Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure

Toyota Tacoma insurance rates

Average insurance cost for the "Yota"? $161. At this price, consider add-ons to protect your ride.

Get the cheapest quotes on your auto insurance

Enter your ZIP code to see insurers near you.

Your information is secure.


We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Tacoma is $160.98 — or, $1,931.79 annually. However, an older model may score you lower rates. And your actual costs will depend on your driving history, car model, ZIP and other specific factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Tacoma$100.90$90.99$138.24$197.77$131.98
2016 Toyota Tacoma$127.24$102.87$165.13$218.73$153.49
2021 Toyota Tacoma$146.41$118.54$192.86$254.93$178.19

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
USAA
No
Yes
SafePilot
Yes
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Progressive
loan/lease coverage
Yes
Snapshot
Yes
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
Yes
Yes
Yes
Yes
All 50 states
Smartfinancial
Smartfinancial
Yes
Yes
No
All 50 states and DC
Pretected
Yes
Depends on provider
No
No
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
Yes
Yes
RightTrack
Yes
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.
loading

Compare up to 4 providers

Get the cheapest quotes for your Toyota Tacoma

Enter your zip code to compare providers in your area.

Your information is secure

How safe is the Toyota Tacoma?

The 2017 Toyota Tacoma received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received 5 stars, the highest possible rating, from the NHTSA. The government organization also awarded a 4-star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) only rated the moderate overlap front crash test and the side impact crash test, both of which received the highest possible safety rating.

The Toyota Tacoma model includes lane-departure warning, brake assist and blind-spot monitoring.

How does the Toyota Tacoma compare to other car models?

The Toyota Tacoma has been around since 1995 and it is currently in its third generation. The compact pickup truck is known for its excellent off road capabilities and high payload capacity. In 2016, there has been over 191,000 sales in the United States.

From a price standpoint, the Toyota Tacoma ranks right in the middle of our list of the 360 priciest car models to insure.

More guides on Finder

Ask an Expert

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site