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Redeem Chase Ultimate Rewards for best value
Maximize the program's value using at least two cards.
The Chase Ultimate Rewards program is incredibly versatile. You can redeem your points on cashback or gift cards, book travel through the Chase travel portal or transfer points to one of many partnered airlines.
To take advantage of the full value of the program, however, you’ll need at least two cards — one card for earning and one premium card for redeeming.
Redeeming Chase Ultimate Rewards points in the Chase portal
There are four basic ways to redeem Chase points using your Chase Ultimate Rewards account on your dashboard. Note that some redemption options depend on your Chase credit card.
Transferring to premium cards
The Chase Sapphire Preferred® Card, Chase Sapphire Reserve® and Ink Business Preferred® Credit Card are essential for redeeming points for best value. They are the only cards you can use to transfer points to partnered airlines and redeem through the Chase travel portal for increased value. You can also transfer points earned on other Chase cards to one of these premium cards before redemption.
Log in to your Chase Ultimate Rewards account, select the card to transfer points from, and click on Combine points. From there, you can select the number of points you want to move and which card will receive them.
Travel transfer partners
Chase Ultimate Rewards points transfer to each partner at a straightforward 1:1 ratio. However, once you’ve transferred your points, their value depends on the hotel or airline reward program. Here are the current average point values based on research for our reward program guides.
|Travel partner||Value per point|
|Aer Lingus AerClub||Between 1 and 2 cents|
|Air France KLM Flying Blue||2|
|Singapore Airlines KrisFlyer||1.4|
|Southwest Airlines Rapid Rewards||1.7|
|Virgin Atlantic Flying Club||1.5|
|Iberia Plus||Between 1 and 2 cents|
|British Airway Avios||1.5|
|World of Hyatt||1.9|
|IHG Rewards Club||0.3|
Data obtained March 2019. Values are subject to change and should be used only as a general guide.
Our pick for a Chase rewards card
Chase Sapphire Preferred® CardRead more
Chase cards that earn Chase Ultimate Rewards points
The following cards can help you earn Chase Ultimate Rewards points.
Choosing how to redeem your points
With two strong travel redemption options available, it can take a little research to figure out your best move for redeeming your points. Here are a few questions to ask yourself:
There are many ways to maximize the value of the Chase Ultimate Rewards program if you’re willing to do a little research and have at least two cards. Set yourself up for success by applying for a premium Chase card before you start spending your points.
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