McLaren GT insurance rates

The McLaren GT is a sports car that’s expensive to insure. The expected average cost of auto insurance for the McLaren GT is $669 a month or $8,028 a year. With a starting MSRP of $215,500, that makes the price-to-cost ratio 3.73%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, GT trim and options and other factors.

Insurance rates for the McLaren GT are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models.

• Type of car. The McLaren GT is a sports car, which tend to be pricier to insure.
• Theft. Theft rates for this car are low, which may lower the cost of insurance.
• Repairs. Repairs for this car are expensive, which typically leads to expensive insurance premiums.
• Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
• Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
• Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base trim, depending on the model year.
• Coverage. For a sports car, you might consider a policy with your state’s required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
• Warranty. New GTs come with a 36 months / unlimited distance warranty from McLaren plus roadside assistance.
• Manufacturer deals. Currently, McLaren is offering reduced prices on 36-month leases. You can also find other financing deals from McLaren by checking with your local dealer.

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Name	Product	Gap insurance	Homeowner discount	Telematics	Has an app?	Available states
Pretected		Yes	Depends on provider	No	No	All 50 states	Get your most compatible insurance options via a "smart matching" method aimed at finding you value.	Get quotes More Info	Compare	loading Fetching your data...
Progressive		loan/lease coverage	Yes	Snapshot	Yes	All 50 states & DC	Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.	Get quotes More Info	Compare	loading Fetching your data...
USAA		No	Yes	SafePilot	Yes	All 50 states & DC	Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.	Get quotes More Info	Compare	loading Fetching your data...
State Farm		No	Yes	Drive Safe and Save	Yes	All 50 states	Work with a dedicated agent to find the right coverage for you, including bundling other policies for the best value.	Get quotes	Compare	loading Fetching your data...
Geico		No	No	DriveEasy	Yes	All 50 states	Stack discounts up to 40% off already low premiums, with convenient mobile services like proof of insurance and claims.	Get quotes More Info	Compare	loading Fetching your data...

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What discounts does the GT qualify for?

You could save money on car insurance for your McLaren GT if it comes equipped with certain safety features.

• Anti-lock brake discount
• Anti-theft discount
• Passive restraint discount
• Safety device discount

McLaren GT safety and reliability ratings

The McLaren GT scores unrated from the NHTSA, which means its safety is relatively unknown. However, models of this make generally have low safety ratings, which tends to drive up insurance rates. Cars with high safety ratings are usually cheaper to insure because they’re easier to repair and safer in a car crash.

Bottom line

The McLaren GT is a sports car with low theft rates and expensive maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your McLaren GT.