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Does Chase allow cosigners?

There could be better alternatives if a provider doesn’t allow cosigners.

Updated

Applying for a credit card with a cosigner can usually get you better credit cards if you have poor credit or no credit history. For better or for worse, not every card provider allows cosigners.

Does Chase allow cosigners?

Unfortunately, no. Chase is among the majority of large credit card providers that don’t allow cosigners. But you can consider becoming an authorized user to someone else’s credit card if you’re looking to build credit with Chase.

Other issuers that allow cosigners on your application

Luckily, other card issuers allow cosigners. You can consider applying for a credit card from the following providers:

  • U.S. Bank
  • Wells Fargo
  • Bank of America
  • USAA

Compare credit cards that allow cosigners

Name Product Filter values Rewards Purchase APR Annual fee
OakStone Platinum Secured Mastercard®
N/A
9.99% variable
$49
Build credit and enjoy an ultra-low APR on purchases of 9.99% variable with this secured credit card.
OakStone Gold Secured Mastercard®
N/A
13.99% variable
$39
A secured credit card to help you build credit with a low APR on purchases of 13.99% variable.
Surge Mastercard® Credit Card
N/A
25.9% to 29.99% variable
$75 to $99
An unsecured credit-building card with a $0 fee on cash advances for the first 12 months, then 5% or $5. This is a rare offer among similar cards.
Reflex Mastercard® Credit Card
N/A
25.9% to 29.99% variable
$75 to $99
Made for people with poor credit who want an unsecured credit card. It can help you build credit, but watch out for high fees and interest.
Destiny Mastercard
N/A
24.9% fixed
$59 to $99
An unsecured credit card for building credit with the option to see if you prequalify before applying.
Credit One Bank® Unsecured Visa® with Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Applied Bank® Unsecured Classic Visa® Card
29.99% fixed
$75 intro annual fee for the first year ($45 thereafter)
An unsecured credit card for building credit with reporting to the three major credit bureaus.
Petal® 1
Up to 10% cash back from select merchants
19.99% to 29.49% variable
$0
A high-limit no-annual-fee credit card that's ideal for rebuilding scores as low as 550. See if you prequalify with no impact to your credit.
Credit One Bank® Platinum Visa® for Rebuilding Credit
1% cash back on all purchases on eligible purchases
17.99% to 23.99% variable
$0 to $99
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Indigo® Platinum Mastercard® Credit Card
N/A
24.9% fixed
$0 to $99
The Indigo® Platinum Mastercard® Credit Card is specifically designed for those with less than perfect credit.
Milestone® Gold Mastercard®
N/A
24.9% fixed
$35 to $99
All the benefits of Mastercard Gold for those with less than perfect credit.
First Access Visa® Card
N/A
34.99% fixed
$75 intro annual fee for the first year ($48 thereafter)
Build or rebuild your credit with this Visa credit card.
Total Visa® Unsecured Credit Card
N/A
34.99% fixed
$75 intro annual fee for the first year ($48 thereafter)
Enjoy manageable monthly payments with monthly reporting to all three major credit bureaus.
First Digital Mastercard®
N/A
35.99% fixed
$75 intro annual fee for the first year ($48 thereafter)
An unsecured card for applicants with no credit history or a poor credit score.
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Compare up to 4 providers

Bottom line

If you’re looking to get a credit card with a cosigner, you’ll have to compare cards from other providers.

But if you want to build credit, becoming an authorized user to someone else’s credit card or getting a secured card could be better options.

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