Cabela’s Club Mastercard review
Earn at Cabela’s, Bass Pro Shops and Cenex locations.
- Get this card if you spend a lot of money on hunting, fishing and camping purchases.
- Pick something else if you want a 0% intro APR period.
- Apply with a good to an excellent credit score of 670 or higher.
Up to 2x
16.74%, 19.74% or 25.74%
Purchase APR (variable)
|Product Name||Cabela’s Club Mastercard|
|Card type||Store card|
|Purchase APR||16.74%, 19.74% or 25.74% variable|
|Balance transfer APR||16.74%, 19.74% or 25.74% variable|
|Balance transfer fee||3%|
|Cash advance rate||26.74% variable|
|Cash advance fee||$10 or 4% of the cash advance amount, whichever is greater|
|Interest free period||Up to 25 days|
|Late payment fee||Up to $38|
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The Cabela’s Club Mastercard credit card has a $0 annual fee and a rewards program with 2x points at Cabela’s stores, Cenex locations and Bass Pro Shops, and 1x points on all other purchases. If you spend $10,000 annually (Silver cardholder) or $25,000 (Black cardholder), your rewards rate at participating scores may increase to 3x and 5x points respectively. However, you can only redeem your points for purchases at Cabela’s and Bass Pro Shops.
Another perk is the $20 bonus toward Cabela’s gear. You get another $10 once you make at least five purchases within 30 days of card membership. As a cardmember, you get access to member-only offers and events, and the APR for the store’s purchases is 9.99% fixed.
Overall, if you love hunting, fishing or camping and you spend up to $25,000 or more every year on gear, this card could be an excellent choice. But if you spend less than $10,000, you won’t get much more value than you’d otherwise get with other cashback credit cards.
How to apply for the Cabela’s Club Mastercard?
- Visit Cabela’s website and click the Cabela’s card banner.
- Click Learn more and then Apply now.
- Fill out the application form with the required information.
- Review the form and submit.
What credit score do I need?
Increase your chance of approval with a good credit score of 670 or higher.
Participating locations for accelerated points
You earn 2x points on purchases made at the following locations:
- Cabela’s retail locations and restaurants
- Bass Pro Shops
- Bass Pro Fitness Festival
- Bass Pro Shops resorts: Big Cedar Lodge, Big Cypress Lodge and Dogwood Canyon
- Tracker Marine Boat Centers
- Metro Rod and Reel Repair
- Wildlife Creations Taxidermy
- Angler’s Inn
- Wonders of Wildlife Museum and Aquarium
- Worldwide Trophy Adventures
Compare store credit cards
The Cabela’s Club Mastercard credit card can be a solid option only if you spend up to $25,000 or more at participating stores. Otherwise, additional rewards credit cards offer the same rewards rate.