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American Express credit cards: Which one is best?

Check out the best Amex cards of July 2021 and browse our list of unbiased reviews.

Compare American Express credit cards

Compare all American Express credit cards using our table. You can sort Amex cards by name, intro APR, annual fee and more. If you want to learn more, you can read the card's details, read our unbiased review or if you like what you see — apply for the card.

Name Product Filter values Rewards Purchase APR Annual fee
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
0% intro for the first 12 months (then 13.99% to 23.99% variable)
$0 intro annual fee for the first year ($95 thereafter)
Earn up to $350. In your first 6 months, you can earn a $150 statement credit when you spend $3,000, and earn 20% back on Amazon purchases made with your card, up to $200 total. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Blue Cash Everyday® Card from American Express
3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
0% intro for the first 15 months (then 13.99% to 23.99% variable)
$0
Earn up to $250. You'll get 20% back on Amazon.com purchases in the first six months for up to $150 back, and $100 after you spend $2,000 in the first six months. This is a higher-than-average welcome offer for a card with no annual fee. Terms apply, see rates & fees
American Express® Gold Card
4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases
See Pay Over Time APR
$250

Rose Gold is Back

Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $600 based on our valuation with this upper-mid tier travel card. Terms apply, see rates & fees
The Platinum Card® from American Express
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other purchases
See Pay Over Time APR
$695

New Platinum Exclusive Offer

One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
Marriott Bonvoy Brilliant™ American Express® Card
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
15.74% to 24.74% variable
$450
Earn 75,000 bonus points when you spend $3,000 or more within your first 3 months. Terms apply, see rates & fees
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The best American Express credit cards

The best American Express credit cards offer at least one standout feature that makes the card a good fit for a particular user. To help you choose the right one for your financial situation, Finder’s credit card experts spent hundreds of hours comparing all American Express cards against one another in several categories commonly found across competing card companies.

In 2021, we added Delta SkyMiles® Platinum American Express Card to our list this year as it provides a sweet spot of price versus features. While the Amex Gold Card remains the number one travel offer, the Delta Platinum is the perfect runner up and potentially a better choice for Delta fans.

Quick look at the best American Express credit cards

Best for simple cash back
Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
Up to3%
Cash back
$100
Welcome offer
The Blue Cash Everyday® Card from American Express is a simple and to-the-point card that offers accelerated rewards on everyday purchases like groceries, gas and department stores. While a bit less powerful than the Blue Cash Preferred, this is balanced out by the card's lack of annual fee.
  • Welcome offer. Earn $100 after spending $2,000 in your first 6 months of account opening. Also earn 20% back on Amazon purchases on up to $150 total during that same time frame.
  • Rewards. Earn 3% back at US supermarkets on up to $6,000 in spending each year, reverting to 1% after. Earn 2% back at US gas stations and select US department stores and 1% back on everything else.
  • Intro APR. Enjoy a 0% intro APR on purchases for 15 months, reverting to 13.99% to 23.99% variable.
  • Cap on highest earning category. Depending on your spending, you might hit the groceries cap of $6,000 rather quickly.
Annual Fee $0
Purchase APR 0% intro for the first 15 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offerUp to $250: 20% back on Amazon.com purchases in the first 6 months for up to $150 back, plus $100 statement credit after spending $2,000 within the first 6 months
Estimated welcome offer value $200 based on Finder's valuation
Rewards3% at US supermarkets on up to $6,000 per year (then 1%), 2% at US gas stations and select US department stores and 1% on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Best for cashback rewards
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express logo
Finder Rating: 4.3 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$95 ongoing
Annual fee
Up to6%
Cash back
$150
Welcome offer
The American Express Blue Cash Preferred® Card from American Express may be best for families. It comes with a $95 annual fee after the first year, but the card can pay for itself with excellent cashback potential.
  • Welcome offer. Get $150 cash back after you spend $3,000 on purchases in the first 6 months your account is open. Also earn 20% back on Amazon purchases on up to $200 total during that same time frame.
  • Intro APR. Take advantage of a 0% intro APR for 12 months on purchases, reverting to 13.99% to 23.99% variable.
  • Solid cashback categories. Earn rewards at US supermarkets, US gas stations, on transit - places you're likely to frequent in your day-to-day. Common everyday categories can make it easier to build up rewards quickly.
  • Annual fee. This card costs $95 annually starting the second year.
  • Foreign transaction fees. Using this card abroad or online with foreign merchants will cost you 2.7% of the amount you spend.
Annual Fee $0 intro annual fee for the first year ($95 thereafter)
Purchase APR 0% intro for the first 12 months (then 13.99% to 23.99% variable)
Balance transfer APR N/A
Welcome offerUp to $350: 20% back on Amazon.com purchases in the first 6 months for up to $200 back, plus $150 statement credit after you spend $3,000 in the first 6 months
Estimated welcome offer value
Rewards6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases (redeem as statement credit)
Terms apply to American Express benefits and offers.
Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Best for travel and everyday rewards
American Express® Gold Card

American Express® Gold Card logo
Finder Rating: 4.6 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$250
Annual fee
60,000
Points welcome offer
Up to4x
Points
The American Express® Gold Card offers 3x points on airfare when you book directly and 4x points at restaurants, including takeout and delivery, such as Uber Eats. At US supermarkets, earn 4x points on up to $25,000 per calendar year on purchases, then 1x. This gives you a broad base of spending from which to collect valuable Membership Rewards points.
  • Welcome offer. Get 60,000 bonus points after you spend $4,000 on purchases in the first 6 months your account is open.
  • Dining credits. Get up to $120 dining credits after you enroll and up to $120 Uber cash credits in increments of $10 each month.
  • Great point earnings. Earn 3x points on flights you book directly with airlines or through American Express Travel and 4x points at restaurants, including takeout and delivery. At US supermarkets, earn 4x points on up to $25,000 per calendar year on purchases, then 1x. Earn 1x points on all other eligible purchases.
  • Annual fee. You'll pay $250 each year for the card.
  • Not a standard credit card. Most credit cards let you carry your balance on all purchases by paying interest. This card, however, lets you carry your balance on some purchases, but not all.
Annual fee $250
Purchase APR See Pay Over Time APR
Foreign transaction fee None
Welcome offer60,000 points after spending $4,000 in the first 6 months
Estimated welcome offer value $600 based on Finder's valuation
Rewards4x at restaurants including delivery and Uber Eats; 4x at US supermarkets on up to $25,000 annually (then 1x points), 3x points on directly-booked flights and 1x points on all other purchases
Terms apply to American Express benefits and offers.

Best for airline rewards
Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card logo
Finder Rating: 4 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$250
Annual fee
90,000
Miles welcome offer
Up to3x
Miles
The midtier choice — the Delta SkyMiles® Platinum American Express Card — is a standout option. It offers a domestic main cabin round-trip companion certificate that the Delta SkyMiles® Gold American Express Card doesn't bring to the table. And it's half the price of the Delta SkyMiles® Reserve American Express Card, with a $250 annual fee.
  • Welcome offer. Until 7/28/2021, after you spend $3,000 on purchases in the first 3 months your account is open, you'll get 90,000 miles. Also earn $200 as statement credit when you make your first eligible Delta purchase in the same timeframe.
  • Mile earnings. Earn 3x miles on eligible Delta purchases and purchases made directly with hotels. Earn 2x at restaurants and US supermarkets and 1x miles on all other purchases.
  • Invite a guest to fly. Each year you renew your Delta SkyMiles® Platinum American Express Card, you receive a domestic main cabin round-trip companion certificate. This allows you to take a guest along on a round-trip domestic flight for only the price of the taxes and fees.
  • Annual fee. Expect to pay $250 annually for the card.
  • Companion certificate fees. To use the companion certificate, you'll have to pay taxes and fees of up to $75.
Annual fee $250
Purchase APR 0% intro for the first 12 months (then 15.74% to 24.74% variable)
Foreign transaction fee None
Welcome offerLimited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months
Estimated welcome offer value $1,260 based on Finder's valuation
Rewards3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases
Terms apply to American Express benefits and offers.

Best card for hotel rewards
Hilton Honors American Express Card

Hilton Honors American Express Card logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$0
Annual fee
100,000
Points welcome offer
Up to7x
Points
With the Hilton Honors American Express Card you get generous point earnings outside of hotel spending: 5x at US restaurants, US supermarkets and US gas stations and 3x on all other eligible purchases. If you consistently stay at Hilton, you're rewarded with an exceptional 7x point multiple on Hilton purchases.
  • $0 annual fee. You won't pay a dime in annual fees to keep this card open.
  • Welcome offer. Until August 25, 2021, earn 100,000 points after you spend $1,000 on purchases in the first 3 months your account is open. You can also earn a $100 statement credit on your first eligible Hilton purchase made within your first year.
  • Point earnings. You'll earn a minimum 3x points on eligible purchases. Hilton properties and US restaurants, US supermarkets and US gas stations earn even more.
  • No intro APR period. You don't get a 0% intro APR period on purchases or balance transfers.
  • Penalty APR. A missed or returned payment could cause Amex to impose a penalty APR of up to 29.24% variable.
Annual fee $0
Purchase APR 15.74% to 24.74% variable
Foreign transaction fee None
Welcome offer100,000 points after spending $1,000 in the first 3 months, plus earn up to $100 in statement credits on eligible purchases at Hilton hotels in the first 12 months. Offers expire 8/25/2021
Estimated welcome offer value $600 based on Finder's valuation
Rewards7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
Terms apply to American Express benefits and offers.

Best card for premium travel
The Platinum Card® from American Express

The Platinum Card® from American Express logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Apply now
on American Express's secure site
Rates & fees

670
Min. credit score
$695
Annual fee
Up to10x
Points
100,000
Points welcome offer
The Platinum Card® from American Express is the premium traveler's best friend. Aside from earning a generous amount of reward points on purchases and as a welcome offer, you get to enjoy perks like access to the Centurion Lounge, VIP status with Uber, Platinum travel counselors service and privileges at certain hotel brands.
  • Welcome offer. Earn 100,000 bonus points after you spend $6,000 in the first 6 months of card membership. Also earn 10x points at restaurants and when you Shop Small in the US, on up to $25,000 within your first 6 months of account opening.
  • Membership reward points. Earn 5x points on flights booked directly with airlines or via the Amex travel portal. Earn 5x points on prepaid hotels booked through Amex travel, and 1x points on all other purchases. Earn 5x points on flights booked directly with airlines or American Express Travel on up to $500,000 annually (then 1x points) and 5x points on prepaid hotels booked at American Express Travel. All other purchases earn 1x points. Redeem points for Uber gift cards at a value of 0.7 cents a point.
  • Statement credits. Get $200 in airline fee credit every year after you enroll and choose an airline, up to $100 in TSA PreCheck or Global Entry fee credit, up to $200 in Uber rides each year and more. After enrolling, you'll also get up to $179 back per year on your CLEAR membership using your card.
  • Annual fee. With premium benefits comes a premium annual fee. You'll pay $695 each year for the card.
Annual Fee $695
Purchase APR See Pay Over Time APR
Balance transfer APR N/A
Welcome offer100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined purchases in the same timeframe
Estimated welcome offer value $7,000 based on Finder's valuation
Rewards10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other purchases
Terms apply to American Express benefits and offers.

Best for small businesses
American Express Blue Business Cash™ Card

American Express Blue Business Cash™ Card logo
Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$0
Annual fee
Up to2%
Cash back
n/a
Welcome offer
The American Express Blue Business Cash™ Card is hard to beat when it comes to small business credit cards. Putting it above similar cards is a $0 annual fee, a 0% intro APR period of 12 months on purchases (then 13.24% to 19.24% variable), and a credit limit that offers wiggle room.
  • Introductory APR. For the first 12 months your account is open, get a 0% intro APR on purchases. Your APR increases to 13.24% to 19.24% variable after the intro period ends.
  • Solid cashback rewards. On all eligible purchases, earn 2% cash back on up to $50,000 each calendar year, then 1%.
  • Push the limit. You can spend over your credit limit in select cases as long as you pay off the excess balance in full as part of your minimum payment. The amount you can go over depends on factors such as your payment history, credit score and current income.
  • Foreign transaction fees. You'll pay a 2.7% fee of the amount of each transaction made abroad or online with foreign merchants.
Annual Fee $0
Purchase APR 0% intro for the first 12 months (then 13.24% to 19.24% variable)
Balance transfer APR N/A
Welcome offerN/A
Estimated welcome offer value
RewardsEarn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Best for day-to-day travel
American Express® Green Card

American Express® Green Card logo
Finder Rating: 3.9 / 5

★★★★★

Credit recommended (680-850)
Read review
Rates & fees

680
Min. credit score
$150
Annual fee
Up to3x
Points
30,000
Points welcome offer
The American Express® Green Card features up to 3x points back on transit, a relatively rare category you don't see on many travel cards. Coupled with rewards on dining and travel, this makes for a great card for someone always on the move.
  • Welcome offer. Earn 20% back on groceries on up to $200 in spending during your first six months of account opening. You can also earn 30,000 points after spending $2,000 in your first 3 months of account opening.
  • Rewards. Earn 3x points on transit, travel and restaurant purchases. Earn 1x points on everything else.
  • Travel coverage. This card comes with several travel insurance options, including trip delay insurance and car loss or damage coverage.
  • Annual fee. This card costs $150 annually.
Annual Fee $150
Purchase APR See Pay Over Time APR
Balance transfer APR
Welcome offer30,000 points after spending $2,000 in the first 3 months
Estimated welcome offer value
Rewards3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
Please note: All information about American Express® Green Card has been collected independently by Finder and this card is not available through this site.

Best for luxury hotel perks
Hilton Honors™ Aspire Card

Hilton Honors™ Aspire Card logo
Credit recommended (680-850)
Read review
Rates & fees

680
Min. credit score
$450
Annual fee
Up to14x
Points
150,000
Points welcome offer
If Hilton Hotels are a mainstay of your travel expenses, the Hilton Honors™ Aspire Card has the premier perks to make your stays even more comfortable and earn you some extra value.
  • Welcome offer. Spend $4,000 on purchases within your first 3 months of card membership and earn 150,000 bonus points.
  • Earn Hilton Honors points. Earn 14x bonus points at Hilton hotels and resorts. You also earn x points on flights booked at the American Express Travel site, on car rentals from select companies and at US restaurants. On all other purchases, earn 3x points.
  • Numerous perks. Enjoy complimentary Diamond status, $250 in Hilton resort statement credits, an annual Weekend Night Award, and more.
  • Annual fee. This card is pricey at $450 annually.
Annual Fee $450
Purchase APR 15.74% to 24.74% variable
Balance transfer APR N/A
Welcome offer150,000 points after spending $4,000 in the first 3 months
Estimated welcome offer value $900 based on Finder's valuation
Rewards14x points on Hilton, 7x on flights, car rentals and US restaurants and 3x points on all other purchases
Please note: All information about Hilton Honors™ Aspire Card has been collected independently by Finder and this card is no longer available through this site.

Best for regular business travelers
The Business Platinum Card® from American Express

The Business Platinum Card® from American Express logo
Finder Rating: 4.4 / 5

★★★★★

Credit recommended (670-850)
Read review
Rates & fees

670
Min. credit score
$595
Annual fee
Up to5x
Points
120,000
Points welcome offer
The Business Platinum Card® from American Express is the business equivalent of the consumer Platinum card, offering a similar level of luxury travel perks. The increased rewards and perks, however, are aimed at much higher levels of spending
  • Welcome offer. Earn 120,000 points after spending $15,000 in your first 3 months of account opening.
  • Earn rewards. Earn 5x points on travel booked directly with airlines and through the Amex travel portal. You'll earn x points on all other purchases. Spend $5,000 on a single eligible purchase, you'll get 1.5 membership rewards points for every dollar on up to 1 million additional points per year.
  • Travel perks. Enjoy lounge access, including complimentary access to Centurion Lounges. Other perks include a $200 airline fee credit after you select an airline and enroll, Hilton Honors and Marriott Bonvoy status upgrades after you enroll, and more.
  • Annual fee. This card is one of the most expensive Amex cards at $595 annually.
  • No intro APR. Despite the high cost, you won't find an intro APR on this card.
Annual Fee $595
Purchase APR
Balance transfer APR
Welcome offer120,000 points after spending $15,000 in the first 3 months
Estimated welcome offer value
Rewards5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases

How to apply for an American Express card

  1. Check out the table above to browse through the issuer’s list of credit cards. Review the details of each card to find the card that best suits you.
  2. When you’re ready to move forward with a card, click Apply now.
  3. Complete the application with information such as your full name, email address, date of birth, Social Security number and total annual income. For a business credit card, enter additional information such as your legal business name, years in business, annual business revenue and federal tax ID.
  4. Review your information and submit your application. Once approved, you can set up an online account by visiting the Amex website and clicking Create New Online Account. Then enter information such as your 15-digit card number and 4-digit card ID.

How many American Express cards can I have?

According to many customer reports, Amex limits members to five open cards at once. Personal and business cards count toward this number. There is an exception: cards such as The Platinum Card® from American Express and American Express® Gold Card don’t count toward this limit. And generally speaking, five Amex cards isn’t a hard-and-fast rule — some customers have reported having six or more cards. However, it’s a good guideline.

As far as applying for these cards, Amex allows up to two card applications per day. Issuers typically don’t want to see you applying for cards rapid-fire, and Amex is no exception. Consider keeping your credit card applications at three or fewer within 90 days.

How do I choose the best American Express credit card?

Because of the wide range of credit cards offered by American Express, choosing the right one may seem difficult. To this end, here’s what to consider:

  • Annual fee. American Express cards’ annual fees range from $0 to $550. The higher the annual fee, the better perks you get. But this doesn’t mean the no-annual-fee cards aren’t any good. You can get a 0% intro APR period, rewards on your purchases and other benefits even with cards with a $0 annual fee.
  • Rewards. American Express offers the famous Membership rewards program. Within this program, you can redeem your points for a variety of rewards including travel, gift cards and cash back redeemed as a statement credit. You can also get a card that only earns cash back, or you can consider a cobranded hotel or airline card where you earn and redeem rewards within the program.
  • Intro APR period. A 0% intro APR period on purchases is a perk typically found in Amex’s cashback cards and other cards with a $0 annual fee. This perk is useful in paying off large purchases over time.
  • Welcome offer. One way to boost your rewards is to earn the welcome offer. Keep in mind, the higher the card’s annual fee, the higher the welcome offer.

Types of American Express cards

American Express has a large stable of credit cards, including some of the best travel and business products on the market. While its cashback selection is narrow, you’ll find cards with attractive rewards, some of which are the highest on the market.

However, Amex lacks balance transfer cards and cards for building credit. In the past, Amex offered a 0% intro APR period on balance transfers on some of its cards, but this is no longer the case. As for credit-building cards, Amex never offered cards for those with poor credit or no credit history.

Compare American Express credit cards by card type

Standout benefits of an American Express card

  • High rewards rates. American Express is one of the most generous card providers when credit card rewards are concerned. Depending on the card, you can get one of the highest cashback rates on groceries and streaming services, which you can redeem as statement credit, or you can grab a card with one of the highest rates on travel purchases.
  • Membership rewards program. Amex’s flagship membership rewards program is available with a few personal and business credit cards. This program is on par with competitors because it allows you to redeem points for cash, gift cards, travel or transfer points to travel partners in 1:1 ratio.
  • Entertainment Access. The American Express experience program gives you access to better seats at eligible events without paying extra. And sometimes you can even get a chance to buy tickets first before the general public.
  • ShopRunner membership. Get free two-day shipping, extended warranties and purchase protection when you use your card to shop with a retailer in the ShopRunner network. If you don’t have an eligible Amex card, ShopRunner membership costs $79 annually. To use ShopRunner with an Amex card, you must enroll first.
  • Global Assist Hotline. All Amex cards get Global Assist service, which helps you with missing luggage, legal or medical referrals, passport services and translation services worldwide.
  • Amex Express Checkout. Quickly make payments online without entering your card number with this Amex Express Checkout.
  • Pay It Plan It®. Get payment flexibility with Amex’s Pay It Plan It feature. Pay It gives you the option to pay your credit card balance for amounts under $100 right away. Plan It lets you combine up to 10 purchases of over $100 and make a monthly payment plan without interest for up to 24 months, with no enrollment necessary.
  • Amex Offers. Earn additional points or cash back with Amex Offers. To use this program, you need the Amex mobile app where you can see and activate each offer.
  • Amex Send & Split. This feature lets you send money or split purchases with any Venmo or PayPal user. To use it, though, you need to enroll through the Amex mobile app.

American Express rewards program

Amex itself offers two types of rewards: Membership Rewards points and cash back. It also offers various types of rewards with its cobranded cards. For example, you can accumulate earnings in programs such as Delta SkyMiles, Hilton Honors and Marriott Bonvoy.

Below, you’ll find a table of the different types of rewards Amex offers and a link to where you can find out more about earning points, miles or cash back.

Type of rewardsCards offering these rewardsLearn more
Membership Rewards points
  • American Express® Green Card
  • American Express® Gold Card
  • The Platinum Card® from American Express
  • Amex EveryDay® Credit Card
  • Amex EveryDay® Preferred Credit Card
  • Blue from American Express® Card
Guide to American Express Membership Rewards program
Cash back
  • American Express Cash Magnet® Card
  • Blue Cash Everyday® Card from American Express
  • Blue Cash Preferred® Card from American Express
Compare American Express cash back cards
Delta SkyMiles
  • Delta SkyMiles® Blue American Express Card
  • Delta SkyMiles® Gold American Express Card
  • Delta SkyMiles® Platinum American Express Card
  • Delta SkyMiles® Reserve American Express Card
Delta SkyMiles loyalty program
Hilton Honors points
  • Hilton Honors American Express Card
  • Hilton Honors American Express Surpass® Card
  • Hilton Honors™ Aspire Card
Hilton Honors rewards program
Marriott Bonvoy points
  • Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy rewards program
Type of rewardsCards offering these rewardsLearn more
Membership Rewards points
  • Business Green Rewards Card from American Express
  • American Express® Business Gold Card
  • The Business Platinum Card® from American Express
  • The Blue Business® Plus Credit Card from American Express
Guide to American Express Membership Rewards program
Cash back
  • American Express Blue Business Cash™ Card
  • The Plum Card® from American Express
Compare American Express cash back cards
Delta SkyMiles
  • Delta SkyMiles® Gold Business American Express Card
  • Delta SkyMiles® Platinum Business American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles loyalty program
Hilton Honors points
  • The Hilton Honors American Express Business Card
Hilton Honors rewards program
Marriott Bonvoy points
  • Marriott Bonvoy Business™ American Express® Card
Marriott Bonvoy rewards program
Amazon points
  • Amazon Business American Express Card
  • Amazon Business Prime American Express Card
Compare Amazon credit cards
Lowe’s points
  • Lowe's Business Rewards Card from American Express
Read card review

What’s the alternative to an Amex credit card?

Although American Express offers a wide variety of credit cards, it’s not the only card provider. Other providers that rival American Express are:

  • Chase. Chase offers some of the best travel credit cards with the Chase Ultimate Rewards program. And since most of the cards are Visa cards, you shouldn’t have any problem using them abroad.
  • Citi. Citi also offers some of the best travel credit cards with the ThankYou rewards program. But you’ll also find market-leading 0% intro APR periods on balance transfers with the Citi® Diamond Preferred® Card and Citi Simplicity® Card.
  • Bank of America. Bank of America is famous for a wide range of cobranded airline and cruise line credit cards. But it also offers some of the best student cards — Bank of America® Cash Rewards for Students and Bank of America Travel Rewards card for students.
  • Barclaycard US. Barclaycard offers a massive selection of travel credit cards. You can find cobranded cards for cruise lines, homestays and hotels, and airline credit cards.

Full list of American Express credit card reviews

Bottom line

American Express offers a variety of cashback, travel and business credit cards. If you’re not sure it’s the best choice for you, consider top cards from other issuers.

Frequently asked questions

How does American Express keep my credit card information secure?
American Express protects your personal and financial information with physical and technical features. It encrypts any sensitive information you send online, and accounts left logged in and idle time out for your protection.

Does American Express offer secured credit cards?
No — Amex doesn’t have secured cards at this time.

How do I cancel my account with American Express?
You can cancel your American Express card by calling the number on the back of your card, sending a message via online chat or mailing Amex.

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