Compare Bank of America credit cards

See if Bank of America has the card you need by checking out the offers and information below

Bank of America credit cards offer a range of rewards and features including cash rewards, donations to charity, no annual fees and no foreign transaction fees. There are even cards intended to help cardholders build or rebuild credit. And because Bank of America is partnered with Visa and Mastercard, their cards are accepted worldwide.

Compare Bank of America Credit Cards

Rates last updated November 24th, 2017
Name Product APR for Purchases ( Purchase Rate ) Intro APR for Balance Transfer Annual fee Product Description
BankAmericard® credit card
12.99% to 22.99% variable
0% Intro APR for first 15 statement closing dates (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$0
Transfer high rate balances and save on interest with an Introductory $0 balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10).
Royal Caribbean Visa Signature® Credit Card
13.99% to 23.99% variable
$0
10000 MyCruise® bonus points offer. Good for onboard credits, stateroom upgrades, discounts, cruises and more.
Asiana Visa Signature® Credit Card
13.24% to 20.24% variable
$99
No matter where you're travelling, feel free to use your Asiana Visa Signature® credit card without incurring foreign transaction fees when making purchases.
Alaska Airlines Visa Signature® Card
13.24% to 20.24% variable
$75
Buy one ticket, get one for just the taxes and fees with Alaska’s Famous Companion Fare™ offer.
Virgin Atlantic World Elite Mastercard®
13.24% to 20.24% variable
$90
Get 20000 Flying Club bonus miles after your first purchase.
MLB™ Credit Cards
13.99% to 23.99% variable
0% Intro APR for first 12 statement closing dates (with $10 or 3% of each transaction, whichever is greater% balance transfer fee)
$0
1% cash back on purchases, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
Spirit Airlines™ World Mastercard®
13.99% to 23.99% variable
$0 annual fee for the first year ($59 thereafter)
15000 bonus miles after your first purchase–enough for up to 3 roundtrip off-peak award tickets with taxes and fees from $12 per award.
Norwegian Cruise Line® World Mastercard®
13.99% to 23.99% variable
$0
10000 bonus WorldPoints® reward points offer. That's enough for $100 off your next cruise.
Allegiant World Mastercard®
13.99% to 23.99% variable
0% Intro APR for 12 statement closing dates following the opening of your account (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$59
Earn 15000 Bonus Points - equal to $150 off your next Allegiant trip, after you make $1,000 or more in purchases within the first 90 days
World Wildlife Fund Credit Card
13.99% to 23.99% variable
0% Intro APR for first 12 statement closing dates (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$0
Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
BankAmericard Cash Rewards™ Credit Card
13.99% to 23.99% variable
0% Intro APR for 12 statement closing dates (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$0
Earn more cash back for the things you buy most.
BankAmericard® Secured Credit Card
21.24% variable
$39
Help establish, strengthen — even rebuild your credit
BankAmericard Travel Rewards® Credit Card
15.99% to 23.99% variable
$0
Ditch the restrictions of typical airline rewards cards. Any airline, any hotel, anytime. No blackout dates.
U.S. Pride® BankAmericard Cash Rewards™ Credit Card
13.99% to 23.99% variable
0% Intro APR for first 12 statement closing dates (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$0
Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
Amtrak Guest Rewards® World Mastercard®
13.99% to 23.99% variable
$79
20000 bonus points offer. That’s enough points to redeem for a trip to many of our over 500 destinations.
Pink Ribbon BankAmericard Cash Rewards™ Credit Card
13.99% to 23.99% variable
0% Intro APR for first 12 statement closing dates (with $10 or 3% of the amount of each transaction, whichever is greate% balance transfer fee)
$0
1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter

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Awards

  • World’s best bank in financing and diversity. Euromoney awarded the title to Bank of America July 6, 2016, celebrating BofA’s ability to deliver the financing products and advice that customers need, worldwide.
  • Global leader according to the Bloomberg Financial Services Gender-Equality Index. Gender-conscious product offerings, strong representation of women throughout the company, benefit programs, and support of communities across the nation lead to BofA being named one of the top international leaders in gender-equality.
  • Greenest. The Environmental Finance’s Green Bond Awards named BofA the top green underwriter of 2015.

Compare Bank of America Credit Cards Features

Bank of America has several different credit cards to try to meet your personal needs. If you’re looking to transfer a balance, earn rewards, or are seeking a card without the overhead of an annual fee, you may be able to find a card that is right for you. With 1% cashback on everyday purchases, 2% at grocery stores and wholesale clubs, and 3% on gas and the ability to earn 25% or more with the Preferred Rewards program, you can easily benefit from using qualifying cards.

  • No Annual Fee. Bank of America offers 15 different cards that have no annual fee. These cards include the BankAmericard Cash Rewards, BankAmericard Travel Rewards, BankAmericard, BankAmericard Better Balance Rewards, Pink Ribbon BankAmericard Cash Rewards Credit Card, MLB, World Wildlife Fund, U.S. Pride, Norwegian Cruise Line, Royal Caribbean, Bass Pro Shops Outdoor Rewards, AAA Member Rewards, BankAmericard Cash Rewards for Students, BankAmericard Travel Rewards for Students, and BankAmericard for students.
  • Low intro APR on balance transfers. If you’re looking to transfer a balance from another card, Bank of America provides cards that have a low introductory APR to ease the transition. BankAmericard Cash Rewards, BankAmericard, BankAmericard Better Balance Rewards, Pink Ribbon BankAmericard Cash Rewards Credit Card, MLB, World Wildlife Fund, U.S. Pride, Bass Pro Shops Outdoor Rewards, AAA Member Rewards, BankAmericard Cash Rewards for Students, and BankAmericard for students all feature balance transfer capabilities and the low intro APR.
  • No foreign transaction fee. Bank of America offers several card options for international travelers. BankAmericard Travel Rewards, Alaska Airlines Visa Signature, Amtrak Guest Rewards World Mastercard, Virgin Atlantic, and Celebrity Cruises cards each have no foreign transaction fees and introductory offers that include bonus rewards.
  • Low intro APR on purchases. Even if you’re not transferring a balance, Bank of America offers several credit card options that include low introductory APRs on purchases.

Benefits of banking with Bank of America

Cardholders qualify for several different benefits by banking with Bank of America. Each benefit has its own way of making your life easier, from giving you alternative ways to pay, to account management on the go.

  • Preferred Rewards program. Enrolling in the Preferred Rewards program allows access to 25% or more rewards. Qualifying Bank of America deposit accounts and/or Merrill Edge and Merrill Lynch investment accounts will also receive more benefits with enrollment in the program. Each tier of the program has increasing rewards, with a sliding scale of Gold, Platinum, and Platinum Honors, each with their own set of qualification parameters.
  • Digital Wallet Technology. As a Bank of America cardholder, you can register your credit card or cards with Apple Pay, Android Pay, or Samsung Pay, allowing you to pay straight from your mobile device. These applications allow you to make in-store and in-app purchases, and with Visa Checkout you can shop at any site with the Visa Checkout button with just one sign-in.
  • 24/7 Banking. Online and mobile banking makes it quick and easy to access any of your credit card accounts on the go. In the app and mobile website, cardholders can do everything from check available credit to transfer funds, and even make payments. Alerts about balances and due dates can also be set up to keep you on top of what is happening in your account through text or email.

Compare credit card options to find the right card for you

How to apply for a credit card with Bank of America

Always consider your options and your financial situation before you apply for a credit card.

Eligibility criteria:

  • Applicants must be 18 years of age or older to apply, 21 years of age or older if a permanent resident of Puerto Rico
  • Applicants must have a valid Social Security number

To complete the application, have the following information and documents ready. Required documents:

  • Full name and date of birth
  • Street address and phone number
  • Valid email address
  • Employment status
  • Total annual income

Frequently asked questions

Below are some of the questions that you might have regarding receiving and using a Bank of America credit card.

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US Credit Card Offers

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Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

15.99
variable

Annual fee

0 For the first year
More info
First Access Visa Card
First Access Visa Card

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard®
Indigo® Platinum Mastercard®

APR

23.9
variable

Annual fee

75 For the first year
More info
Barclaycard Arrival Plus® World Elite Mastercard®
Barclaycard Arrival Plus® World Elite Mastercard®

APR

16.99
TO
23.99

Annual fee

0 For the first year
More info
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