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The Jaguar XF is a midsize luxury sedan that was introduced in 2007 and overhauled in 2015. While sedans are often less expensive to insure compared to SUVs and sports cars, its designation as a luxury vehicle will likely increase the cost of coverage.
But even though the Jaguar XF typically costs more to insure than the national average, it comes equipped with safety and security features that may help reduce costs.
Average insurance rates for the Jaguar XF come in around $184 a month, or $2,208 a year. Compared to the national average of $1,426 per year, this rate is $782 more expensive than average. The XF is on the higher end for other Jaguars, but it’s still lower than some other luxury sports cars.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| F-Pace | $201 | $43,060 |
| F-Type | $148 | $61,745 |
| XE | $163 | $36,720 |
| XF | $184 | $48,770 |
| XJ | $158 | $76,395 |
| XJL | $110 | $76,395 |
| XJR | $110 | $123,395 |
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The cost of car insurance varies based on the location of the vehicle, the insurance provider and other variables. There are a number of factors to consider when comparing policies for the Jaguar FX, including:
The Jaguar XF comes equipped with several features that could help you save on auto insurance.
While the Jaguar XF doesn’t have safety ratings from the IIHS or NHTSA at this time, you’ll want to consider these factors.
The Jaguar XF is a midsize luxury sedan that’s packed with safety and driver assistance features. But even though sedans are often cheaper to insure than SUVs and sports cars, its classification as a luxury vehicle could increase the cost of coverage.
Compare your options or consider other Jaguar insurance rates until you find a policy that suits your situation.
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