Toyota Highlander insurance rates
Shedding light on car insurance prices
Average Toyota Highlander insurance rates
The average insurance costs for a Toyota Highlander is $227 a month — or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
- 2017 Toyota Highlander
- 10,001–15,000 miles driven yearly
- No accidents in the past five years
- Anti-theft device on vehicle
- Driver located in New York
- Good credit
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
Which car insurance provider is best for me?
Looking to save on car insurance? Answer these three questions to find a provider that best fits your needs and budget.
Question 1 of 2
About the Toyota Highlander
The Toyota Highlander has been around since 2001 and it is currently in its third generation. The midsize SUV is known for its excellent fuel economy and comfortable ride. In 2016, Toyota sold the most Highlander vehicles in a year, with over 191,000 sales in the United States.
Insurance companies determine the insurance cost for a Toyota Highlander based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Toyota Highlander, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
Toyota Highlander money-saving safety features
You could save money on car insurance for your Toyota Highlander if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Anti theft system
Random Toyota facts
- Toyota Motor Corporation was founded in 1937 and is known for manufacturing Japanese automobiles. The company came to the United States in 1957.
- Since 2012, Toyota has produced more than 10 million cars per year. Toyota was the first automobile company to produce this many cars in a year.
- Approximately 80 percent of Toyota vehicles that were sold 20 years ago are still being used today.
- The Toyota Corolla is the fastest selling car available. On average, a Corolla model is sold every 27 seconds.
- Toyota base prices start at $16,000 and can go up to $85,000.
Compare insurance providers that cover Toyota Highlander
Toyota Highlander car insurance rates
A 2017 Toyota Highlander starts at a base price of $30,630. With the average insurance rate at $2,148 per year, the annual insurance cost–to–base car price ratio is 7.0%.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 4runner | $227.00 | $34,210 |
| Avalon | $170.00 | $33,300 |
| Camry | $175.00 | $23,070 |
| Corolla | $179.00 | $18,500 |
| Highlander | $227.00 | $30,630 |
| Land Cruiser | $162.00 | $84,775 |
| Mirai | $220.00 | $57,500 |
| Prius | $177.00 | $23,475 |
| Prius C | $220.00 | $20,150 |
| Prius Prime | $220.00 | $27,100 |
| Prius V | $167.00 | $26,675 |
| RAV4 | $167.00 | $24,410 |
| RAV4 Hybrid | $220.00 | $29,030 |
| Sequoia | $157.00 | $45,560 |
| Sienna | $149.00 | $29,750 |
| Tacoma | $142.00 | $29,750 |
| Tundra | $135.00 | $30,120 |
| Yaris | $181.00 | $15,250 |
| Yaris iA | $220.00 | $15,950 |
How safe is the Toyota Highlander?
The 2017 Toyota Highlander received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test. The Insurance Institute for Highway Safety (IIHS) named the Toyota Highlander as a Top Safety Pick+ car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.
The Toyota Highlander model includes forward collision warning, lane departure assistance and driver knee airbags.
Find the cheapest rates
Compare the best car insurance companies near you.
Your information is secure.
How does the Toyota Highlander compare to other car models?
From a price standpoint, the Toyota Highlander ranks right in the middle of our list of the 360 priciest car models to insure. Explore the prices of other car brands and models:
- Acura
- Alfa Romeo
- Aston Martin
- Audi
- Bentley
- BMW
- BUICK
- Cadillac
- Chevrolet
- Chrysler
- Dodge
- Ferrari
- Fiat
- Ford
- Genesis
- GMC
- Honda
- Hyundai
- Infiniti
- Jaguar
- Jeep
- Kia
- Lamborghini
- Land Rover
- Lexus
- Lincoln
- Lotus
- Maserati
- Mazda
- McLaren Automotive
- Mercedes-Benz
- Mini
- Mitsubishi
- Nissan
- Porsche
- Ram
- Rolls-Royce
- Smart
- Subaru
- Tesla
- Toyota
- Volkswagen
- Volvo
Ask an Expert