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Toyota Tundra insurance rates

Average insurance cost for your Tundra? $199. But shop around to leave high rates in the dust.

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We pulled car insurance quotes from top insurance companies to find that the average monthly cost to insure a Toyota Tundra is $199.23 a month — or $2,390.76 yearly. However, some older models may cost less to insure than others depending on the safety features your vehicle has and which insurer you choose. And your actual costs depend on your specific details such as driving history, ZIP, age, annual mileage and other factors.

Model YearProgressiveGeicoState FarmFarmersAverage
2011 Toyota Tundra$112.57$99.07$175.83$206.87$148.59
2016 Toyota Tundra$133.58$113.33$215.37$227.53$172.45
2021 Toyota Tundra$175.09$132.01$225.01$264.82$199.23

How we got these rates

Our rates are based on a single 30-year-old driver with a clean driving history living in California. California is one of seven states that doesn’t use gender to determine car insurance costs. We chose full coverage car insurance with liability limits that exceed the California state minimum requirements, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

Your rates may be different based on details such as your zip, location, job type, annual mileage and more.

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Toyota Tundra money-saving safety features

You could save money on car insurance for your Toyota Tundra if it comes equipped with these safety features.

  • Antilock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Antitheft system

How safe is the Toyota Tundra?

The 2017 Toyota Tundra received a 4-Star Overall Safety Rating from the National Highway Traffic Safety Administration (NHTSA). The side crash test received five stars, the highest possible rating, from the NHTSA. The government organization also awarded a four star safety rating for the frontal crash test and the rollover crash test.

The Insurance Institute for Highway Safety (IIHS) rated the moderate overlap front test as marginal, a below average rating. All other crash tests performed by the IIHS received a good safety rating, the highest possible rating.

The Toyota Tundra model includes lane departure warning, brake assist and blind spot monitoring.

How does the Toyota Tundra compare to other car models?

The Toyota Tundra has been around since 2000 and it is currently in its second generation. The full-size pickup truck is known for its excellent off-road capabilities and spacious back seating. In 2016, there has been over 115,000 sales in the United States.

From a price standpoint, the Toyota Tundra ranks right in the middle of our list of the 360 priciest car models to insure.

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Written by

Roslyn McKenna

Roslyn McKenna Ayers is insurance manager at ValuePenguin and a former publisher at Finder, specializing in home and auto coverage. Her expertise and analysis has been featured on Bankrate, MSN and Reader's Digest. She holds a BA in writing and communications from Maryville College. See full profile

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