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The average insurance cost of a Volvo across all models is $165.20 a month, or $1,982.40 a year. Volvo has made safety its main selling point, and that’s reflected in the savings you’ll receive on your insurance.
Keep in mind that Volvo sells some high-priced models, such as the XC90 ($46,900 MSRP) and the V90 Cross Country ($52,300 MSRP). For these models, you’ll pay on average around $220 a month for insurance, or $2,640 a year.
Insurance companies look at several car-related factors when determining the cost of insurance, including the car’s safety ratings, its likelihood of being stolen, and replacement costs and overall damage susceptibility.
A Volvo’s great safety ratings help to bring down the cost of insuring one. But you can expect to pay more if you own one of the higher-end Volvos.
Other factors that affect the cost of insurance include the model, mileage and trim package. Personal factors like your driving history, credit score and age also play roles.
With Volvo’s impeccable record of safety, insurance companies love insuring the manufacturer’s vehicles. You’ll probably have little trouble finding an insurance policy.
Model | Monthly insurance rate | Base car price |
---|---|---|
S60 | $227.00 | $33,950 |
S60 Cross Country | $227.00 | $44,200 |
S90 | $220.00 | $46,950 |
V60 | $227.00 | $36,150 |
V60 Cross Country | $227.00 | $41,700 |
V90 Cross Country | $220.00 | $55,300 |
XC60 | $220.00 | $40,950 |
XC90 | $220.00 | $45,750 |
Headquartered in Sweden, Volvo started manufacturing cars in 1927. The Volvo Cars division was sold to Ford Motor Company in 1999, and today it’s owned by China-based Geely Holding Group.
Volvo makes luxury vehicles — specifically, cars that are billed as some of the safest on the market. The manufacturer’s vehicles are generally highly regarded for fuel efficiency, and are often viewed as top-notch family cars.
Volvo has partnered with Amazon to bring its drivers delivery of Amazon purchase straight to their car. Utilizing Volvo On Call and the Amazon Key app, select the in-car delivery option at checkout and get your items delivered to your Volvo.
Download the Amazon Key app to your smartphone and follow the steps to link your Amazon Prime account with your Volvo On Call account and start shopping. In-car delivery is available for models 2015 or newer.
Volvo’s car subscription service lets you lease a new Volvo between $700 and $750 a month. The car you choose is delivered to your home within 2 weeks, and service covers maintenance, excess wear, replacement brakes and wiper blades, tires, roadside assistance and insurance for all eligible drivers. Insurance is underwritten by Liberty Mutual.
You can upgrade to a new or different model every year, and currently available models include the XC40, XC60, XC90 and S60. Since the service is like a lease, expect limits like 15,000 miles a year with extra charges for every mile you drive past the maximum. The service is not available in California, Florida, Hawaii, Mississippi, North Carolina, North Dakota, New York or South Dakota.
Looking for other car brands?
Compare other car manufacturers like Volvo.
Volvo’s great safety ratings help to bring down the cost of insurance. But be sure shop around to find the best car insurance for you.
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