Use this credit line to purchase cheeses, spreads and more at Wisconsin Cheeseman.
- Get this if you want to make payments over time for things bought at Wisconsin Cheeseman.
- Pick something else if you want rewards or more features.
- Apply if you have a fair credit score of 580 and above.
|Product Name||Wisconsin Cheeseman® Credit|
|Standard Purchase APR||5.75% to 23.99% fixed|
|Intro Purchase APR|
|Intro Balance Transfer APR|
|Interest Free Period||Up to 25 days|
|Late Payment Fee||Up to $15|
|Returned Payment Fee||Up to $25|
|Minimum Age||18 years of age|
This line of credit can be used at Wisconsin Cheeseman, a mail-order company that sells cheeses, spreads, meats, snacks and more. Depending on your purchase APR, this could be very useful if you plan on carrying a balance. Just be sure to check the terms and fees if you’re approved for a credit account.
- No annual fee.
You won’t pay anything to have access to this line of credit.
- Payments as low as $10 a month.
Your minimum monthly payment depends on your highest new balance. If the balance is $75 or below, your minimum payment will be $10. If it’s between $3,000 and $3,150, your minimum payment will be $105.If your highest new balance is over $3,150, your minimum payment will be 3.34% of it.
- Purchase APR as low as 5.75% variable.
With this interest rate, this credit account can be a better choice than credit cards, which have an average APR of 17%.
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- Credit application typically approved within 24 hours.
You may be able to use your credit line relatively quickly.
What to watch out for
- Purchase APR as high as 23.99% variable.
This is a high rate, but not unheard of. You’re more likely to get an APR close to this if you have poorer credit.
- No rewards.
With many other credit cards, you could earn rewards such as cash back, points or miles.
Compare store credit cards
Consider this credit line if you’re a frequent customer of Wisconsin Cheeseman and want a potentially low purchase APR.
If you rarely shop at Wisconsin Cheeseman, consider another credit card with perks that better suit your spending needs, like a cashback credit card.