Compare and save on car insurance
Enter your ZIP code to see insurers near you.
Your information is secure.
Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Toyota Highlander insurance rates
Average insurance cost for your Highlander: $154. But how low can your rates go? See our sample quotes.
We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Highlander is $154.40 — or $1,852.80 yearly. However, some older models may cost less to insure than others depending on the safety features your vehicle has and which insurer you choose. And your actual costs depend on your specific details such as driving history, ZIP, age, annual mileage and other factors.
| Model Year | Progressive | Geico | State Farm | Farmers | Average |
|---|---|---|---|---|---|
| 2011 Toyota Highlander | $98.74 | $95.16 | $149.77 | $133.42 | $119.27 |
| 2016 Toyota Highlander | $112.41 | $107.79 | $170.99 | $145.60 | $134.20 |
| 2021 Toyota Highlander | $130.58 | $121.99 | $193.33 | $171.70 | $154.40 |
How we got these rates
Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:
- Bodily injury liability per person: $50,000
- Bodily injury liability per accident: $100,000
- Property damage liability: $50,000
- Comprehensive deductible: $500
- Collision deductible: $500
- Medical payments: $5,000
- Uninsured motorist bodily injury: $50,000/$100,000
Get the cheapest quotes for your Toyota Highlander
Enter your zip code to compare providers in your area.
Your information is secure
About the Toyota Highlander
The Toyota Highlander has been around since 2001 and it is currently in its third generation. The midsize SUV is known for its excellent fuel economy and comfortable ride. In 2016, Toyota sold the most Highlander vehicles in a year, with over 191,000 sales in the United States.
Toyota Highlander money-saving safety features
You could save money on car insurance for your Toyota Highlander if it comes equipped with these safety features.
- Antilock brakes
- Stability control
- Airbags
- Seatbelt pretensioners
- Antitheft system
How safe is the Toyota Highlander?
The 2017 Toyota Highlander received a 5-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.
The Insurance Institute for Highway Safety (IIHS) named the Toyota Highlander as a Top Safety Pick+ car. All crash tests performed by the IIHS received a good safety rating, the highest possible rating.
The Toyota Highlander model includes forward collision warning, lane departure assistance and driver knee airbags.
How does the Toyota Highlander compare to other car models?
From a price standpoint, the Toyota Highlander ranks right in the middle of our list of the 360 priciest car models to insure.
More guides on Finder
-
Car insurance costs, affordability by state
Trek through 10 factors that affect car insurance costs and which states have the best and worst affordability.
-
Car insurance in Modesto
These 4 best car insurance picks are a good starting point for shopping around in Modesto.
-
Car insurance in Bakersfield
Compare top car insurance companies in Bakersfield, plus see why you need extra coverage here.
-
Car insurance in Sacramento
Shop for car insurance in Sacramento with the best coverage, rates, service and local reputation.
-
Compare car insurance in Fresno
Compare insurers that serve Fresno, California, side by side.
-
Car insurance in San Diego
These top 4 companies should narrow down your car insurance options in San Diego.
-
Car insurance in Denver
See our 4 best picks for car insurance in Denver, plus a few more to consider.
-
Pretected car insurance review
Get recommendations for the top car insurance companies for you within minutes. But you won’t see your actual rate unless you go through the insurer’s quoting process.
-
Waffle car insurance review
Access an intuitive app, wide coverage and few exclusions when Waffle’s car insurance drops in late July.
-
Electric vehicles in 2021: How new models, insurance rates and tax breaks affect their cost to own
See average EV insurance rates for 2021 based on Finder’s car model research, plus new models on the horizon.
Ask an Expert