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Toyota Tacoma insurance rates

Average Toyota Tacoma insurance rates

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Car insurance for your Toyota Tacoma

The average insurance costs for a Toyota Tacoma is $142 a month — or $1,704 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

A new Toyota Tacoma starts at a base price of $24,320. With the average insurance rate at $1,704 per year, the annual insurance cost–to–base car price ratio is 7.0%.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare car insurance policies that cover the Toyota Tacoma

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
USAA
Optional
Yes
All 50 states
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus freebies and AARP member perks like free replacement cost coverage. Only for drivers over age 50.
Root
52%
Available in 30 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
Liberty Mutual
Optional
30%
All 50 states
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Car insurance rates for Toyota Tacoma by year

YearProgressiveGeicoState FarmAverage
2009$195$156$108$153
2010$197$156$119$157
2011$197$156$119$157
2012$197$156$122$158
2013$196$156$127$160
2014$195$156$127$159
2015$303$252$139$231
2016$313$258$150$240
2017$314$262$162$246
2018$316$270$164$250
2019$324$278$167$256

Toyota Tacoma money-saving safety features

You could save money on car insurance for your Toyota Tacoma if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota Tacoma?

The 2017 Toyota Tacoma received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) only rated the moderate overlap front crash test and the side impact crash test, both of which received the highest possible safety rating.

The Toyota Tacoma model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Tacoma compare to other car models?

The Toyota Tacoma has been around since 1995 and it is currently in its third generation. The compact pickup truck is known for its excellent off road capabilities and high payload capacity. In 2016, there has been over 191,000 sales in the United States.

From a price standpoint, the Toyota Tacoma ranks right in the middle of our list of the 360 priciest car models to insure.

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