Toyota Mirai insurance rates

Average Toyota Mirai insurance rates

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Dark Blue Toyota Mirai

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The average insurance costs for a Toyota Mirai is $220 a month — or $2,640 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Compare insurance for your Toyota Mirai

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Choose from a long list of discounts and coverage for almost any driver.
Geico
Optional
26%
All 50 states
Customize your policy and get quotes online in minutes. Many drivers could save up to $500 by switching.
The Hartford
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Metromile
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Pay-as-you-go rates based on how much and how well you drive start at $29/month plus pennies per mile.
Liberty Mutual
Optional
30%
All 50 states
Build a policy online or with local agent support, with features like better car replacement and accident forgiveness.
Clearcover
Optional
No
AZ, CA, IL, UT
Find basic coverage and low rates through its easy online or app-based experience.
Gabi
Optional
Optional
55%
All 50 states
Upload your current bill and get 20+ quotes from top brands for the same level of coverage.
Root
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Safe, low-mileage drivers could save up to 52% by tracking their driving in the app.

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Toyota Mirai car insurance rates

A 2017 Toyota Mirai starts at a base price of $57,500. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 4.6%.

ModelMonthly insurance rateBase car price
4runner$227.00$34,210
Avalon$170.00$33,300
Camry$175.00$23,070
Corolla$179.00$18,500
Highlander$227.00$30,630
Land Cruiser$162.00$84,775
Mirai$220.00$57,500
Prius$177.00$23,475
Prius C$220.00$20,150
Prius Prime$220.00$27,100
Prius V$167.00$26,675
RAV4$167.00$24,410
RAV4 Hybrid$220.00$29,030
Sequoia$157.00$45,560
Sienna$149.00$29,750
Tacoma$142.00$29,750
Tundra$135.00$30,120
Yaris$181.00$15,250
Yaris iA$220.00$15,950

About the Toyota Mirai

The Toyota Mirai has been around since 2015. The hydrogen fuel cell car is known for its 300 mile range, quiet ride and zero emissions. In 2016, the Toyota Mirai won the World Green Car of Year award.

How do you recharge a hydrogen car?

Hydrogen fuel cells work a little differently than other electric or hybrid cars, so you won’t be able to recharge your hydrogen car in your garage. Head to a hydrogen recharging station, set up the connector, then check to make sure the hydrogen pump is ready before starting the fill up process. It can take five to ten minutes at the fastest recharging stations or longer depending on how much pressure your model and the station are designed to handle.

Where can you find one of these hydrogen refueling stations? The Alternative Fuels Data Center maps out 36 locations in the US and Canada, mostly in New York, California, and Washington DC.

Toyota Mirai money-saving safety features

You could save money on car insurance for your Toyota Mirai if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota Mirai?

The 2017 Toyota Mirai has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The Toyota Mirai model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Mirai compare to other car models?

From a price standpoint, the Toyota Mirai ranks right in the middle of our list of the 360 priciest car models to insure.

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