Tender Filet Credit review | finder.com

Tender Filet Credit review

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Tender Filet Credit Learn more Apply now

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  • Clicking Apply now will take you to your online application on the bank's website. You do not need to be an existing customer of this bank to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • Once approved, you will typically receive your credit card within 1-2 weeks
Click here to start your application >>

A credit account with a purchase APR as low as 5.75% fixed.

30-second-take

  • Get this credit account if you’re a frequent customer at The Tender Filet.
  • Pick something else if you don’t often make purchases at this mail-order company.
  • Apply if you have a fair to good credit score of 580 or above.
Product NameTender Filet Credit
Annual Fee$0
Standard Purchase APR5.75% to 23.99% fixed
Intro Purchase APR

N/A

Intro Balance Transfer APR

N/A

Interest Free PeriodUp to 25 days
Late Payment FeeUp to $15
Returned Payment FeeUp to $25
Minimum Age18 years of age
RewardsN/A

The basics

Consider this credit line if you’re a frequent customer of The Tender Filet, a mail-order company that sells steaks, beef, poultry, seafood, snacks and other foods. Note that you’re more likely to receive a lower interest rate if you have a strong FICO score.

The perks

    • No annual fee.
      You won’t pay anything to have access to this credit account.
    • Purchase APR as low as 5.75% fixed.
      With excellent credit, you may qualify for a purchase APR close to this figure. A low interest rate can be useful if you want to pay for your purchases over time.
  • Payments as low as $10 a month.
    Each billing period, your minimum monthly payment varies by your highest new balance. With a highest new balance up to $75, you’ll have a minimum payment of $10. If it’s between $3,000 and $3,150, your minimum payment will be $105.If your highest new balance is over $3,150, your minimum monthly payment will be 3.34% of that balance.

Pro tip

Consider paying off your balance in full each month — especially if your account has a high purchase APR or you spend a lot at The Tender Filet. This will ensure you don’t accrue interest.

You’ll also like

  • Opportunity to receive a higher credit limit.
    You may receive a higher credit limit as you consistently make on-time payments.

What to watch out for

  • No rewards.
    Many other credit cards offer rewards such as cash back, points or miles.

Compare store credit cards

Name Product Filter values Annual Fee Purchase APR Recommended Minimum Credit Score
$0
24.9% variable
580
A no-annual-fee credit card and discounts when you shop at Target.
See terms
See issuer's website
300
Build your credit history with low monthly payments.
See terms
See issuer's website
300
Get access to purchase items in the Fingerhut store with no overlimit fees.
$0
5.75% to 23.99% fixed
300
Buy now, pay later — low monthly payments make shopping easier
$0
5.75% to 23.99% fixed
580
Payments starting at just $10 a month.

Compare up to 4 providers

Bottom line

This credit account could be a good choice if you’re a frequent customer at The Tender Filet. Watch the interest rate you receive, and consider paying off your balance in full each month — especially if you get a high APR.

If you’re not sure this credit account is right for you, consider a cashback or travel credit card.

Frequently asked questions

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