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Hotel credit cards

Compare 10+ hotel credit cards to find one with the best features for you.

Hotel credit cards can help you earn points that can be redeemed for free nights at the hotel of your choice, or they can even propel you through the ranks of a hotel's elite program. Use our table to compare your options and find the best hotel card for you.

Name Product Welcome offer Rewards Annual fee Filter values
Hilton Honors American Express Card
100,000 points after spending $1,000 in the first 3 months, plus earn up to $100 in statement credits on eligible purchases at Hilton hotels in the first 12 months. Offers expire 8/25/2021
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Terms apply, see rates & fees
Marriott Bonvoy Brilliant™ American Express® Card
75,000 points after spending $3,000 in the first 3 months. Plus, earn up to $200 in statement credits for eligible purchases at US restaurants within the first 6 months
6x Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 75,000 bonus points when you spend $3,000 or more within your first 3 months. Terms apply, see rates & fees
World of Hyatt Credit Card
30,000 points after spending $3,000 on purchases in the first 3 months. Plus 2x instead of 1x points on up to $15,000 (up to 30,000 more points) in the first 6 months
9x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
$95
Earn 30,000 points after spending $3,000 on purchases in the first 3 months. Plus earn 2x instead of 1x points on up to $15,000 (up to 30,000 more points) in the first 6 months.
IHG® Rewards Club Premier Credit Card
150,000 points plus a Reward Night after spending $3,000 in the first 3 months
Up to 25x points total at IHG hotels, 2x points at gas stations, grocery stores, and restaurants and 1x points on all other purchases
$0 intro annual fee for the first year ($89 thereafter)
Enjoy a $0 intro annual fee ($89 after the first year) and 150,000 points after spending $3,000 in the first 3 months.
Marriott Bonvoy Boundless™ Credit Card
3 free nights after spending $3,000 in the first 3 months, plus 10x points on up to $2,500 in combined purchases at gas stations, restaurants, and grocery stores in the first 6 months
Up to 17x points at Marriott Bonvoy hotels and 2x points on all other purchases
$95
Earn a unique signup bonus with this hotel card: 3 free nights (each night valued up to 50,000 points) after qualifying purchases + 10x total points on eligible purchases in select categories.
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The best hotel credit cards of 2021

If you’re looking for a run-down of the top performing hotel credit cards on the market, we have you covered. You can check out the top best hotel credit cards to give yourself a leg-up when picking a hotel card.

How to compare hotel credit cards

A great hotel credit card will offer the benefits and perks that offer the most value. Here’s a quick overview of the major card features you’ll want to look at when comparing hotel credit cards:

  • Loyalty program If you have a preferred hotel chain, you’ll want to see if they offer a cobranded credit card. Otherwise, a general hotel card might prove more useful.
  • Signup bonus Many hotel credit cards offer a sizable signup bonus that you can use toward several free nights.
  • Earning rates Beyond the signup bonus, a high earning rate or an earning rate on categories you often spend in are important to keep generating value through the lifetime of the card.
  • Annual fee Travel cards that offer perks often require you pay an annual fee to use them.
  • Travel expenses A hotel credit card only makes sense if you spend a significant amount of time and money at hotels during your travels.
  • Perks In addition to rewards rates, hotel cards often come with additional perks to sweeten the deal, such as complimentary elite status, resort credits and free award nights.

Read more about hotel credit cards

Megan Horner

Megan Horner
Credit Cards Publisher

Hi, I’m Megan! I recently opened a hotel credit card to get staus as well as stellar perks. I had lots of questions before I picked the right card for me. Below are some of the articles that helped me make my decision.

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Bottom line

Hotel credit cards are a nice value-add to your wallet if you frequently stay at hotels during your travels. But if you’re looking for more flexible options, consider a travel credit card designed for general travel to find one that suits your needs.

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