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We pulled Toyota Prius car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Prius is $177.38 — or $2,128.56 a year. However, an older model may score you lower rates. And your actual costs depend on your driving history, annual mileage, ZIP and other specific factors.
Model Year
Progressive
Geico
State Farm
Farmers
Average
2011 Toyota Prius
$118.57
$94.31
$151.90
$158.72
$130.88
2016 Toyota Prius
$163.92
$103.79
$182.74
$178.77
$157.31
2021 Toyota Prius
$193.92
$123.66
$200.34
$191.60
$177.38
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
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About the Toyota Prius
The Toyota Prius has been around since 1997 and it is currently in its fourth generation. The compact car is known for its excellent fuel economy, large cargo space and comfortable ride.
The Prius is the first mass-produced hybrid car. There have been over 1.75 million nationwide sales since the car was introduced, making it the best-selling hybrid car in the US.
The Toyota Prius C has been around since 2011 and is known for its low base price for a hybrid, and its excellent fuel economy. From 2011 to the end of 2016, there were over 177,000 sales in the US.
A 2017 Toyota Prius C starts at a base price of $20,150. With the average insurance rate at $2,640 per year, the annual insurance cost-to-base car price ratio is 13.1%.
The Toyota Prius V has been around since 2012 and has a more spacious and versatile body style than the company’s original Prius. The hybrid gasoline-electric car is known for its excellent fuel economy and spacious cargo room.
Toyota Prius money-saving safety features
You could save money on car insurance for your Toyota Prius if it comes equipped with these safety features.
Antilock brakes
Stability control
Airbags
Seatbelt pretensioners
Antitheft system
How safe is the Toyota Prius?
The 2017 Toyota Prius received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.
The Insurance Institute for Highway Safety (IIHS) named the Toyota Prius as a Top Safety Pick+ car. All crash tests performed by the IIHS received the highest possible safety rating. The Toyota Prius model includes lane-departure warning, brake assist and blind spot monitoring.
The 2017 Toyota Prius C received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The 2017 Toyota Prius V was named as a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS).
How does the Toyota Prius c compare to other car models?
From a price standpoint, the Toyota Prius C ranks right in the middle of our list of the 360 priciest car models to insure.
Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College.
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