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Toyota Tacoma insurance rates

Average insurance cost for the "Yota"? $161. At this price, consider add-ons to protect your ride.

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Roslyn McKenna
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The average cost of car insurance for a 2021 Toyota Tacoma is $160.98 a month —or $1,931.79 a year. However, your actual costs depend on your driving history, car model, location and other factors.

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Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Allstate
Allstate
Optional
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
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Progressive
Progressive
Optional
30%
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
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More Info
The AARP Auto Insurance Program from The Hartford
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
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Root
Root
52%
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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Savvy
Savvy
Optional
Depends on provider
Yes
All states & DC
Get quotes in 30-seconds from 100+ companies, and save an average of $800 or more per year. Requires online login to your existing insurance.
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Liberty Mutual
Liberty Mutual
Optional
30%
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime online at the tap of a button.
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Toyota Tacoma insurance rates

We pulled Toyota Tacoma car insurance quotes from top insurance companies to find that the average monthly cost to insure a 2021 Toyota Tacoma is $160.98. However, an older model may score you lower rates.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Tacoma$100.90$90.99$138.24$197.77$131.98
2016 Toyota Tacoma$127.24$102.87$165.13$218.73$153.49
2021 Toyota Tacoma$146.41$118.54$192.86$254.93$178.19

How we got these rates

Our rates are based on a single 30-year old driver with a clean driving history living in California. California is one of seven states that don’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

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How safe is the Toyota Tacoma?

The 2017 Toyota Tacoma received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) only rated the moderate overlap front crash test and the side impact crash test, both of which received the highest possible safety rating.

The Toyota Tacoma model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Tacoma compare to other car models?

The Toyota Tacoma has been around since 1995 and it is currently in its third generation. The compact pickup truck is known for its excellent off road capabilities and high payload capacity. In 2016, there has been over 191,000 sales in the United States.

From a price standpoint, the Toyota Tacoma ranks right in the middle of our list of the 360 priciest car models to insure.

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