and support to help you find the coverage you need.
Optional
No
All states except Hawaii, Massachusetts, Michigan and New Jersey
The General offers affordable coverage for nearly any driver who needs car insurance.
Optional
Not specified
IL, IN, MD, TN, TX, VA
Elephant Insurance offers low-cost auto insurance with big discounts. Breaking from the national herd could save up to 40% off your current car insurance.
Included free
No
AZ, GA, IL, IN, KS, KY, LA, MS, MO, OH, OK, PA, SC, TN, TX, VA
Known for providing insurance to high-risk customers who may have trouble finding coverage elsewhere, SafeAuto offers a lot of different discounts, from those for homeowners to good drivers.
Optional
No
AL, AR, FL, GA, LA, MS, MO, NC, SC, TN, TX, VA
Discounts, flexible payments and a life coach that guides you to your best rates and coverage with Direct car insurance.
Optional
No
CO, DE, ID, IA, MD, MS, NE, NV, OH, TN, WA
Connects high-risk drivers to providers in its network offering affordable policies
Optional
No
All states except AK, LA, GA, HI, MA, MI, MT, NH, NJ, NY, ND, OK, RI
Dairyland offers auto insurance with flexible payment and coverage options for high-risk drivers in 37 states.

Compare up to 4 providers

Car insurance rates for the Jaguar XF

Model Monthly insurance rate Base car price
F-Pace $201 $43,060
F-Type $148 $61,745
XE $163 $36,720
XF $184 $48,770
XJ $158 $76,395
XJL $110 $76,395
XJR $110 $123,395

How do I compare car insurance for the Jaguar XF?

The cost of car insurance varies based on the location of the vehicle, the insurance provider and other variables. There are a number of factors to consider when comparing policies for the Jaguar FX, including:

  • Body type. Sedans are cheaper to insure compared to SUVs and sports cars, but its classification as a luxury vehicle could increase the cost of coverage.
  • Fuel. The XF has a gas engine, which is cheaper to insure compared to electric or hybrid engines.
  • Theft rates. The Jaguar XF doesn’t have high theft rates, but sedans are stolen more frequently than any other type of vehicle.
  • Repair costs. Maintenance and repairs on luxury vehicles like the Jaguar XF can be expensive, which may increase the cost of insurance.
  • Coverage. Even if your state only requires liability protection, consider collision damage and comprehensive coverage to protect your XF, which will increase your premiums.
  • Insurer options. While the XF is a luxury vehicle, you should have no trouble getting coverage. Consider a classic or luxury car insurance company if you have multiple high-value vehicles.
  • Warranty. The Jaguar XF comes with a 5-year or 60,000-mile warranty that includes scheduled maintenance and roadside assistance, so you might not need those types of protection from your insurer.
  • Build options. Choosing features that improve safety or reduce the likelihood of accidents could decrease the cost of insurance.

Does the Jaguar XF qualify for auto insurance discounts?

The Jaguar XF comes equipped with several features that could help you save on auto insurance.

  • Anti-theft device
  • Passive restraint systems
  • Anti-lock brakes
  • New car discount
  • Safety feature discount

Find the cheapest rates

Compare the best car insurance companies near you.

Your information is secure.

How reliable is the Jaguar XF?

While the Jaguar XF doesn’t have safety ratings from the IIHS or NHTSA at this time, you’ll want to consider these factors.

  • Reliability. The Jaguar XF has below average reliability ratings and has common issues that include transmission failures, coolant loss that causes engine overheating and ignition coil failure.
  • Recalls. In January 2018, Jaguar recalled over 20,000 Jaguar XF models from years 2010-2015 for faulty airbag inflators, issues with fuel injection systems and electrical systems.
  • Safety. The Jaguar XF comes equipped with a number of standard safety features.

Bottom line

The Jaguar XF is a midsize luxury sedan that’s packed with safety and driver assistance features. But even though sedans are often cheaper to insure than SUVs and sports cars, its classification as a luxury vehicle could increase the cost of coverage.

Compare your options or consider other Jaguar insurance rates until you find a policy that suits your situation.

Frequently asked questions about the Jaguar XF

Which car insurance provider is best for me?

Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.

Question 1 of 2

Based on your answers, check out:

Compare more car insurance companies

Peter Carleton

Peter Carleton is a writer at finder.com who specializes in credit cards, life insurance, mortgages and more. In his free time, you can find him cooking, writing or honing his skills in WordPress development.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site