Managing Money In A Crisis
Weekly tips sent straight to your inbox
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Jaguar F-Type car insurance rates
What to expect when insuring your Jaguar F-Type
Guides
Vehicle Guides
Thanks in part to the F-Type’s coupe body, its insurance rate is low for a luxury performance car. Compare coverage, rates, discounts and more for F-Type car insurance.
How much does F-Type car insurance cost?
The F-Type’s average insurance rate is $148 per month, or $1,776 per year. Expect that number to climb if you choose the F-Type convertible. Compared to the national average of $1,426 per year, the F-Type’s rate is $350 more expensive.
Our top pick: Progressive
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
- Top-rated insurer with 80 years of experience.
- Easy online sign-up and reporting.
- Multiple discounts available.
- Transparent quoting.
- Top-rated insurer
- Online quotes & claims
- Bundle and save
Compare car insurance for your Jaguar F-Type
Jaguar average insurance costs
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| F-Pace | $201 | $43,060 |
| F-Type | $148 | $61,745 |
| XE | $163 | $36,720 |
| XF | $184 | $48,770 |
| XJ | $158 | $76,395 |
| XJL | $110 | $76,395 |
| XJR | $110 | $123,395 |
How do I compare insurance for the F-Type?
The Jaguar F-Type has a bit lower price tag than other luxury performance vehicles, making it less expensive to insure. Though its convertible model might increase your premium a bit.
This precision automobile is covered by many insurance providers. But if you have trouble getting insurance for your new Jaguar, you may need to look into specialty insurers of exotic vehicles and sports cars.
- Body type. The F-Type comes as an entry level luxury coupe or convertible. The coupe will likely give you a lower insurance premium than the convertible. In general, convertibles are more of a safety risk due to their performance build and decreased top protection during an accident.
- Price tag. Price-wise, the F-Type is on the lower end of luxury performance cars. It starts around $62,000 MSRP.
- Fuel. The F-Type is rated 23 mpg city and 30 mpg highway.
- Maintenance. Maintenance and repairs can be more expensive when going to a Jaguar specialist. In general, though, annual maintenance for this vehicle is average at about $1,400 per year. It also comes with a complimentary maintenance plan, letting Jaguar foot that bill for the first few years.
- Coverage. You might consider higher maximums and extra protection like comprehensive, loan/lease gap and uninsured/underinsured motorist coverage. You could also opt for luxury car insurance, which often accounts for higher limits and agreed value coverage.
- Warranty. This car comes with a limited and powertrain warranty for five years or 60,000 miles, plus a complimentary 5-year, 60,000-mile maintenance plan.
- Manufacturer offer. Jaguar offers to finance all F-Type models at 1.9% APR for 36 months. That’s less than half the average loan rate for vehicles overall.
Does the Jaguar F-Type qualify for discounts?
The F-Type comes with a healthy list of safety features, which might help you get an insurance discount:
- Anti-theft system
- Airbags
- Anti-lock brakes
- Electronic stability control
- InControl Protect Emergency SOS
- Lane departure warning
- Forward collision warning
- Parking sensors
- Emergency braking
- Low tire pressure warning
- Back-up camera
Get the cheapest quotes
Compare car insurance companies near you.
Your information is secure.
Why are insurance rates above-average for the Jaguar F-Type?
For a luxury sports car, the F-Type has relatively low insurance rates. However, its rate is still above the national average for several reasons:
- Higher MSRP. The F-Type starts at around $60,000. While certainly not cheap, this is economical for a luxury car. That price tag will cost your insurance company more for repairs during an accident, though.
- Higher coverage. If you choose optional coverage or luxury car insurance, you’ll see an increased rate. But you’ll also get premium coverage in exchange.
- Specialized repairs. If you need specialized parts or a Jaguar mechanic, repairs will cost more. Your insurance company compensates for that risk by increasing rates.
- Convertible top. The F-Type comes with a convertible option, making it riskier for passengers using that feature on the road.
- Engine power. The F-Type has more horsepower than many other engines, possibly making it more tempting to drive at high speeds.
How reliable is the Jaguar F-Type?
Overall, the F-Type may stand at a disadvantage for reliability due to its many recalls. There also isn’t much information on its crash test safety and long-term reliability. These factors may cause an increased insurance premium with some companies.
- Safety. The F-Type isn’t rated by the IIHS or NHTSA, likely due in part to the fact that it’s fairly new to the market. Also, Jaguars aren’t mainstream cars, making them lower on the list for safety testing versus other vehicles.
- Reliability. Since this car’s oldest model only goes back a few years, the F-Type doesn’t have much information on long-term reliability. However, several car review sites have given it a slightly above average rating due to its tried and true engine and minimal out-of-pocket repairs.
- Recalls. The F-Pace has multiple recalls, including seatbelt and seatbelt sensor issues, problems involving the battery positive cable, drive belt and power steering, turn signal and fuel rail end cap issues.
Bottom line
The Jaguar F-Type has several safety features, an extensive warranty and low-interest financing. All of these features combine to form a low insurance premium compared to other luxury vehicles.
Before making your decision, compare car insurance providers or research other vehicle makes or models.
Frequently asked questions about the F-Type
Read more on this topic
-
Aston Martin DBX insurance rates Get cheap car insurance quotes and find the best policies for your Aston Martin DBX.
-
GoAuto car insurance review August 2020 Pocket an option for SR-22 coverage, but you might be compromising on service.
-
Compare the best auto and renters insurance bundles The best companies blend wide auto and renters coverage, free perks and strong value.
-
Compare RV rental insurance Most rental companies build in some coverage, but make sure you have enough before getting in the cockpit.
-
Honda Passport car insurance rates The Honda Passport’s high safety ratings and antitheft package may discount your insurance.
-
Ford Bronco car insurance rates The Bronco’s off-roading performance may mean an increased car insurance premium. But its safety features could be an upside.
-
Electra Meccanica Solo car insurance rates Insuring the new Electra Meccanica Solo presents a unique challenge.
-
States with the strictest driving laws If you're relaxed behind the wheel, you'll want to steer clear of these states with the strictest driving laws.
-
Compare the best bundling insurance companies for 2020 Your top choices for pairing the best savings, options and service when buying multiple insurance policies.
-
Does car insurance cover PTSD after a car accident? How to make a car insurance claim for mental or emotional injuries after a car accident.
Ask an Expert