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Cabela’s Club Mastercard review

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Earn at Cabela’s, Bass Pro Shops and Cenex locations.

  • Get this card if you spend a lot of money on hunting, fishing and camping purchases.
  • Pick something else if you want a 0% intro APR period.
  • Apply with a good to an excellent credit score of 670 or higher.


Welcome offer

Up to 2x



Annual fee

16.74%, 19.74% or 25.74%

Purchase APR (variable)


Product NameCabela’s Club Mastercard
Card typeStore card
Annual fee$0
Purchase APR16.74%, 19.74% or 25.74% variable
Balance transfer APR16.74%, 19.74% or 25.74% variable
Balance transfer fee3%
Cash advance rate26.74% variable
Cash advance fee$10 or 4% of the cash advance amount, whichever is greater
Interest free periodUp to 25 days
Late payment feeUp to $38

Expert review

Kliment Dukovski

Review by

Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The Cabela’s Club Mastercard credit card has a $0 annual fee and a rewards program with 2x points at Cabela’s stores, Cenex locations and Bass Pro Shops, and 1x points on all other purchases. If you spend $10,000 annually (Silver cardholder) or $25,000 (Black cardholder), your rewards rate at participating scores may increase to 3x and 5x points respectively. However, you can only redeem your points for purchases at Cabela’s and Bass Pro Shops.

Another perk is the $20 bonus toward Cabela’s gear. You get another $10 once you make at least five purchases within 30 days of card membership. As a cardmember, you get access to member-only offers and events, and the APR for the store’s purchases is 9.99% fixed.

Participating locations for accelerated points

You earn 2x points on purchases made at the following locations:

  • Cabela’s retail locations and restaurants
  • Bass Pro Shops
  • Bass Pro Fitness Festival
  • Bass Pro Shops resorts: Big Cedar Lodge, Big Cypress Lodge and Dogwood Canyon
  • Tracker Marine Boat Centers
  • Metro Rod and Reel Repair
  • Wildlife Creations Taxidermy
  • Angler’s Inn
  • Wonders of Wildlife Museum and Aquarium
  • Worldwide Trophy Adventures
  • Cenex

How to apply for the Cabela’s Club Mastercard?

  1. Visit Cabela’s website and click the Cabela’s card banner.
  2. Click Learn more and then Apply now.
  3. Fill out the application form with the required information.
  4. Review the form and submit.

What credit score do I need?

Increase your chance of approval with a good credit score of 670 or higher.

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Bottom line

The Cabela’s Club Mastercard credit card can be a solid option only if you spend up to $25,000 or more at participating stores. Otherwise, additional rewards credit cards offer the same rewards rate.

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