Toyota Mirai insurance rates

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Toyota Mirai Insurance Finder

Average Toyota Mirai insurance rates

The average insurance costs for a Toyota Mirai is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Compare insurance for your Toyota Mirai

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

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Toyota Mirai car insurance rates

A 2017 Toyota Mirai starts at a base price of $57,500. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 4.6%.

Model Monthly insurance rate Base car price
4runner $227.00 $34,210
Avalon $170.00 $33,300
Camry $175.00 $23,070
Corolla $179.00 $18,500
Highlander $227.00 $30,630
Land Cruiser $162.00 $84,775
Mirai $220.00 $57,500
Prius $177.00 $23,475
Prius C $220.00 $20,150
Prius Prime $220.00 $27,100
Prius V $167.00 $26,675
RAV4 $167.00 $24,410
RAV4 Hybrid $220.00 $29,030
Sequoia $157.00 $45,560
Sienna $149.00 $29,750
Tacoma $142.00 $29,750
Tundra $135.00 $30,120
Yaris $181.00 $15,250
Yaris iA $220.00 $15,950

About the Toyota Mirai

The Toyota Mirai has been around since 2015. The hydrogen fuel cell car is known for its 300 mile range, quiet ride and zero emissions. In 2016, the Toyota Mirai won the World Green Car of Year award.

How do you recharge a hydrogen car?

Hydrogen fuel cells work a little differently than other electric or hybrid cars, so you won’t be able to recharge your hydrogen car in your garage. Head to a hydrogen recharging station, set up the connector, then check to make sure the hydrogen pump is ready before starting the fill up process. It can take five to ten minutes at the fastest recharging stations or longer depending on how much pressure your model and the station are designed to handle.

Where can you find one of these hydrogen refueling stations? The Alternative Fuels Data Center maps out 36 locations in the US and Canada, mostly in New York, California, and Washington DC.

Toyota Mirai money-saving safety features

You could save money on car insurance for your Toyota Mirai if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota Mirai?

The 2017 Toyota Mirai has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The Toyota Mirai model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Mirai compare to other car models?

From a price standpoint, the Toyota Mirai ranks right in the middle of our list of the 360 priciest car models to insure.

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