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Does Chase allow cosigners?

There could be better alternatives if a provider doesn’t allow cosigners.

Applying for a credit card with a cosigner can usually get you better credit cards if you have poor credit or no credit history. For better or for worse, not every card provider allows cosigners.

Does Chase allow cosigners?

Unfortunately, no. Chase is among the majority of large credit card providers that don’t allow cosigners. But you can consider becoming an authorized user to someone else’s credit card if you’re looking to build credit with Chase.

Other issuers that allow cosigners on your application

Luckily, other card issuers allow cosigners. You can consider applying for a credit card from the following providers:

  • U.S. Bank
  • Wells Fargo
  • Bank of America
  • USAA

Compare credit cards that allow cosigners

1 - 3 of 15
Name Product Filter values Rewards Purchase APR Annual fee
Tomo Credit Card
1% cashback on all purchases
A credit-building card with no fees, no APR, and no credit check.
Surge Mastercard® Credit Card
24.99% to 29.99% variable
$75 to $99
An unsecured credit-building card with a $0 fee on cash advances for the first 12 months, then 5% or $5. This is a rare offer among similar cards.
Reflex Mastercard® Credit Card
24.99% to 29.99% variable
$75 to $99
Made for people with poor credit who want an unsecured credit card. It can help you build credit, but watch out for high fees and interest.

Compare up to 4 providers

Bottom line

If you’re looking to get a credit card with a cosigner, you’ll have to compare cards from other providers.

But if you want to build credit, becoming an authorized user to someone else’s credit card or getting a secured card could be better options.

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