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Toyota Prius insurance rates

Average insurance cost for your sensible Prius? $177. But shop to drop it even lower.

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We pulled Toyota Prius car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Prius is $177.38 — or $2,128.56 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Prius$118.57$94.31$151.90$158.72$130.88
2016 Toyota Prius$163.92$103.79$182.74$178.77$157.31
2021 Toyota Prius$193.92$123.66$200.34$191.60$177.38

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
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About the Toyota Prius

The Toyota Prius has been around since 1997 and it is currently in its fourth generation. The compact car is known for its excellent fuel economy, large cargo space and comfortable ride.

The Prius is the first mass-produced hybrid car. There have been over 1.75 million nationwide sales since the car was introduced, making it the best-selling hybrid car in the US.

The Toyota Prius C has been around since 2011 and is known for its low base price for a hybrid, and its excellent fuel economy. From 2011 to the end of 2016, there were over 177,000 sales in the US.

A 2017 Toyota Prius C starts at a base price of $20,150. With the average insurance rate at $2,640 per year, the annual insurance cost-to-base car price ratio is 13.1%.

The Toyota Prius V has been around since 2012 and has a more spacious and versatile body style than the company’s original Prius. The hybrid gasoline-electric car is known for its excellent fuel economy and spacious cargo room.

Toyota Prius money-saving safety features

You could save money on car insurance for your Toyota Prius if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Toyota Prius?

The 2017 Toyota Prius received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) named the Toyota Prius as a Top Safety Pick+ car. All crash tests performed by the IIHS received the highest possible safety rating. The Toyota Prius model includes lane-departure warning, brake assist and blind spot monitoring.

The 2017 Toyota Prius C received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The 2017 Toyota Prius V was named as a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS).

How does the Toyota Prius c compare to other car models?

From a price standpoint, the Toyota Prius C ranks right in the middle of our list of the 360 priciest car models to insure.

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