Toyota RAV4 Hybrid insurance rates
Shedding light on car insurance prices
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The RAV4 Hybrid is a more efficient and sustainable take on the original RAV4. It comes with the same great design and features found on the standard version, but with a hybrid engine that puts out almost 200 horsepower through an all-wheel-drive system.
According to our estimates, the average cost of insurance for a Toyota RAV4 Hybrid is $220 a month — or $2,640 a year, almost exactly double the national average of $1,318. Hybrid vehicles are often more expensive to insure than gas or diesel vehicles, which may be one of the reasons for the high estimate. The price of auto insurance is determined by a number of driver, vehicle and location-specific factors, so it’s important to get multiple quotes to find out exactly how much you’ll pay.
State Farm. With over 45 million active policies from coast to coast, State Farm is the largest auto insurance provider in the country. It’s home to a wide range of customizable policies and a network of over 18,000 dedicated agents that provide one-on-one service.
Nationwide. Nationwide is a top-rated auto insurance provider that sells a selection of coverage options in all 50 states. It offers amazing customer service, a great rewards program, free roadside assistance and a number of other features that make it stand out.
Esurance. Established barely 20 years ago, Esurance is has become a top-rated auto insurance provider that is best known for its modern, digital approach to auto insurance. It sells coverage in almost every state both online and by phone.
Whether you’re thinking about getting a new vehicle or are just looking to find the best way to protect your RAV4 hybrid, auto insurance can be a lifesaver. While shopping for insurance can be frustrating and often expensive, it can protect your vehicle in a number of scenarios. If you’re still not convinced, coverage is mandatory in almost every state, so you’ll need to start shopping. Here’s what you should know:
The cost of auto insurance can vary significantly depending on your choice of vehicle. This is because every make and model has different theft rates, repair costs, safety features and other details. And since providers calculate your premiums according to your chances of filing claims and the cost of paying them out, you may find that some vehicles are much more expensive to insure than others. Here’s how a few of the RAV4 Hybrid’s characteristics could affect your cost of insurance.
You could save money on car insurance for your Toyota RAV4 if it comes equipped with these safety features.
Your vehicle may be eligible for various auto insurance discounts depending on which provider you choose. However, the exact discounts you receive may vary depending on location, provider, options, and other factors. Here are a few that should apply to the Toyota RAV4:
Just like the standard Toyota RAV4, the RAV4 Hybrid gets a 9.3/10 for safety from U.S. News and J.D. Power. It also holds the same near-perfect crash test ratings as the standard, gasoline model.
The RAV4 Hybrid gets a 4/5 star rating from U.S. News and J.D. Power for reliability. That said, you should keep in mind that hybrid vehicles generally cost more to repair.
Just like the standard RAV4, the RAV4 Hybrid is considered a very reliable vehicle. It has impressive reliability ratings and a fairly low average repair cost, which, combined with increased mileage, could help to reduce ownership costs. With that being said, bringing your RAV4 Hybrid in for routine oil changes, inspections and other basic maintenance can help extend the life of your vehicle and reduce the chances of any unexpected issues. Here’s what you need to know:
The RAV4 Hybrid comes with Toyota’s standard 3-year/36,000 mile limited warranty, along with a 5-year/60,000-mile powertrain warranty and 5-year corrosion coverage. The standard warranty covers all parts other than normal wear such as oil and air filters, tires and so on. New Toyota vehicles also come with two years or 25,000 miles of ToyotaCare, which covers scheduled maintenance and 24/7 roadside assistance.
It’s unclear whether or not Toyota offers any extended warranty options, but you should ask your dealer for more information. That said, Toyota vehicles are extremely reliable and have low average repair costs, so you should decide whether the price of an extended warranty is worth the cost.
The RAV4 Hybrid is a more efficient and sustainable take on the standard RAV4. It offers the same award-winning features that earned it near-perfect crash test ratings, which means it could be eligible for discounts. To find out what policy is best for your RAV4, you should compare your options from multiple providers.
The Toyota RAV4 Hybrid has been around since 2015. The compact SUV is known for its excellent fuel economy, large cargo space and more standard features than its competition. In 2016, there were over 45,000 sales in the United States alone.
Insurance companies determine the insurance cost for a Toyota RAV4 Hybrid based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Toyota RAV4 Hybrid, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
A 2017 Toyota RAV4 Hybrid starts at a base price of $29,030. With the average insurance rate at $2,640 per year, the annual insurance cost–to–base car price ratio is 9.1%.
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