Compare and save on car insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Prefer to speak to an agent? Call for rates: 877-643-1017
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Toyota 86 insurance rates
Compare car insurance for your Toyota 86
The Toyota 86 is a sports car that’s expensive to insure. The expected average cost of auto insurance for the Toyota 86 is $131 a month or $1,580 a year. With a starting MSRP of $30,190, that makes the price-to-cost ratio 5.23%, compared to the national average of 3%. However, your actual cost may vary depending on your location, driving history, 86 trim and options and other factors.
Insurance rates for the Toyota 86 are based on theft rates, vehicle performance, repair costs and other factors that vary between makes and models. Here’s how the 86 compares to other vehicles.
- Type of car. The Toyota 86 is a sports car, which tend to be pricier to insure.
- Theft. Theft rates for this car are low, which may lower the cost of insurance.
- Repairs. Repairs for this car are average, which typically leads to average insurance premiums.
- Safety ratings. This car has good safety ratings, which typically makes cars cheaper to insure.
- Fuel type. Cars with gas engines are usually slightly cheaper to insure than other fuel types.
- Trim. Generally, your insurance goes up when you opt for a pricier trim level or more features upgrades. Popular trim levels for this model include the Base, Hakone, Gt trim, depending on the model year.
- Coverage. For a sports car, you might consider a policy with your state’s required coverage with high liability limits plus collision and comprehensive coverage. And the more coverage you have, the higher your insurance rates.
- Warranty. New 86s come with a 36 months / 36,000 miles warranty from Toyota plus roadside assistance.
- Manufacturer deals. Currently, Toyota is offering $1000 cash discount. You can also find other financing deals from Toyota by checking with your local dealer.
Get the cheapest quotes for your Toyota 86
Enter your zip code to compare providers in your area.
Your information is secure
What discounts does the 86 qualify for?
You could save money on car insurance for your Toyota 86 if it comes equipped with certain safety features.
- Anti-lock brake discount
- Anti-theft discount
- Passive restraint discount
- Safety device discount
Toyota 86 safety and reliability ratings
The Toyota 86 scores 4 stars from the NHTSA, which means its safety is relatively low. Cars with high safety ratings are usually cheaper to insure because they’re easier to repair and safer in a car crash.
Bottom line
The Toyota 86 is a sports car with low theft rates and average maintenance, making it expensive to insure. Compare car insurance quotes to find the best price for the coverage you need for your Toyota 86.
More guides on Finder
-
Compare car insurance in Stockton
Compare car insurance rates and features that serve Stockton.
-
Car insurance in Modesto
These 4 best car insurance picks are a good starting point for shopping around in Modesto.
-
Car insurance in Bakersfield
Compare top car insurance companies in Bakersfield, plus see why you need extra coverage here.
-
USAA SafePilot review
Save up to 30%, but using your phone — even in hands-free mode — lowers your discount.
-
Car insurance in Sacramento
Shop for car insurance in Sacramento with the best coverage, rates, service and local reputation.
-
Compare car insurance in San Jose
Car insurance isn’t optional in San Jose. Compare insurers that serve San Jose, California.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
-
Car insurance in Denver
See our 4 best picks for car insurance in Denver, plus a few more to consider.
-
Car insurance engine SR-22
Get cheap car insurance quotes for you.