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Toyota 4Runner insurance rates

Average Toyota 4Runner insurance rates

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The average insurance costs for a Toyota 4Runner is $227 a month or $2,724 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors.

Our top pick: Progressive

Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.

  • Broad coverage, including for custom car parts or ridesharing
  • Transparent pricing tools that help you buy within budget
  • Accident forgiveness on small claims or for staying claim-free
  • Stack a variety of discounts for multiple cars, autopay or homeownership

Compare insurance for your Toyota 4Runner

Name Product Roadside assistance New car protection Accident forgiveness Safe driver discount Available states
Progressive
Optional
30%
All 50 states
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Clearcover
Optional
Yes
AZ, CA, IL, LA, OH, TX, UT and WI
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
The AARP Auto Insurance Program from The Hartford
Optional
Yes
All 50 states & DC
Drivers over age 50 can enjoy low rates and perks designed for mature drivers, plus freebies and AARP member perks like free replacement cost coverage.
Allstate
13%
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
EverQuote
EverQuote
Optional
Yes
All 50 states
Roll in a variety of car insurance quotes from top insurers despite a high-risk driving profile, and view possible discounts while you’re at it.
Esurance
40%
All states except AK, DE, HI, MT, NH, VT, WY
Take advantage of this online company's low base rates and mobile tools like app-based telematics and teen safe driver programs.
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Toyota 4Runner car insurance rates

A 2017 Toyota 4Runner starts at a base price of $34,210. With the average insurance rate at $2,724 per year, the annual insurance cost–to–base car price ratio is 8.0%.

ModelMonthly insurance rateBase car price
4runner$227.00$34,210
Avalon$170.00$33,300
Camry$175.00$23,070
Corolla$179.00$18,500
Highlander$227.00$30,630
Land Cruiser$162.00$84,775
Mirai$220.00$57,500
Prius$177.00$23,475
Prius C$220.00$20,150
Prius Prime$220.00$27,100
Prius V$167.00$26,675
RAV4$167.00$24,410
RAV4 Hybrid$220.00$29,030
Sequoia$157.00$45,560
Sienna$149.00$29,750
Tacoma$142.00$29,750
Tundra$135.00$30,120
Yaris$181.00$15,250
Yaris iA$220.00$15,950

Toyota 4Runner money-saving safety features

You could save money on car insurance for your Toyota 4Runner if it comes equipped with these safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota 4Runner?

The Toyota 4Runner has been around since 1984 and it is currently in its fifth generation. The midsize SUV is known for its excellent off road capabilities and large cargo space. In 2016, there has been over 111,000 sales in the United States. In a 2016 study by iSeeCars.com, the Toyota 4Runner is the third longest lasting vehicles in the United States.

The 2017 Toyota 4Runner received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and three stars for the rollover crash test. The Insurance Institute for Highway Safety (IIHS) rated the small overlap front test as marginal, a below average rating. All other crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Toyota 4Runner model includes downhill assist control, brake assist and smart stop technology.

How does the Toyota 4Runner compare to other car models?

From a price standpoint, the Toyota 4Runner ranks right in the middle of our list of the 360 priciest car models to insure.

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