Wisconsin Cheeseman® Credit
Use this credit line to purchase cheeses, spreads and more at Wisconsin Cheeseman.
- Get this if you want to make payments over time for things bought at Wisconsin Cheeseman.
- Pick something else if you want rewards or more features.
- Apply if you have a poor to fair credit score of 300 and above.
5.75% to 25.99%
Purchase APR (fixed)
Recommended credit score
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This is a line of credit you can use at Wisconsin Cheeseman, a mail-order company that sells cheeses, spreads, meats, snacks and more. It has a $0 annual fee, and you may receive a purchase APR as low as 5.75% fixed. On the downside, you may receive a purchase APR as high as 25.99% fixed if you have poor credit.
This account is most useful if you receive a very low APR and plan on paying off purchases over a long period of time. You won’t receive rewards, however. If this is important to you, consider a strong flat-rate card such as the PayPal Cashback Mastercard®.
How to apply for the Wisconsin Cheeseman Credit
- visit the Wisconsin Cheesman website and find the Wisconsin Cheeseman Credit on the page.
- Start shopping.
- At checkout, select Create a Wisconsin Cheeseman® Credit Account.
- Read and accept the terms and conditions.
- Submit your order.
What credit score do I need?
You can apply with a poor credit score of 300 or higher.
- No annual fee.
You won’t pay anything to have access to this line of credit.
- Payments as low as $10 a month.
Your minimum monthly payment depends on your highest new balance. If the balance is $75 or below, your minimum payment will be $10. If it’s between $3,000 and $3,150, your minimum payment will be $105.If your highest new balance is over $3,150, your minimum payment will be 3.34% of it.
- Purchase APR as low as 5.75% variable.
With this interest rate, this credit account can be a better choice than credit cards, which have an average APR of 17%.
- Credit application typically approved within 24 hours.
You may be able to use your credit line relatively quickly.
What to watch out for
- Purchase APR as high as 25.99% variable.
This is a high rate, but not unheard of. You’re more likely to get an APR close to this if you have poorer credit.
- No rewards.
With many other credit cards, you could earn rewards such as cash back, points or miles.
Compare store credit cards
Consider this credit line if you’re a frequent customer of Wisconsin Cheeseman and want a potentially low purchase APR.
If you rarely shop at Wisconsin Cheeseman, consider another credit card with perks that better suit your spending needs, like a cashback credit card.