Toyota 86 insurance rates

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The Toyota 86 is a sports car that's expensive to insure. The average cost of auto insurance for the Toyota 86 is $131 a month or $1,580 a year. With a starting MSRP of $30,190, that makes the price-to-cost ratio 5.23%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, 86 trim and options and other factors.

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What factors affect insurance for the Toyota 86?

Insurance rates for the Toyota 86 are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the 86 compares to other vehicles.

• Type of car. The Toyota 86 is a sports car, which tend to be pricier to insure.
• Theft. Theft rates for this car are low, which may lower the cost of insurance.
• Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
• Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
• Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
• Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base, Hakone, Gt trim, depending on the model year.
• Coverage. For a sports car, you might consider a policy with your state's required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
• Warranty. New 86s come with a 36 months / 36,000 miles warranty from Toyota plus roadside assistance.
• Manufacturer deals. Currently, Toyota is offering $1000 cash discount. You can also find other financing deals from Toyota by checking with your local dealer.

What discounts does the 86 qualify for?

You could save money on car insurance for your Toyota 86 if it comes equipped with certain safety features.

• Anti-lock brake discount
• Anti-theft discount
• Passive restraint discount
• Safety device discount

Toyota 86 safety and reliability ratings

The Toyota 86 scores 4 stars from the NHTSA, which means its safety is relatively high. Cars with high safety ratings are usually cheaper to insure because they're easier to repair and safer in a car crash.

Compare the 86 to similar cars

Find out how other Toyota models compare or explore vehicles similar to the 86. Compare all car makes and models

Bottom line

The Toyota 86 is a sports car with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Toyota 86.