Quick look at the best Wells Fargo credit cards
- Wells Fargo Reflect Card: Best for balance transfers
- Wells Fargo Active Cash℠ Credit Card: Best card for cash back
- Bilt Mastercard: Best for earning rewards on rent payments
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While it doesn't have as many credit cards as its big-bank rivals Chase or Bank of America, Wells Fargo offers a strong stable of products. Use our table to compare your Wells Fargo credit card options and get a sense of which one is best for you.
The best Wells Fargo credit cards offer the highest value for the lowest cost, whether that value comes in the form of intro APR length or cash back. When rating Wells Fargo credit cards, we compared several card factors, including reward categories, earning rates, intro APR length, annual fees and more. The cards that offered the most value for the card’s annual fee or strongly fulfilled a niche were chosen for our list.
Wells Fargo Reflect Card
|Minimum credit score||800|
Wells Fargo Active Cash℠ Credit Card
|Rewards||Up to 2% cash back|
|Minimum credit score||670|
|Welcome Offer||Other points|
|Rewards||Up to 2x points|
|Minimum credit score||670|
To apply for a Wells Fargo credit card:
Unfortunately, Wells Fargo doesn’t offer prequalification at this time.
Given there are only a few Wells Fargo credit cards available, the card you choose simply comes down to the type of feature you need: hotel rewards, cashback, or 0% intro APR.
For its rewards cards, Wells Fargo offers either cash back or points. Cash back is redeemed by:
If your card gives points, you can redeem them for a variety of rewards depending on your card, such as:
To redeem rewards, log on to your credit card account on the Wells Fargo site. You may also redeem cash rewards from a Wells Fargo ATM.
Wells Fargo points are usually worth a 1 cent apiece, which is the industry standard. The Bilt card does allow you to transfer points to travel partners, which may increase the value of your points.
Wells Fargo balance transfer cards have 0% intro APR periods ranging from 6 to 18 months. Depending on your financial situation and your needs, you can either settle for a shorter intro APR period plus rewards or go for a longer intro APR period without rewards. One card even has a zero-interest balance transfer intro APR that lasts a year and a half, while another is a student credit card.
Even though transferring your balance with a Wells Fargo credit card is a straightforward process, you have to keep an eye on the following:
Note: You can also request a balance transfer after you received your credit card. Call 800-642-4720 to initiate a balance transfer.
Wells Fargo business cards offer the standard array of perks and reward potential you’d want from a business card. Plus, Wells Fargo offers just three business cards, each tailored to a certain type of business. Some of the potential benefits include:
Wells Fargo offers several fresh new products and many of its cards go toe-to-toe with products from other major providers. That said, it doesn’t offer the same card variety as a few other providers. If you’re looking for more robust reward programs or more diverse travel perks, Chase, American Express or Capital One are all great alternatives.
If you’re uncertain whether a Wells Fargo product is right for you, check out leading credit card providers to compare more options.
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what I need to do to get priority pass form wells fargo
Thanks for your message and for contacting Finder.
Wells Fargo is not directly affiliated with Priority Pass. Priority Pass is a membership program that offers access to some of the top airport lounge networks around the world. Depending on your membership level and lounge, this access can be completely free or require a small fee.
To gain access to Priority Pass lounges, you can either purchase a membership or get access through Priority Pass credit cards.
Hope this helps! Feel free to message us should you have further questions.