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Tender Filet Credit review

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A credit account with a purchase APR as low as 5.75% fixed.


  • Get this credit account if you’re a frequent customer at The Tender Filet.
  • Pick something else if you don’t often make purchases at this mail-order company.
  • Apply if you have a poor to fair credit score of 300 or above.


Annual fee

5.75% to 23.99%

Purchase APR (fixed)


Recommended credit score


Product NameTender Filet Credit
Annual fee$0
Purchase APR5.75% to 23.99% fixed
Balance transfer APRN/A
Interest free periodUp to 25 days
Late payment feeUp to $15
Returned payment feeUp to $25

The basics

Consider this credit line if you’re a frequent customer of The Tender Filet, a mail-order company that sells steaks, beef, poultry, seafood, snacks and other foods. Note that you’re more likely to receive a lower interest rate if you have a strong FICO score.

The perks

  • No annual fee.
    You won’t pay anything to have access to this credit account.
  • Purchase APR as low as 5.75% fixed.
    With excellent credit, you may qualify for a purchase APR close to this figure. A low interest rate can be useful if you want to pay for your purchases over time.
  • Payments as low as $10 a month.
    Each billing period, your minimum monthly payment varies by your highest new balance. With a highest new balance up to $75, you’ll have a minimum payment of $10. If it’s between $3,000 and $3,150, your minimum payment will be $105.If your highest new balance is over $3,150, your minimum monthly payment will be 3.34% of that balance.

Pro tip

Consider paying off your balance in full each month — especially if your account has a high purchase APR or you spend a lot at The Tender Filet. This will ensure you don’t accrue interest.

You’ll also like

  • Opportunity to receive a higher credit limit.
    You may receive a higher credit limit as you consistently make on-time payments.

What to watch out for

  • No rewards.
    Many other credit cards offer rewards such as cash back, points or miles.

Compare store credit cards

Name Product Filter values Annual fee Purchase APR Recommended minimum credit score
24.9% variable
A no-annual-fee credit card and discounts when you shop at Target.
17.15% to 25.15% variable
Earn 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and travel and 1% on all other purchases.
29.99% fixed
Build your credit history with low monthly payments.
29.99% fixed
Get access to purchase items in the Fingerhut store with no overlimit fees.
5.75% to 23.99% fixed
Buy now, pay later — low monthly payments make shopping easier

Compare up to 4 providers

Bottom line

This credit account could be a good choice if you’re a frequent customer at The Tender Filet. Watch the interest rate you receive, and consider paying off your balance in full each month — especially if you get a high APR.

If you’re not sure this credit account is right for you, consider a cashback or travel credit card.

Frequently asked questions

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