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Toyota Corolla insurance rates

Average insurance cost for your sensible Corolla? $164. See its steady rates over the last ten years.

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How much does insurance cost?See sample rates

The average cost of car insurance for a 2021 Toyota Corolla is $164.36 a month —or $1,972.29 a year. However, your actual costs depend on your driving history, car model, location and other factors.

Filter car insurance companies by states served, roadside assistance, accident forgiveness and more to get a quote.

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
USAA
Optional
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
Gabi
Optional
Optional
Yes
All 50 states except AK & HI
Upload your current policy info and get quotes from 40+ companies. Switch and save an average of $961 a year.
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Toyota Corolla insurance rates

We pulled Toyota Corolla car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Toyota Corolla is $164.36. However, some older models may cost more to insure than others depending on which safety features your vehicle has and which insurer you choose.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Corolla$105.91$92.66$148.07$213.48$140.03
2016 Toyota Corolla$123.58$106.24$173.08$184.40$146.83
2021 Toyota Corolla$142.08$120.69$181.63$213.03$164.36

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

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What factors affect car insurance rates for Toyota Corolla?

Introduced in 1966, the Corolla is Toyota’s entry-level compact sedan. It’s one of the most popular vehicles in the US and is best known for both comfort and safety. See how the Corolla’s performance, theft rates, repair costs and safety ratings impact the price you pay for auto insurance.

  • Body type. The Toyota Corolla is a four-door sedan that’s designed for comfort and safety, which could lead to lower insurance costs.
  • Type of car. The Toyota Corolla is an entry-level compact car that shouldn’t be too expensive to maintain or repair. This could help reduce the cost of insurance.
  • Theft. The Corolla has a fairly high theft rate compared to other vehicles, which could lead to higher insurance premiums.
  • Repairs. The Corolla doesn’t need much maintenance an is inexpensive to repair. Both of these factors could help reduce the cost of insurance.
  • Safety ratings. The 2018 Corolla received the IIHS top safety pick and has great safety ratings that could make insurance cheaper.
  • Fuel type. The Toyota Corolla runs on gas, which should make insurance cheaper than diesel or hybrid vehicles.
  • Trim & packages. Choosing trims or packages that increase power or overall value may lead to higher premiums. That said, options that improve visibility and safety may be eligible for auto insurance discounts.

    How to compare insurance for the Toyota Corolla

    Auto insurance policies and rates are affected by a number of driver and vehicle-related factors. You’ll need to compare your options and get multiple quotes to find out which is best for your situation.

    • Price. Every provider claims to have the best price on auto insurance. But since coverage and features can vary between providers, using the same information when getting quotes will help you compare similar options.
    • Deductible. In most cases, policies with a higher deductible often have lower monthly premiums, whereas those with lower deductibles usually come with higher premiums. Choose an amount that works for your situation.
    • Minimum coverage. Each state has different mandatory coverage requirements, so it’s important to ensure your policy meets your state minimums before committing to anything.
    • Additional coverage. Personal injury protection and medical payments coverage are two of many additional coverage options you may come across. When shopping around, think about whether or not any of these options would work for your situation.
    • Extras. Extras like roadside assistance and new car coverage may be included with your policy. If not, find out how much you’ll need to pay to get the features you want.
    • Restrictions. Find out if any restrictions apply to your policy to avoid gaps in coverage or denied claims.
    • Manufacturer offer or loyalty discount. Find out if your manufacturer has any special offers or loyalty discounts through partnerships with insurance providers.
    • Warranty. Find out what’s covered by your manufacturer or extended warranty to avoid paying for overlapping coverage.

      Does the Toyota Corolla qualify for auto insurance discounts?

      The Corolla comes equipped with award-winning safety and driver assistance features that may qualify for discounts. That said, discounts and rates vary between insurers, so you should get multiple quotes to find the best price overall.

      • New car discount
      • Anti-lock brake discount
      • Anti-theft discount
      • Passive restraint discount (Airbags, motorized seat belts)
      • Emergency roadside assistance discount

        Toyota Corolla safety & reliability ratings

        The Toyota Corolla has been around since 1982. The midsize car is known for its spacious seating, comfortable ride and high safety scores. From 1997 to 2016, with the exception of the year 2001, the Toyota Corolla has been the top-selling passenger car in the United States.

        U.S. News and J.D. Power give the 2018 Corolla a 9.3/10 for safety. On top of that, this vehicle was awarded near-perfect ratings in almost all crash test categories from the IIHS.

        The 2018 Toyota Corolla holds an impressive 4.5/5 star reliability rating from U.S. News and J.D. Power, which is far better than most vehicles in its class.

        Toyota Corolla maintenance

        Like most Toyota vehicles, the Corolla is built for commuting, daily driving and other light use. It comes packed with a number of features that make it safe and comfortable to drive, and its reliable design means you can spend less time in the shop and more time on the road. But like any vehicle, routine service appointments can ensure that there are no urgent issues, allowing your vehicle to operate as it should. Here’s what to expect in terms of vehicle maintenance.

        • Toyota recommends an oil change every 5,000 miles or 5 months, whichever comes first.
        • Oil changes for a Toyota Corolla should cost between $75 and $125, but your actual cost could vary.
        • The Corolla has an average annual repair cost of over $221, which is below average for similar vehicles.
        • Consult your owners manual or contact your dealership for more information on the Toyota Corolla’s maintenance schedule.

          Is an extended warranty worth it for the Toyota Corolla?

          The Corolla comes with Toyota’s standard 3-year/36,000 mile limited warranty, along with a 5-year/60,000-mile powertrain warranty and 5-year corrosion coverage. The standard warranty covers all parts other than normal wear such as oil and air filters, tires and so on. New Toyota vehicles also come with two years or 25,000 miles of ToyotaCare, which covers scheduled maintenance and 24/7 roadside assistance.

          It’s unclear whether or not Toyota offers any extended warranty options, but you should ask your dealer for more information. That said, Toyota vehicles are extremely reliable and have low average repair costs, so you should decide whether the price of an extended warranty is worth the cost.

          Compare Toyota competitors

          Find out what else Toyota has to offer or explore other vehicles from different manufacturers.

          Bottom line

          The Toyota Corolla is a top-rated sedan that is best known for comfort and safety. Like most Toyotas, the Corolla comes with a number of amazing safety and driver assistance features that could reduce the chance of accidents. Compare your options to find the best price on the coverage you need.

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