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Toyota C-HR car insurance rates

Expect a standard premium with this car's safety ratings and low price tag.

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While there’s not enough C-HR data to know the new model’s rates, the pricier Toyota Land Cruiser keeps a moderate annual rate of $1,944, which is $644 above average. The C-HR may lend itself to a lower premium due to standard ticket price and coverage needs, plus potential safety discounts from the insurer of your choice.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare car insurance for your Toyota C-HR

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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How much does Toyota C-HR car insurance cost?

ModelMonthly insurance rateBase car price
4runner$227.00$34,210
Avalon$170.00$33,300
Camry$175.00$23,070
Corolla$179.00$18,500
Highlander$227.00$30,630
Land Cruiser$162.00$84,775
Mirai$220.00$57,500
Prius$177.00$23,475
Prius C$220.00$20,150
Prius Prime$220.00$27,100
Prius V$167.00$26,675
RAV4$167.00$24,410
RAV4 Hybrid$220.00$29,030
Sequoia$157.00$45,560
Sienna$149.00$29,750
Tacoma$142.00$29,750
Tundra$135.00$30,120
Yaris$181.00$15,250
Yaris iA$220.00$15,950

How do I compare insurance for the Toyota C-HR?

This car’s standard price tag, small CUV body and minimal coverage needs could keep your rates low.

  • Body type. This vehicle is Toyota’s smallest crossover, which may keep insurance rates down.
  • Sale price. C-HR owners receive a standard price tag of $22,000 to $27,000, making it a cheaper vehicle to repair after an accident.
  • Fuel. The CUV includes a fair fuel economy rated at 27 mpg for city and 31 for highway. Reviewers say the vehicle surpasses its rating on the road.
  • Maintenance. This car comes with Toyota’s helpful two-year, 25,000-mile maintenance plan for free to keep it in good condition.
  • Theft. Despite other Toyota models having high theft rates, the C-HR isn’t yet included in that lot.
  • Coverage. Because of this CUV’s low ticket price and theft rates, you could opt for standard coverage. However, comprehensive may help if the C-HR becomes a theft target as more C-HRs hit the road.
  • Insurer options. You’ll find plenty of providers willing to cover this standard car, giving you a competitive edge on rates.
  • Warranty. Toyota offers a basic three-year, 36,000-mile warranty along with a five-year, 50,000-mile warranty for the powertrain. You’ll also get towing assistance to the nearest Toyota dealership if your C-HR breaks down due to failure of a warranty-covered part.

Does the Toyota C-HR qualify for discounts?

Along with expected low insurance rates, you could qualify for discounts with several C-HR safety features:

  • Airbags
  • Antilock brakes
  • Antitheft device
  • Automated emergency braking
  • Backup camera
  • Driveline traction control
  • Electronic stability control
  • Lane keeping assistance
  • Lane departure warning
  • Tire pressure warning

How reliable is the Toyota C-HR?

This new Toyota model includes high safety ratings and expected reliability. However, it comes with a few caveats: two recalls and poor headlight visibility.

  • Safety. The C-HR doesn’t disappoint with safety, receiving high marks from both the IIHS and NHTSA. The only feature rated Poor by the IIHS was the car’s headlights, which provided inadequate visibility around curves during testing.
  • Reliability. This new model has little long-term information about reliability. However, recent car owners rate the car highly on review sites, and the C-HR has a 4 out of 5 stars for predicted reliability by J.D. Power.
  • Recalls. The car does have several recalls involving insufficiently tightened rear wheel bolts and a malfunctioning parking brake.

Bottom line

The Toyota C-HR gives multiple reasons to get standard or below average insurance rates, including its small size and standard MSRP. Shop for multiple providers to get the best deal, or learn about insurance for another make or model.

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Frequently asked questions about the Toyota C-HR

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