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Toyota Land Cruiser insurance rates

The Land Cruiser’s average insurance cost: $216. But how low can this rugged SUV's rates go?

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Land Cruiser is $215.53 — or $2,586.36 yearly. However, some older models may cost less to insure than others depending on the safety features your vehicle has and which insurer you choose. And your actual costs depend on your specific details such as driving history, ZIP, age, annual mileage and other factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Land Cruiser$123.74$127.99$209.68$146.13$151.89
2016 Toyota Land Cruiser$142.08$162.01$236.37$178.25$179.68
2021 Toyota Land Cruiser$166.42$189.21$301.50$204.98$215.53

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000
Name Product Gap insurance Homeowner discount Telematics Has an app? Available states
All 50 states & DC
Affordable car insurance with highly rated customer service. Only available to military members and veterans and their family.
loan/lease coverage
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
The Zebra
All 50 states
All 50 states and DC
Depends on provider
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
Liberty Mutual
All 50 states & DC
Earn free accident forgiveness after five years claims-free and customize your policy anytime.

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About the Toyota Land Cruiser

The Toyota Land Cruiser has been around since 1951. The large luxury SUV is known for its excellent off road capabilities and upscale interior. The Land Cruiser is Toyota’s longest running series.

Toyota Land Cruiser money-saving safety features

You could save money on car insurance for your Toyota Land Cruiser if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Toyota Land Cruiser?

The 2017 Toyota Land Cruiser has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.

The Toyota Land Cruiser model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Land Cruiser compare to other car models?

From a price standpoint, the Toyota Land Cruiser ranks right in the middle of our list of the 360 priciest car models to insure.

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