Jaguar XF car insurance rates [October 8th, 2018] | finder.com
Jaguar XF car insurance rates

Jaguar XF car insurance rates

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What to expect for insuring your Jaguar XF

The Jaguar XF is a midsize luxury sedan that was introduced in 2007 and overhauled in 2015. While sedans are often less expensive to insure compared to SUVs and sports cars, its designation as a luxury vehicle will likely increase the cost of coverage.

But even though the Jaguar XF typically costs more to insure than the national average, it comes equipped with safety and security features that may help reduce costs.

How much does Jaguar XF car insurance cost?

ModelMonthly insurance rateBase car price
F-Pace$201$43,060
F-Type$148$61,745
XE$163$36,720
XF$184$48,770
XJ$158$76,395
XJL$110$76,395
XJR$110$123,395

How do I compare car insurance for the Jaguar XF?

The cost of car insurance varies based on the location of the vehicle, the insurance provider and other variables. There are a number of factors to consider when comparing policies for the Jaguar FX, including:

  • Body type. Sedans are cheaper to insure compared to SUVs and sports cars, but its classification as a luxury vehicle could increase the cost of coverage.
  • Fuel. The XF has a gas engine, which is cheaper to insure compared to electric or hybrid engines.
  • Theft rates. The Jaguar XF doesn’t have high theft rates, but sedans are stolen more frequently than any other type of vehicle.
  • Repair costs. Maintenance and repairs on luxury vehicles like the Jaguar XF can be expensive, which may increase the cost of insurance.
  • Coverage. Even if your state only requires liability protection, consider collision damage and comprehensive coverage to protect your XF, which will increase your premiums.
  • Insurer options. While the XF is a luxury vehicle, you should have no trouble getting coverage. Consider a classic or luxury car insurance company if you have multiple high-value vehicles.
  • Warranty. The Jaguar XF comes with a 5-year or 60,000-mile warranty that includes scheduled maintenance and roadside assistance, so you might not need those types of protection from your insurer.
  • Build options. Choosing features that improve safety or reduce the likelihood of accidents could decrease the cost of insurance.

Compare insurance providers that cover the GTC4 Lusso

Name Product Roadside assistance New car protection Available states
Allstate
Included free
Yes, cars under 2 years old
All 50 states
Enjoy having your own dedicated agent to help you get the best discounts and coverage.
Liberty Mutual
Optional
Yes, cars under 1 year old & 15,000 miles
All 50 states
Car insurance through Liberty Mutual will give coverage options for almost any situation.
Root
Optional
No
AZ, AR, DE, IL, IN, IA, KY, LA, MD, MI, MS, MT, NM, ND, OH, OK, OR, PA, TX, UT
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save. Available in 20 states.
Esurance
Optional
Yes, cars under 1 year old & 15,000 miles
All states except AK, DE, HI, MT, NH, VT, WY
Esurance offers a modern online and mobile experience that helps you take your insurance on the go. Available in 42 states.
Metromile
Optional
Yes, cars under 1 year old & 15,000 miles
CA, IL, NJ, OR, PA, VA, WA
Drive less than 30 miles a day? Save on the coverage you need with pay-per-mile insurance from Metromile. Get a low monthly rate then pay just a few cents per mile. Available in CA, IL, NJ, OR, PA, VA and WA.
USAA
Optional
No
All 50 states
USAA offers affordable car insurance with highly rated customer service to millions of military members and their families. Only available to military members, veterans and affiliated military members.

Compare up to 4 providers

Does the Jaguar XF qualify for auto insurance discounts?

The Jaguar XF comes equipped with several features that could help you save on auto insurance.

  • Anti-theft device
  • Passive restraint systems
  • Anti-lock brakes
  • New car discount
  • Safety feature discount

How reliable is the Jaguar XF?

While the Jaguar XF doesn’t have safety ratings from the IIHS or NHTSA at this time, you’ll want to consider these factors.

  • Reliability. The Jaguar XF has below average reliability ratings and has common issues that include transmission failures, coolant loss that causes engine overheating and ignition coil failure.
  • Recalls. In January 2018, Jaguar recalled over 20,000 Jaguar XF models from years 2010-2015 for faulty airbag inflators, issues with fuel injection systems and electrical systems.
  • Safety. The Jaguar XF comes equipped with a number of standard safety features.

Bottom line

The Jaguar XF is a midsize luxury sedan that’s packed with safety and driver assistance features. But even though sedans are often cheaper to insure than SUVs and sports cars, its classification as a luxury vehicle could increase the cost of coverage.

Compare your options or consider other Jaguar insurance rates until you find a policy that suits your situation.

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Frequently asked questions about the Jaguar XF

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