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Costco Anywhere Visa® Card by Citi vs Sam's Club® Mastercard®
Sam’s Club offers more cashback on gas and warehouse shopping.
The Sam's Club Mastercard simply outmuscles Costco’s offering in pure value. Costco Anywhere Visa earns 4% back on gas on up to $7,000 annually, 3% back on dining and travel, 2% back on Costco purchases and 1% back on all purchases.
The winner: Sam's Club® Mastercard®
Before the Sam's Club Mastercard refresh, Costco Anywhere Visa took the win thanks to actually earning rewards on Costco purchases. A small advantage, but an important one. Now that Sam’s Club offers proper cashback opportunities with the Sam's Club® Mastercard®, however – 5% on store purchases compared to the 2% you’ll find on the Costco Anywhere Visa card – it takes the lead when it comes to pure value. Since these cards are otherwise incredibly similar – neither technically require annual fees or offer signup bonuses for example – the cashback potential is the biggest deciding factor in this showdown.
Who should get the Costco Anywhere Visa® Card by Citi?
The Costco Anywhere Visa is still a great card for regular Costco shoppers and those who want a rewarding gas cashback card. The wholesale clubs available to consumers tend to vary heavily on location. If you have a Costco in your area but no nearby Sam’s Club, don’t be afraid to check out the Costco Anywhere Visa® Card by Citi.
Who should get the Sam's Club® Mastercard®?
Similarly, if you do a large amount of spending at your local Sam’s Club, you’ll find a lot of value in the Sam's Club® Mastercard®. And even if you don’t spend there often, the gas rewards on this card make it worth a look depending on your gas needs.
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