Toyota 4Runner insurance rates

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Toyota 4Runner Insurance Finder

Average Toyota 4Runner insurance rates

The average insurance costs for a Toyota 4Runner is $227 a month or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

  • Pay by miles driven
  • Low base rates
  • Drive less, pay less

Our top pick: Metromile

Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.

  • Rates from $29/month plus pennies per mile
  • Low-mileage drivers could save $611/year
  • All miles over 250 a day are free
  • Easy app and online claims plus 24/7 support

Compare insurance for your Toyota 4Runner

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Optional
30%
All 50 states
Save up to 31% with safe driver discounts and bundling all your rides in one convenient policy.
Optional
49%
AZ, CA, IL, NJ, OR, PA, VA, WA
Only pay for how much you drive with the Metromile app. Get rates from $29/month plus pennies per mile.
52%
AZ, AR, CA, CO, CT, DE, GA, IL, IN, IA, KY, LA, MD, MS, MT, MO, NE, NM, ND, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA
Root offers simple, affordable insurance that’s ideal for good drivers. Try the Root app for 2 weeks and see how much you could save.
Optional
26%
All 50 states
It's quick and easy to get an online quote with Geico, and you might be surprised at how much you could save.
Optional
Yes
All states except AK, HI, LA, MI, RI
Enjoy special benefits including rate lock, no-drop policies and accident recovery. Exclusively for drivers 50+.
Optional
30%
All 50 states
Enjoy premium perks like better car replacement and accident forgiveness plus local agent support.
Optional
Optional
55%
All 50 states
Get free quotes from top insurers for the exact coverage you need in minutes.
Optional
No
AZ, CA, IL, UT
A new company with a minimalist approach to insurance. Find basic coverage, low rates and online-based service.

Compare up to 4 providers

Toyota 4Runner car insurance rates

A 2017 Toyota 4Runner starts at a base price of $34,210. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 8.0%.

Model Monthly insurance rate Base car price
4runner $227.00 $34,210
Avalon $170.00 $33,300
Camry $175.00 $23,070
Corolla $179.00 $18,500
Highlander $227.00 $30,630
Land Cruiser $162.00 $84,775
Mirai $220.00 $57,500
Prius $177.00 $23,475
Prius C $220.00 $20,150
Prius Prime $220.00 $27,100
Prius V $167.00 $26,675
RAV4 $167.00 $24,410
RAV4 Hybrid $220.00 $29,030
Sequoia $157.00 $45,560
Sienna $149.00 $29,750
Tacoma $142.00 $29,750
Tundra $135.00 $30,120
Yaris $181.00 $15,250
Yaris iA $220.00 $15,950

Toyota 4Runner money-saving safety features

You could save money on car insurance for your Toyota 4Runner if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota 4Runner?

The Toyota 4Runner has been around since 1984 and it is currently in its fifth generation. The midsize SUV is known for its excellent off road capabilities and large cargo space. In 2016, there has been over 111,000 sales in the United States. In a 2016 study by iSeeCars.com, the Toyota 4Runner is the third longest lasting vehicles in the United States.

The 2017 Toyota 4Runner received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and three stars for the rollover crash test. The Insurance Institute for Highway Safety (IIHS) rated the small overlap front test as marginal, a below average rating. All other crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Toyota 4Runner model includes downhill assist control, brake assist and smart stop technology.

How does the Toyota 4Runner compare to other car models?

From a price standpoint, the Toyota 4Runner ranks right in the middle of our list of the 360 priciest car models to insure.

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