Finder may earn compensation from partners, but editorial opinions are our own. Advertiser Disclosure
Costco Anywhere Visa® Card by Citi vs Sam's Club® Mastercard®
Sam’s Club offers more cashback on gas and warehouse shopping.
The Sam's Club Mastercard simply outmuscles Costco’s offering in pure value. Costco Anywhere Visa earns 4% back on gas on up to $7,000 annually, 3% back on dining and travel, 2% back on Costco purchases and 1% back on all purchases.
The winner: Sam's Club® Mastercard®
Before the Sam's Club Mastercard refresh, Costco Anywhere Visa took the win thanks to actually earning rewards on Costco purchases. A small advantage, but an important one. Now that Sam’s Club offers proper cashback opportunities with the Sam's Club® Mastercard®, however – 5% on store purchases compared to the 2% you’ll find on the Costco Anywhere Visa card – it takes the lead when it comes to pure value. Since these cards are otherwise incredibly similar – neither technically require annual fees or offer signup bonuses for example – the cashback potential is the biggest deciding factor in this showdown.
Who should get the Costco Anywhere Visa® Card by Citi?
The Costco Anywhere Visa is still a great card for regular Costco shoppers and those who want a rewarding gas cashback card. The wholesale clubs available to consumers tend to vary heavily on location. If you have a Costco in your area but no nearby Sam’s Club, don’t be afraid to check out the Costco Anywhere Visa® Card by Citi.
Who should get the Sam's Club® Mastercard®?
Similarly, if you do a large amount of spending at your local Sam’s Club, you’ll find a lot of value in the Sam's Club® Mastercard®. And even if you don’t spend there often, the gas rewards on this card make it worth a look depending on your gas needs.
More guides on Finder
ALEC Student Select Rewards Visa Review
A student 0% intro APR card that earns light rewards on purchases.
ALEC Student Select Visa Review
A student 0% intro APR card with a low variable APR.
Student Visa® Credit Card from San Mateo Credit Union review
A decent student card, but there are better options available.
Sequin card review
The Sequin card helps build your credit but you can’t withdraw money at an ATM.
Sable Bank account review
Sable’s debit card earns rewards, but you can’t deposit checks or use ATMs for free.
Simplifi by Quicken review
A budgeting app with responsive customer service and lets you import transactions in CSV format, but it comes with a monthly fee.
Bright Money review
An budgeting app that can help reduce credit card balances faster.
A budgeting app that tracks your spending and upcoming bills but logging cash transactions will cost you extra.
PlayCard Prepaid Mastercard review
A prepaid debit card accepted at most casinos and online gaming sites.
Better Visa Debit Card review
A debit card that helps protect you from medical debt but comes with a monthly subscription fee.
Ask an Expert