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JetBlue Card review

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Earn double points at grocery stores and restaurants without paying an annual fee.

  • Get this card if you occasionally fly JetBlue.
  • Pick something else if you prefer other airlines or want a general travel card.
  • Apply with a good to an excellent credit score of 670 or higher.

10,000

Points as welcome offer

Up to 3x

Points

$0

Annual fee

15.99%, 19.99% or 24.99%

Purchase APR (variable)

Details

Product NameJetBlue Card
Card typeMastercard
Annual fee$0
Purchase APR15.99%, 19.99% or 24.99% variable
Balance transfer APR0% intro for the first 12 billing cycles (then 15.99%, 19.99% or 24.99% variable)
Balance transfer fee$5 or 3% of the transaction, whichever is greater
Cash advance rate25.24% variable
Cash advance fee$10 or 5% of the cash advance amount, whichever is greater
Foreign transaction feeNone
Interest free periodUp to 23 days
Late payment feeUp to $37
Returned payment feeUp to $37

Expert review

Kliment Dukovski

Review by


Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The JetBlue Card has no annual or foreign transaction fees and can be a great choice if you occasionally fly with the airline. TrueBlue points – which can be earned with purchases – have high redemption value so you can easily redeem a flight.

Consider a card from another airline

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
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The perks

  • Signup bonus.
    Earn 10,000 bonus points when you spend $1,000 on purchases in your first 90 days of account opening.
  • TrueBlue points.
    Earn 3x points on JetBlue purchases, 2x points at restaurants and grocery stores and 1x points on everything else.
  • Intro APR period on balance transfers.
    Enjoy a 0% intro APR on balance transfers for the first 12 billing cycles from account opening. After that, your APR reverts to variable 15.99%, 19.99% or 24.99%.

You’ll also like

  • No annual fee.
    The card costs nothing to own.
  • No foreign transaction fees.
    You won’t pay any foreign transaction fees when using the card outside the US.
  • In-flight savings.
    Save 50% on eligible in-flight purchases of food and beverages as long as supplies last.
  • Point pooling.
    Pool points with up to six family members or friends and designate a member to redeem the points.

Case study: Kelly’s experience

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Kelly Larson
Editor

I’ve always preferred flying JetBlue, which is what attracted me to this card in the first place. I’ve only had it for about two years now and have already earned enough miles for several roundtrip flights. And because I tend to spend the most at grocery stores and restaurants anyway, the 2x points in those categories was a nice fit.

It’s a bummer to have to pay fees and taxes on earned flights, but the option to use points for checked bags helps reduce out-of-pocket costs. And while it would’ve been nice to have an intro APR period on purchases, I don’t often carry a balance. I was much more interested in not having to pay an annual fee, so that only sweetened the pot.

What to watch out for

  • Balance transfer limitation.
    The intro APR period on balance transfers won’t apply unless balance transfers are posted within the first 45 days of card membership.
  • Taxes and fees on award flights.
    Expect to pay fees and taxes of $5.60 for one-way and $11.20 for round-trip flights when redeeming points for award flights. For international flights, fees and taxes range between $5.60 and $161.50 for one way and $27.60 and $171.60 for round trip.

Compare travel credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
50,000 miles after spending $2,500 in the first 3 months
2x miles on eligible American Airlines purchases, at gas stations and restaurants and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 AAdvantage® bonus miles after you spend $2,500 in the first 3 months.
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
United℠ Explorer Card
60,000 miles after spending $3,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
Luxury Card Mastercard® Black Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
$495
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
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Bottom line

This can be an excellent card if you occasionally fly JetBlue. It costs nothing to own, you can earn and redeem points on JetBlue flights, save money on in-flight purchases and make a balance transfer if you’re stuck paying a high APR on another card.

But if you’re not sure if this card is a good fit for you, compare other airline credit cards to explore other options.
Our guide to the JetBlue TrueBlue program

Frequently asked questions

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