Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Average Toyota 4Runner insurance rates
The average insurance costs for a Toyota 4Runner is $227 a month or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
- Pay by miles driven
- Low base rates
- Drive less, pay less
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
- Rates from $29/month plus pennies per mile
- Low-mileage drivers could save $611/year
- All miles over 250 a day are free
- Easy app and online claims plus 24/7 support
Compare insurance for your Toyota 4Runner
Toyota 4Runner car insurance rates
A 2017 Toyota 4Runner starts at a base price of $34,210. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 8.0%.
Toyota 4Runner money-saving safety features
You could save money on car insurance for your Toyota 4Runner if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
How safe is the Toyota 4Runner?
The Toyota 4Runner has been around since 1984 and it is currently in its fifth generation. The midsize SUV is known for its excellent off road capabilities and large cargo space. In 2016, there has been over 111,000 sales in the United States. In a 2016 study by iSeeCars.com, the Toyota 4Runner is the third longest lasting vehicles in the United States.
The 2017 Toyota 4Runner received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and three stars for the rollover crash test. The Insurance Institute for Highway Safety (IIHS) rated the small overlap front test as marginal, a below average rating. All other crash tests performed by the IIHS received a good safety rating, the highest possible rating.
The Toyota 4Runner model includes downhill assist control, brake assist and smart stop technology.
How does the Toyota 4Runner compare to other car models?
From a price standpoint, the Toyota 4Runner ranks right in the middle of our list of the 360 priciest car models to insure.
Compare all car makes & models
Which car insurance provider is best for me?