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Tender Filet Credit review
Last updated:
A credit account with a purchase APR as low as 5.75% fixed.
30-second-take
- Get this credit account if you’re a frequent customer at The Tender Filet.
- Pick something else if you don’t often make purchases at this mail-order company.
- Apply if you have a poor to fair credit score of 300 or above.
$0
Annual fee
5.75% to 25.99%
Purchase APR (fixed)
300
Recommended credit score
Details
| Product Name | Tender Filet Credit |
|---|---|
| Annual fee | $0 |
| Purchase APR | 5.75% to 25.99% fixed |
| Balance transfer APR | N/A |
| Interest free period | Up to 25 days |
| Late payment fee | Up to $15 |
| Returned payment fee | Up to $25 |
Expert review
Review by
Kevin Joey Chen
kevin.chen@findercrew.comKevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
Expert review
This is a line of credit you can use exclusively at Tender Filet Credit, a mail-order company that sells steaks, beef, poultry, seafood, snacks and other foods. It has a $0 annual fee and a fixed purchase APR of 5.75% to 25.99%. Note that you’re more likely to receive a lower interest rate if you have a strong FICO score.
While this credit account can be useful if you’re a frequent customer at Tender Filet Credit, it doesn’t offer rewards. If this is important to you, you might get more out of a flat-rate cashback card like the PayPal Cashback Mastercard®.
The perks
- No annual fee.
You won’t pay anything to have access to this credit account.
- Purchase APR as low as 5.75% fixed.
With excellent credit, you may qualify for a purchase APR close to this figure. A low interest rate can be useful if you want to pay for your purchases over time. - Payments as low as $10 a month.
Each billing period, your minimum monthly payment varies by your highest new balance. With a highest new balance up to $75, you’ll have a minimum payment of $10. If it’s between $3,000 and $3,150, your minimum payment will be $105.If your highest new balance is over $3,150, your minimum monthly payment will be 3.34% of that balance.
Pro tip
Consider paying off your balance in full each month — especially if your account has a high purchase APR or you spend a lot at The Tender Filet. This will ensure you don’t accrue interest.
You’ll also like
- Opportunity to receive a higher credit limit.
You may receive a higher credit limit as you consistently make on-time payments.
What to watch out for
- No rewards.
Many other credit cards offer rewards such as cash back, points or miles.
Compare store credit cards
Bottom line
This credit account could be a good choice if you’re a frequent customer at The Tender Filet. Watch the interest rate you receive, and consider paying off your balance in full each month — especially if you get a high APR.
If you’re not sure this credit account is right for you, consider a cashback or travel credit card.
