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Hotel credit cards

Compare 10+ hotel credit cards to find one with the best features for you.

Our pick for a hotel card with everyday rewards: World of Hyatt Credit Card

World of Hyatt Credit Card logo

Up to 60,000 points

From signup bonuses

  • Earn up to 9x points at Hyatt hotels
  • 2x points on gyms, commuting, dining and airlines
  • Annual Free Night Award
See offer

Hotel credit cards can help you earn points that can be redeemed for free nights at the hotel of your choice, or they can even propel you through the ranks of a hotel's elite program. Use our table to compare your options and find the best hotel card for you.

Name Product Welcome offer Rewards Annual fee Filter values
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months, plus 50,000 points after spending a total of $5,000 in the first 6 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Terms apply, see rates & fees
Chase Sapphire Reserve®
60,000 points after spending $4,000 in the first 3 months, a value of up to $900 through Chase Ultimate Rewards.
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Earn a huge signup bonus worth $900 toward travel when redeemed through Chase Ultimate Rewards with Chase’s premier card.
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards. Plus up to $50 statement credit towards groceries
5x points on Lyft, 2x points on up to $1,000 on groceries until April 30, 2021, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $1,000 plus up to $50 statement credit towards groceries with this popular travel card.
Marriott Bonvoy Brilliant™ American Express® Card
125,000 points after spending $5,000 in the first 3 months. Plus, earn up to $200 in statement credits for eligible purchases at US restaurants within the first 6 months
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
$450
Earn 125,000 bonus points when you spend $5,000 or more within your first 3 months. Terms apply, see rates & fees
World of Hyatt Credit Card
30,000 points after spending $3,000 on purchases in the first 3 months. Plus 2x instead of 1x points on up to $15,000 (up to 30,000 more points) in the first 6 months
9x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases
$95
Earn 30,000 points after spending $3,000 on purchases in the first 3 months. Plus earn 2x instead of 1x points on up to $15,000 (up to 30,000 more points) in the first 6 months.
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Compare hotel cards by bank or hotel program

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Best hotel credit cards

If you’re looking for a run-down of the top performing hotel credit cards on the market, we have you covered. You can check out the top 6 best hotel credit cards to give yourself a leg-up when picking a hotel card.

How to compare hotel credit cards

The best hotel card will offer the benefits and perks that offer the most value. Here’s a quick overview of the major card features you’ll want to look at when comparing hotel credit cards:

Loyalty program

If you have a preferred hotel chain, you’ll want to see if they offer a cobranded credit card. Otherwise, a general hotel card might prove more useful.

Signup bonus

Many hotel credit cards offer a sizable signup bonus that you can use toward several free nights.

Earning rates

Beyond the signup bonus, a high earning rate or an earning rate on categories you often spend in are important to keep generating value through the lifetime of the card.

Annual fee

Travel cards that offer perks often require you pay an annual fee to use them.

Travel expenses

A hotel credit card only makes sense if you spend a significant amount of time and money at hotels during your travels.

Perks

In addition to rewards rates, hotel cards often come with additional perks to sweeten the deal, such as complimentary elite status, resort credits and free award nights.

Ask the experts

Nada Nasr Bechwati
  • Nada Nasr Bechwati
  • Associate Professor of Marketing
  • Bentley University
Kevin McEvoy
  • Kevin McEvoy
  • Ph.D., Assistant Professor in-Residence
  • School of Business at University of Connecticut
Robert Warren
  • Robert Warren
  • Instructor
  • University of North Dakota
Yuping Liu
  • Yuping Liu-Thompkins
  • Professor of Marketing & Director
  • Old Dominion University
Tulay Girard
  • Tulay Girard
  • Professor of Marketing
  • Penn State Altoona

Bottom line

Hotel credit cards are a gnice value-add to your wallet if you frequently stay at hotels during your travels. But if you’re looking for more flexible options, consider a travel credit card designed for general travel to find one that suits your needs.

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