Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Toyota 4Runner insurance rates
Average Toyota 4Runner insurance rates
Compare car insurance quotes
Enter your ZIP code below and click Compare to see the cheapest rates in your area.
The average insurance costs for a Toyota 4Runner is $227 a month or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.
Our top pick: Progressive
Get unlimited discounts and score a lower deductible every 6 months you don't make a claim.
- Top-rated insurer with 80 years of experience.
- Easy online sign-up and reporting.
- Multiple discounts available.
- Transparent quoting.
- Top-rated insurer
- Online quotes & claims
- Bundle and save
Compare insurance for your Toyota 4Runner
Toyota 4Runner car insurance rates
A 2017 Toyota 4Runner starts at a base price of $34,210. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 8.0%.
|Model||Monthly insurance rate||Base car price|
Toyota 4Runner money-saving safety features
You could save money on car insurance for your Toyota 4Runner if it comes equipped with these safety features.
- Anti-lock brakes
- Stability control
- Seatbelt pretensioners
- Anti theft system
How safe is the Toyota 4Runner?
The Toyota 4Runner has been around since 1984 and it is currently in its fifth generation. The midsize SUV is known for its excellent off road capabilities and large cargo space. In 2016, there has been over 111,000 sales in the United States. In a 2016 study by iSeeCars.com, the Toyota 4Runner is the third longest lasting vehicles in the United States.
The 2017 Toyota 4Runner received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and three stars for the rollover crash test. The Insurance Institute for Highway Safety (IIHS) rated the small overlap front test as marginal, a below average rating. All other crash tests performed by the IIHS received a good safety rating, the highest possible rating.
The Toyota 4Runner model includes downhill assist control, brake assist and smart stop technology.
How does the Toyota 4Runner compare to other car models?
From a price standpoint, the Toyota 4Runner ranks right in the middle of our list of the 360 priciest car models to insure.
Read more on this topic
Does car insurance cover PTSD after a car accident? How to make a car insurance claim for mental or emotional injuries after a car accident.
How to transfer your car registration in 5 basic steps Learn the basic steps for transferring your car registration from another state or previous car.
Grundy classic car insurance review July 2020 Protect your classic as well as your daily driver with steep liability coverage all on one policy.
J.C. Taylor classic car insurance review July 2020 Protect nearly any classic vehicle at least 19 years old with no-fuss, standard coverage.
How to get your claim paid without receipts No receipts? See how you can still get your insurance claim paid with different types of policies.
What is a combined single limit car insurance policy? This type of limit applies to liability coverage, but it’s most common with commercial car insurance.
Car insurance in no-fault vs. at-fault states How your state determines fault affects your claims settlement and insurance premiums.
Hagerty classic car insurance review July 2020 Hagerty sets the bar on wide classic car coverage with thousands of positive customer reviews to back it up.
How do I prevent keyless car theft? Keyless cars can be easy to steal with cheap tech, but are they stolen more often?
Ask an Expert