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Toyota Prius insurance rates

Average insurance cost for your sensible Prius? $177. But shop to drop it even lower.

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The average cost of car insurance for a 2021 Toyota Prius is $177.38 a month —or $2,128.56 a year. However, your actual costs depend on your driving history, car model, location and other factors.

We pulled Toyota Prius car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Toyota Prius is $177.38. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Prius$118.57$94.31$151.90$158.72$130.88
2016 Toyota Prius$163.92$103.79$182.74$178.77$157.31
2021 Toyota Prius$193.92$123.66$200.34$191.60$177.38

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Telematics only
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
All states except AK & HI
This broker shines with over 600 positive customer reviews, more top ratings than any broker we've compared.
Yes, up to 5%
All states except AK, HI, KS, MI, ND, SD, WV, WY
Use the handy online quote tool to build your perfect policy or call an agent for a personal touch.

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About the Toyota Prius

The Toyota Prius has been around since 1997 and it is currently in its fourth generation. The compact car is known for its excellent fuel economy, large cargo space and comfortable ride. The Toyota Prius is the first mass produced hybrid car. There has been over 1.75 million nationwide sales since the car was introduced, making it the best selling hybrid car in the United States.

The Toyota Prius C has been around since 2011 and it is a hybrid gasoline-electric car. The subcompact car is known for its low base price for a hybrid and excellent fuel economy. From 2011 to the end of 2016, there were over 177,000 sales in the United States. A 2017 Toyota Prius C starts at a base price of $20,150. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 13.1%.

The Toyota Prius v has been around since 2012 and is a more spacious and more versatile than the company’s original Prius. The hybrid gasoline-electric car is known for its excellent fuel economy and spacious cargo room. A 2017 Toyota Prius v starts at a base price of $26,675. With the average insurance rate at $2,004 per year, the annual insurance cost–to–base car price ratio is 7.5%.

Toyota Prius money-saving safety features

You could save money on car insurance for your Toyota Prius if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota Prius?

The 2017 Toyota Prius received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Toyota Prius as a Top Safety Pick+ car. All crash tests performed by the IIHS received the highest possible safety rating. The Toyota Prius model includes lane departure warning, brake assist and blind spot monitoring.

The 2017 Toyota Prius C received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The 2017 Toyota Prius V was named as a Top Safety Pick+ car by the Insurance Institute for Highway Safety (IIHS).

How does the Toyota Prius c compare to other car models?

From a price standpoint, the Toyota Prius c ranks right in the middle of our list of the 360 priciest car models to insure.

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