Brooks Brothers Platinum Mastercard® review

How to apply for the Brooks Brothers Platinum Mastercard®

You must be at least 18 years old, but 21 in Puerto Rico, and a US citizen to apply for the card. If you meet these criteria, here’s what to do:

1. Visit the Brooks Brothers website.
2. Scroll to the bottom of the page and click Apply for a card.
3. Once you’re on the Brooks Brothers Platinum Mastercard® page, click Apply now.
4. Fill out the application form with your personal and financial information.
5. Review the application form and submit.

What credit score do I need?

Improve your chances of approval with a fair credit score of 630 or higher.

Card benefits

• Signup bonus. Get 15% discount on your Brooks Brothers purchases for the first month of card membership. Plus, get a $20 rewards card when you make your first purchase outside of Brooks Brothers stores.
• Reward points. Earn up to 4x points on your Brooks Brothers purchases and 1x points on all other purchases.
• Status tiers. Boost your points per dollar on your Brooks Brothers purchases by reaching a status tier. Spend $750 in a calendar year to earn 5x points on Brooks Brothers purchases instead of the standard 4x. If you spend $1,500, earn 6x points.
• Brooks Brothers perks. Get free shipping in the US on web and phone purchases, a $20 annual birthday gift, exclusive cardholder events and more.
• No annual fee. The card comes without an annual fee.

What to watch out for

• No intro APR period. If you’re looking to save on interest with a 0% intro APR period on balance transfers and purchases, you won’t find it here. Instead, consider a 0% intro APR credit card if that’s what you need.
• Foreign transaction fees. You’ll pay a 3% fee of the amount of each transaction made abroad or online with foreign merchants.
• Limited redemption options. You can only redeem your points as rewards toward your Brooks Brothers purchases.

Compare store credit cards

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Costco Anywhere Visa® Card by Citi		$0	15.24% variable	740	An impressive cashback card that offers up to 4% back on everyday purchases like gas, travel and dining all for the cost of a Costco membership.	Apply now View details	Compare	loading Fetching your data...
Sam's Club® Mastercard®		$0	14.9% to 22.9% variable	670	Earn up to 5% at Sam's Club with Plus membership, 5% cash back on gas (on up to $6,000 annually, then 1%), 3% on dining and 1% on all other purchases.	See offer View details	Compare	loading Fetching your data...
Merit Platinum		$299.40	N/A	300	Apply with no credit or bad credit, for use on the Horizon Outlet website.	Apply now View details	Compare	loading Fetching your data...

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Bottom line

If you often shop at Brooks Brothers and you’re looking to get the highest value, the Brooks Brothers Platinum Mastercard® could be worth considering. You get a solid rewards rate for purchases made at the store and free shipping and exclusive cardholder events.

But if you want a higher rewards rate on other categories of purchases or a variety of redemption options, compare other credit cards.

Frequently asked questions

• Which bank issues the Brooks Brothers Platinum Mastercard®?

  The Brooks Brothers Platinum Mastercard® is issued by Citibank.

• What other perks do I get with elite status?

  There are two elite status tiers you can reach:

  • Preferred. You get exclusive services, early access to sales and 5x points on Brooks Brothers purchases. But you need to spend $750 annually to earn this tier.
  • VIP. Same as Preferred, plus early access to new arrivals, priority concierge service line and 6x points on Brooks Brothers purchases. Spend $1,500 to earn VIP membership tier.

• How do I redeem my points?

  Tell the store associate at checkout that you are a rewards program member, and they will apply your rewards toward your purchase.

  But you can only redeem points in 1,000 increments worth $10 in rewards, which are automatically applied to your account every 14th and 28th day of the month.