Shedding light on car insurance prices
The average insurance costs for a Porsche Panamera is $105 a month — or $1,260 a year. Your actual cost could be more or less depending on your driving record, the number of miles you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from insurance companies using this profile:
Our estimated price is for the state required minimum coverage which includes bodily injury, property damage, uninsured motorist, bodily injury and personal injury protection.
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A 2017 Porsche Panamera starts at a base price of $85,000. With the average insurance rate at $1,260 per year, the annual insurance cost–to–base car price ratio is 1.5%. That’s much lower than the national average of 4%, making the Porsche Panamera one of the cheapest luxury cars to insure.
| Model | Monthly insurance rate | Base car price |
|---|---|---|
| 911 | $105.00 | $89,400 |
| Boxster | $105.00 | $52,100 |
| Cayenne | $115.00 | $59,600 |
| Cayman | $108.00 | $53,900 |
| Macan | $220.00 | $47,500 |
| Panamera | $105.00 | $85,000 |
The Porsche Panamera has been around since 2010 and it is currently in its second generation. The super luxury car is known for its sharp handling, strong turbocharged engine options and spacious seating. In 2013, Porsche created a Panamera Hybrid model and it is still available today.
Insurance companies determine the insurance cost for a Porsche Panamera based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on your driving history and location. If you’re considering a Porsche Panamera, grab quotes from several insurance companies to find the lowest premium possible before you commit. Do your research to see if you qualify for insurance discounts.
You could save money on car insurance for your Porsche Panamera if it comes equipped with these safety features.
The 2017 Porsche Panamera has not been evaluated by the Insurance Institute for Highway Safety or the National Highway Traffic Safety Administration for safety ratings.
The Porsche Panamera model includes adaptive cruise control, blind spot monitoring and a collision migration system.
From 2009 to 2012, the Porsche Panamera was the fourth most stolen sports car in America, according to the National Insurance Crime Bureau. There were approximately 103 thefts during this time frame.
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