Delta SkyMiles® Platinum American Express Card review

How to apply for the Delta SkyMiles® Platinum American Express Card

1. Click Apply now.
2. Complete the application form.
3. Review your application and submit it.

What should I know before I apply?

To apply for the Delta SkyMiles® Platinum American Express Card, you must be:

How long will it take to get my Delta SkyMiles® Platinum American Express Card?

You’ll likely find out whether you’ve been approved quickly thanks to American Express’s automated preapproval system. If further review is needed, it could take up to several weeks to get a decision.

Upon approval, you’ll receive the card within 7 to 10 business days.

Delta SkyMiles® Platinum American Express Card benefits

Here’s a quick breakdown of the Delta SkyMiles® Platinum American Express Card‘s standout features.

Earn SkyMiles

• Welcome offer. Until 7/28/2021, get 90,000 bonus miles when you spend $3,000 on purchases in the first 3 months after your account is open. Also earn a $200 statement credit after you make your first eligible Delta purchase in your first 3 months.
• Earn miles on purchases. Earn 3 miles per dollar spent on eligible Delta purchases like flight tickets, food or beverages and movies, and on purchases made directly with hotels. You can also earn 2x miles on purchases made at restaurants and US supermarkets. Earn 1 mile per dollar spent on other eligible purchases. Redeem miles for flights on Delta and Delta’s partner airlines. The value of SkyMiles® depends on the service or product that you wish to redeem them for, so review your options carefully when redeeming.
• Intro APR on purchases. Until 7/28/2021, you’ll have a 12-month 0% intro APR on purchases, reverting to 15.74%-24.74% variable. Not many airline cards feature an intro APR.
• Status boost. Until 12/31/2021, when you spend $25,000 or more on purchases in a 3 months of membership you’ll earn 10,000 Medallion Qualifying Miles. You can earn this bonus twice, provided you hit the $25,000 spending requirement twice in a calendar year. This will help you achieve a Silver Medallion Status, which will give you exclusive benefits.

Delta flight perks

• Companion certificate. Each year you renew your Delta SkyMiles® Platinum American Express Card, you’ll receive a domestic main cabin round-trip companion certificate. This allows you to take a guest on a round-trip domestic flight for only the cost of taxes and fees.
• Reduced price for Delta Sky Clubs®. You can buy reduced-price entry into the Delta Sky Club® for $39 — and bring up to two guests for $39 each. Normally, a Single Visit Pass costs $59. Unfortunately, this price jumped up from $29 during the recent Delta card refresh. If you often visit Delta Sky Clubs®, consider the Delta SkyMiles® Reserve American Express Card, which gives you complimentary access.
• First checked bag free. For up to nine passengers traveling on the same reservation as the cardholder, first checked bag fees are waived. Save up to $60 per round trip.
• Priority boarding. Settle into your seat sooner with a Main Cabin 1 priority boarding for you and up to eight passengers traveling on your reservation.
• In-flight savings. Get 20% savings as a statement credit when you make in-flight purchases of food, beverages and audio headsets.

Other perks

• Baggage, trip delay and car rental insurance. Receive insurance on eligible car rentals, protecting you from liability for loss or damage. And eligible delays to your trip and lost, damaged or stolen baggage is covered when you purchase your transportation fare with your Delta SkyMiles® Platinum American Express Card.
• Global assistance. When you travel more than 100 miles from home, you get 24/7 access to legal, medical, financial or any other emergency service you may require.
• Purchase protection. You bought an item and you don’t like it, but now you can get a refund even if the merchant won’t take it back within 90 days of the purchase date. Enroll through your Amex account to get 2-day free shipping with ShopRunner and protection against damage and theft of your phone or other eligible items.
• TSA Pre✓® or Global Entry fee credit. This card offers a $100 statement credit toward the application fee of TSA Pre✓® or Global Entry every four years.
• No foreign transaction fees. Since this is a travel card, use it freely when traveling abroad and you won’t pay any international transaction fees.

Delta SkyMiles® Platinum American Express Card drawbacks

• Annual fee. The Delta SkyMiles® Platinum American Express Card comes with a $250 annual fee.
• Not as widely accepted overseas. Because this is an American Express card, you may have limited opportunities to use it overseas.
• Steep penalty for late payments. Making late or returned payments could cost you a penalty APR as high as 29.99% variable. You may also incur late and returned-payment fees as high as $40.
• Taxes and fees on companion certificate. You’ll receive an annual round-trip companion certificate for a domestic flight, but you need to pay taxes and fees up to $75 out of pocket.
• High APR on purchases. All Amex Delta cards have relatively high APR ranges on purchases when compared to other cards. The Delta SkyMiles® Platinum American Express Card has a 15.74% to 24.74% variable APR, while the Blue Cash Preferred® Card from American Express, for example, has a 13.99% to 23.99% variable APR (Terms apply, see rates & fees).

Compare Delta Platinum to similar credit cards

Here’s a visual breakdown of the Delta Platinum vs. the Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Blue American Express Card. See how its benefits stack up against the other cards and decide if the Delta Platinum is right for you.

Delta SkyMiles® Platinum American Express Card

★★★★★

Finder Rating: 4 / 5

Terms apply, see rates & fees

Go to site
Minimum credit score 670
Annual fee $250
Purchase APR 0% intro for the first 12 months (then 15.74% to 24.74% variable)
Balance transfer APR N/A
Rewards 3x miles on Delta and direct hotel purchases, 2x miles at restaurants and US supermarkets and 1x miles for all other purchases
Welcome offer Limited Time Offer, expires 7/28/21: 90,000 miles after spending $3,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months

Delta SkyMiles® Gold American Express Card

★★★★★

Finder Rating: 4 / 5

Terms apply, see rates & fees

Go to site
Minimum credit score 670
Annual fee $0 intro annual fee for the first year ($99 thereafter)
Purchase APR 0% intro for the first 12 months (then 15.74% to 24.74% variable)
Balance transfer APR N/A
Rewards 2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
Welcome offer Limited Time Offer, expires 7/28/21: 70,000 miles after spending $2,000 in the first 3 months and a $200 statement credit after making a Delta purchase in the first 3 months

Delta SkyMiles® Blue American Express Card

★★★★★

Finder Rating: 3.6 / 5

Terms apply, see rates & fees

Go to site
Minimum credit score 670
Annual fee $0
Purchase APR 15.74% to 24.74% variable
Balance transfer APR N/A
Rewards 2x miles at restaurants and on direct Delta purchases and 1x miles on all other purchases
Welcome offer 10,000 miles after spending $500 in the first 3 months

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Delta SkyMiles® Platinum American Express Card reviews and complaints

Customers love the companion certificate, the Status Boost and the overall travel perks that come with the Delta SkyMiles® Platinum American Express Card. Inflexible company policies and poor customer support are cited in most customer complaints.

The American Express Company has been accredited with the Better Business Bureau since 1948 and earns an overall A+ rating as of May 2021. However, 90% of its reviews are negative and it has nearly 3,400 customer complaints. Amex cardholders, in general, complain of rude customer service reps, missing statement credit and issues disputing charges.

The company earns a Trustpilot score of 2 out of 5 as of May 2021. Many negative reviews cite unhelpful customer service and inflexible company policies. Positive reviews say the company employs pleasant customer service representatives. Overall, your mileage may vary with American Express customer support.

Bottom line

If you spend less than $25,000 on purchases with your Delta card per year, the Delta SkyMiles® Gold American Express Card may be a better option. Otherwise, you’ll find that the Delta SkyMiles® Platinum American Express Card is a powerful travel card with a strong welcome offer, useful perks for Delta customers that can offset the annual fee and a robust suite of travel protections.

You may want to compare other credit cards before settling to find one that best suits your needs.

Images: AmericanExpress.com